Company financials

Visa Inc.

Financials Transaction & Payment Processing Services San Francisco, California Last filing Nov 6, 2025 · FY2025

                    Revenue
                    FY2025
                
$40.0B
                    3y CAGR +10.9%
                    
                    P38
                    
                    n/a
                    
                    Net income
                    FY2025
                
$20.1B
                    Net margin +50.1%
                    
                    P93
                    
                    n/a
                    
                    Total assets
                    FY2025
                
$99.6B
                    ROA +20.1%
                    
                    P97
                    
                    n/a
                    
                    Operating cash flow
                    FY2025
                
$23.1B
                    FCF margin +53.9%
                    
                    P82
                    
                    n/a

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

27 accounts · 1 year

Total assets $99.6B

Total liabilities $61.7B

Shareholders equity $37.9B

Account	2025	Trend
Assets
Cash and Cash Equivalents	50.4%
Accounts Receivable	7.8%
Prepaid Expenses	6.7%
Other Current Assets	24.9%
Total Current Assets	94.4%
Property,Plant and Equipment	10.6%
Goodwill	49.7%
Intangible Assets	69.1%
Long Term Investments	7.1%
Other Noncurrent Assets	22.8%
Total Assets	249.1%
Liabilities
Accounts Payable	1.4%
Accrued Liabilities	25.9%
Current Portion of Long Term Debt	13.9%
Other Current Liabilities	46.4%
Total Current Liabilities	87.6%
Long Term Debt	49.0%
Deferred Tax Liabilities	13.9%
Other Noncurrent Liabilities	3.8%
Total Liabilities	154.3%
Equity
Preferred Stock	1.9%
Additional Paid In Capital	54.8%
Retained Earnings	37.8%
Accumulated Other Comprehensive Income	0.6%
Other Equity	-0.3%
Total Stockholders Equity	94.8%
Total Liabilitiesand Equity	249.1%

Income Statement

Revenue, expense, and profitability

10 accounts · 1 year

Revenue $40.0B

Operating income $24.0B

Net income $20.1B

Account	2025	Trend
IncomeStatement
Revenues Total Revenue	100.0%
Expenses Selling,General and Administrative	28.3%
Expenses Depreciation and Amortization	3.0%
Expenses Other Operating Expenses	8.6%
Other Income Expense Operating Income	60.0%
Other Income Expense Interest Expense	1.5%
Other Income Expense Other Income/expense	2.0%
Other Income Expense Income Before Tax	60.5%
Income Tax Income Tax Expense	10.3%
net Income net Income	50.1%

Cash Flow Statement

Operating, investing, and financing flows

23 accounts · 1 year

Operating cash flow $23.1B

Investing cash flow $708.0M

Financing cash flow $-19.0B

Account	2025	Trend
CashFlow
Operating Activities net Income	50.1%
Operating Activities Depreciation and Amortization	42.4%
Operating Activities Stock Based Compensation	2.2%
Operating Activities Deferred Income Taxes	0.4%
Operating Activities Changes In Operating Assets and Liabilities	-37.9%
Operating Activities Other Non Cash Items	0.4%
Operating Activities net Cash From Operating Activities	57.6%
Investing Activities Capital Expenditures	-3.7%
Investing Activities Business Acquisitions	-2.2%
Investing Activities Purchases of Investments	-0.2%
Investing Activities Proceeds From Sale of Investments	7.6%
Investing Activities Other Investing Activities	0.3%
Investing Activities net Cash From Investing Activities	1.8%
Financing Activities Proceeds From Debt	9.8%
Financing Activities Repayment of Debt	0.0%
Financing Activities Repurchase of Common Stock	-45.8%
Financing Activities Dividends Paid	-11.6%
Financing Activities Proceeds From Stock Issuance	1.0%
Financing Activities Tax Withholding On Stock Based Compensation	-0.7%
Financing Activities Other Financing Activities	-0.1%
Financing Activities net Cash From Financing Activities	-47.4%
Cash Reconciliation Effect of Exchange Rate On Cash	1.1%
Cash Reconciliation net Change In Cash	13.1%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 1 year

Ratio	2025
Profitability
Gross margin	—
Operating margin	+60.0%
Net margin	+50.1%
FCF margin	+53.9%
Growth
Revenue CAGR (3y)	+10.9%
Returns
ROE	+52.9%
ROA	+20.1%
ROIC	+46.3%
Liquidity
Current ratio	1.08x
Quick ratio	0.66x
Leverage
D/E	1.63x
Interest coverage	40.74x
Efficiency
Asset turnover	0.40x
Cash conversion cycle	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

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Visa Inc.

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