Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$4.4B
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P76
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Balance Sheet

Assets, liabilities, and equity

18 accounts · 10 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	$993.0M 1.4%	$979.0M 6.8%	$917.0M 7.3%	$855.0M -0.4%	$858.7M -5.3%	$906.4M 24.8%	$726.2M 12.3%	$646.6M 6.7%	$606.2M -28.1%	$842.9M
Investments	$46.5B 14.7%	$40.5B 19.7%	$33.9B 24.0%	$27.3B 2.7%	$26.6B -7.6%	$28.8B 17.9%	$24.4B 12.2%	$21.7B -0.4%	$21.8B 10.8%	$19.7B
Premiums Receivable	$15.2B 9.8%	$13.9B 18.7%	$11.7B 14.9%	$10.2B 19.7%	$8.5B 29.7%	$6.6B 7.2%	$6.1B 45.2%	$4.2B 14.8%	$3.7B 15.3%	$3.2B
Other Assets	$16.5B 6.5%	$15.5B 24.7%	$12.4B 28.7%	$9.7B 5.6%	$9.1B 29.7%	$7.0B 6.3%	$6.6B 18.2%	$5.6B -5.4%	$5.9B 5.5%	$5.6B
Total Assets	$79.2B 11.8%	$70.9B 20.4%	$58.9B 22.7%	$48.0B 6.4%	$45.1B 4.2%	$43.3B 14.2%	$37.9B 17.6%	$32.2B 0.5%	$32.1B 9.1%	$29.4B
Liabilities
Insurance Reserves	$33.5B 14.2%	$29.4B 29.1%	$22.8B 13.6%	$20.0B 11.3%	$18.0B 7.6%	$16.7B 18.7%	$14.1B 16.6%	$12.1B 4.0%	$11.6B 10.7%	$10.5B
Unearned Premiums	$10.1B -1.2%	$10.2B 16.0%	$8.8B 20.0%	$7.3B 22.0%	$6.0B 24.2%	$4.8B 11.5%	$4.3B 15.6%	$3.8B 3.6%	$3.6B 6.3%	$3.4B
Long Term Debt	$2.7B 0.0%	$2.7B 0.1%	$2.7B 0.0%	$2.7B 0.0%	$2.7B -9.7%	$3.0B 28.1%	$2.4B 7.6%	$2.2B -14.1%	$2.5B 2.4%	$2.5B
Other Liabilities	$8.7B 11.4%	$7.8B 24.0%	$6.3B 25.9%	$5.0B 3.4%	$4.8B 2.1%	$4.7B -1.4%	$4.8B 27.4%	$3.7B -6.5%	$4.0B 9.5%	$3.7B
Total Liabilities	$55.0B 9.9%	$50.1B 23.5%	$40.6B 15.6%	$35.1B 11.2%	$31.5B 7.7%	$29.3B 14.6%	$25.6B 17.4%	$21.8B -0.1%	$21.8B 8.7%	$20.1B
Equity
Total Stockholders Equity	$24.2B 16.3%	$20.8B 13.4%	$18.4B 42.2%	$12.9B -4.7%	$13.5B 3.4%	$13.1B 14.0%	$11.5B 21.8%	$9.4B 2.6%	$9.2B 11.4%	$8.3B
Preferred Stock	$830.0M 0.0%	$830.0M 0.0%	$830.0M 0.0%	$830.0M 0.0%	$830.0M 6.4%	$780.0M 0.0%	$780.0M 0.0%	$780.0M -10.6%	$872.6M 12.9%	$772.6M
Common Stock	$1.0M 0.0%	$1.0M 0.0%	$1.0M 0.0%	$1.0M 54.3%	$648.0K 0.8%	$643.0K 0.8%	$638.0K 0.6%	$634.0K 3.8%	$611.0K 5.0%	$582.0K
Additional Paid In Capital	$2.7B 9.0%	$2.5B 7.9%	$2.3B 5.2%	$2.2B 6.0%	$2.1B 5.4%	$2.0B 4.7%	$1.9B 5.3%	$1.8B 45.8%	$1.2B 131.5%	$531.7M
Retained Earnings	$27.0B 19.2%	$22.7B 11.8%	$20.3B 27.7%	$15.9B 9.9%	$14.5B 16.9%	$12.4B 12.2%	$11.0B 16.9%	$9.4B 10.1%	$8.6B 7.1%	$8.0B
Treasury Stock	$6.4B 42.6%	$4.5B 1.4%	$4.4B 1.1%	$4.4B 16.4%	$3.8B 50.2%	$2.5B 4.1%	$2.4B 1.0%	$2.4B 14.7%	$2.1B 2.1%	$2.0B
Accumulated Other Comprehensive Income	$5.0M 100.7%	$-720.0M -6.5%	$-676.0M 58.9%	$-1.6B -2448.0%	$-64.6M -113.2%	$488.9M 130.5%	$212.1M 218.7%	$-178.7M -251.4%	$118.0M 203.1%	$-114.5M
Total Liabilitiesand Equity	$79.2B 11.8%	$70.9B 20.4%	$58.9B 22.7%	$48.0B 6.4%	$45.1B 4.2%	$43.3B 14.2%	$37.9B 17.6%	$32.2B 0.5%	$32.1B 9.1%	$29.4B

Income Statement

Revenue, expense, and profitability

8 accounts · 10 years

Revenue Not reported

Operating income Not reported

Net income $4.4B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Premiums Earned	$17.1B 13.0%	$15.1B 21.4%	$12.4B 28.5%	$9.7B 19.8%	$8.1B 15.6%	$7.0B 20.8%	$5.8B 10.6%	$5.2B 8.0%	$4.8B 24.7%	$3.9B
Expenses Losses and Loss Adjustment	$14.9B 15.3%	$13.0B 26.5%	$10.2B 26.1%	$8.1B 13.7%	$7.1B 2.8%	$6.9B 36.8%	$5.1B 10.2%	$4.6B -5.4%	$4.9B 35.0%	$3.6B
Income Tax Income Tax Expense	$760.0M 109.9%	$362.0M 141.5%	$-873.0M -1191.3%	$80.0M -37.5%	$128.0M 14.5%	$111.8M -28.2%	$155.8M 36.7%	$114.0M -10.7%	$127.6M 306.6%	$31.4M
net Income Other Items Below Tax	$2.5B 15.3%	$2.2B 109.2%	$1.1B 711.0%	$-172.0M -113.4%	$1.3B 6.7%	$1.2B 47.0%	$819.5M 5869.3%	$-14.2M 77.5%	$-63.2M 60.4%	$-159.5M
net Income net Income	$4.4B 2.0%	$4.3B -2.9%	$4.4B 201.0%	$1.5B -31.6%	$2.2B 53.5%	$1.4B -14.1%	$1.6B 115.9%	$758.0M 22.4%	$619.3M -10.6%	$692.7M
Earnings Per Share Basic Eps	$12 3.1%	$11 -3.9%	$12 206.2%	$4 -27.1%	$5 58.3%	$3 -14.9%	$4 125.6%	$2 25.7%	$1 -23.5%	$2
Earnings Per Share Diluted Eps	$12 3.7%	$11 -3.7%	$12 205.8%	$4 -27.3%	$5 57.5%	$3 -14.2%	$4 123.7%	$2 27.2%	$1 -23.6%	$2
Earnings Per Share Weighted Average Shares Diluted	$375.9M -1.5%	$381.8M 0.8%	$378.8M 0.3%	$377.6M -5.7%	$400.3M -2.4%	$410.3M -0.3%	$411.6M -0.3%	$412.9M -1.2%	$417.8M 11.7%	$374.2M

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 10 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Cash From Operating Activities	$6.2B -7.5%	$6.7B 16.1%	$5.7B 50.7%	$3.8B 11.4%	$3.4B 18.7%	$2.9B 40.9%	$2.0B 31.4%	$1.6B 42.4%	$1.1B -20.5%	$1.4B
Operating Activities net Income	$4.4B 2.0%	$4.3B -2.9%	$4.4B 199.7%	$1.5B -33.8%	$2.2B 52.8%	$1.5B -13.4%	$1.7B 132.7%	$727.8M 15.6%	$629.7M -23.6%	$824.2M
Operating Activities Depreciation and Amortization	$193.0M -17.9%	$235.0M 147.4%	$95.0M -10.4%	$106.0M 29.3%	$82.0M 18.8%	$69.0M -15.9%	$82.1M -22.3%	$105.7M -16.0%	$125.8M 550.3%	$19.3M
Operating Activities Stock Based Compensation	$148.0M 11.3%	$133.0M 43.0%	$93.0M 5.7%	$88.0M 0.0%	$88.0M 23.5%	$71.3M 7.3%	$66.4M 19.1%	$55.8M -17.7%	$67.8M 19.8%	$56.6M
Operating Activities Other Non Cash Items	$1.4B -28.1%	$2.0B 78.1%	$1.1B -47.7%	$2.1B 110.6%	$1.0B -20.7%	$1.3B 519.7%	$206.6M -69.2%	$670.1M 146.7%	$271.6M -43.1%	$477.3M
Investing Activities net Cash From Investing Activities	$-4.0B 9.5%	$-4.5B 18.4%	$-5.5B -76.3%	$-3.1B -45.0%	$-2.1B 29.7%	$-3.0B -68.5%	$-1.8B -226.1%	$-554.0M 59.0%	$-1.4B 50.0%	$-2.7B
Investing Activities Capital Expenditures	$-44.0M 13.7%	$-51.0M 1.9%	$-52.0M -4.0%	$-50.0M -22.0%	$-41.0M -2.8%	$-39.9M -5.4%	$-37.8M -26.9%	$-29.8M -30.5%	$-22.8M -49.3%	$-15.3M
Investing Activities Other Investing Activities	$-4.0B 9.5%	$-4.4B 18.6%	$-5.4B -77.5%	$-3.1B -45.5%	$-2.1B 30.2%	$-3.0B -69.8%	$-1.8B -237.4%	$-524.2M 60.6%	$-1.3B 50.6%	$-2.7B
Financing Activities net Cash From Financing Activities	$-1.9B 1.8%	$-1.9B -2689.9%	$-69.0M 90.2%	$-706.0M 42.6%	$-1.2B -335.8%	$521.3M 746.2%	$-80.7M 91.8%	$-988.8M -28939.9%	$-3.4M -100.2%	$1.6B
Financing Activities Dividends Paid	$-47.0M 97.5%	$-1.9B -4665.0%	$-40.0M 0.0%	$-40.0M 18.4%	$-49.0M -5.2%	$-46.6M 14.0%	$-54.1M 9.2%	$-59.6M 6.9%	$-64.0M -39.0%	$-46.1M
Financing Activities Repurchase of Common Stock	$-1.9B -7770.8%	$-24.0M	$0 100.0%	$-586.0M 52.5%	$-1.2B -1378.3%	$-83.5M -2807.4%	$-2.9M 99.0%	$-290.4M -1279.6%	$-21.0M 72.9%	$-77.7M
Financing Activities Other Financing Activities	$46.0M 820.0%	$5.0M 117.2%	$-29.0M 63.7%	$-80.0M -248.1%	$54.0M -91.7%	$651.3M 2852.3%	$-23.7M 96.3%	$-638.8M -882.2%	$81.7M -95.4%	$1.8B
Cash Reconciliation Effect of Exchange Rate On Cash	$61.0M 344.0%	$-25.0M -292.3%	$13.0M 126.0%	$-50.0M -47.1%	$-34.0M -252.5%	$22.3M 25.6%	$17.7M 192.7%	$-19.1M -205.6%	$18.1M 185.5%	$-21.2M
Cash Reconciliation net Change In Cash	$307.0M 17.2%	$262.0M 16.4%	$225.0M 648.8%	$-41.0M -270.8%	$24.0M -93.8%	$386.8M 116.0%	$179.1M 6879.8%	$-2.6M 98.9%	$-242.3M -184.0%	$288.5M

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	—	—	—	—	—	—	—	—	—	—
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—	—	—	—	—	—
Returns
ROE	+18.2%	+20.7%	+24.2%	+11.4%	+15.9%	+10.7%	+14.2%	+8.0%	+6.7%	+8.4%
ROA	+5.6%	+6.1%	+7.5%	+3.1%	+4.8%	+3.2%	+4.3%	+2.4%	+1.9%	+2.4%
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x	2.72x	2.33x	2.24x	2.22x	2.31x	2.37x	2.43x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 396d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S —

P/B 1.41x

EV $35.8B

EV/EBITDA —

FCF yield +18.0%

Dividend yield +0.1%

Notes

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