UnitedHealth Group

Health Care Managed Health Care Minnetonka, Minnesota Last filing Mar 2, 2026 · FY2025

                    Revenue
                    FY2025
                
$447.6B
                    3y CAGR +11.4%
                    
                    P84
                    
                    n/a
                    
                    Net income
                    FY2025
                
$12.1B
                    Net margin +2.7%
                    
                    P18
                    
                    n/a
                    
                    Total assets
                    FY2025
                
$309.6B
                    ROA +3.9%
                    
                    P32
                    
                    n/a
                    
                    Operating cash flow
                    FY2025
                
$19.7B
                    FCF margin +3.6%
                    
                    P16
                    
                    n/a

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

31 accounts · 1 year

Total assets $309.6B

Total liabilities $207.9B

Shareholders equity $100.1B

Account	2025	Trend
Assets
Cash and Cash Equivalents	7.9%
Short Term Investments	1.2%
Accounts Receivable	7.4%
Prepaid Expenses	3.1%
Other Current Assets	9.6%
Total Current Assets	29.3%
Property,Plant and Equipment	3.5%
Goodwill	35.7%
Intangible Assets	6.6%
Long Term Investments	17.5%
Other Noncurrent Assets	7.4%
Total Assets	100.0%
Liabilities
Accounts Payable	12.3%
Accrued Liabilities	12.7%
Deferred Revenue	1.1%
Current Portion of Long Term Debt	2.0%
Other Current Liabilities	9.1%
Total Current Liabilities	37.1%
Long Term Debt	23.4%
Deferred Tax Liabilities	0.8%
Other Noncurrent Liabilities	5.9%
Total Liabilities	67.1%
Equity
Preferred Stock	0.0%
Common Stock	0.0%
Additional Paid In Capital	0.2%
Retained Earnings	30.9%
Accumulated Other Comprehensive Income	-0.7%
Total Stockholders Equity	32.3%
Noncontrolling Interest	1.9%
Temporary Equity and Other	0.5%
Total Liabilitiesand Equity	100.0%

Income Statement

Revenue, expense, and profitability

16 accounts · 1 year

Revenue $447.6B

Operating income $19.0B

Net income $12.1B

Account	2025	Trend
IncomeStatement
Revenues Total Revenue	144.6%
Expenses Cost of Revenue	16.4%
Expenses Selling,General and Administrative	19.2%
Expenses Depreciation and Amortization	1.4%
Expenses Other Operating Expenses	101.4%
Other Income Expense Operating Income	6.1%
Other Income Expense Interest Expense	1.3%
Other Income Expense Other Income/expense	-0.1%
Other Income Expense Income Before Tax	4.7%
Income Tax Income Tax Expense	0.6%
net Income Other Items Below Tax	-0.2%
net Income net Income	3.9%
net Income Comprehensive Income	4.3%
Earnings Per Share Basic Eps	0.0%
Earnings Per Share Diluted Eps	0.0%
Earnings Per Share Weighted Average Shares Diluted	0.3%

Cash Flow Statement

Operating, investing, and financing flows

23 accounts · 1 year

Operating cash flow $19.7B

Investing cash flow $-8.7B

Financing cash flow $-11.6B

Account	2025	Trend
CashFlow
Operating Activities net Income	4.1%
Operating Activities Depreciation and Amortization	1.4%
Operating Activities Stock Based Compensation	0.3%
Operating Activities Deferred Income Taxes	-0.6%
Operating Activities Changes In Operating Assets and Liabilities	0.7%
Operating Activities Other Non Cash Items	0.3%
Operating Activities net Cash From Operating Activities	6.4%
Investing Activities Capital Expenditures	-1.2%
Investing Activities Business Acquisitions	-1.5%
Investing Activities Purchases of Investments	-5.6%
Investing Activities Proceeds From Sale of Investments	5.7%
Investing Activities Other Investing Activities	-0.3%
Investing Activities net Cash From Investing Activities	-2.8%
Financing Activities Proceeds From Debt	1.0%
Financing Activities Repayment of Debt	-1.0%
Financing Activities Repurchase of Common Stock	-1.8%
Financing Activities Dividends Paid	-2.6%
Financing Activities Proceeds From Stock Issuance	0.3%
Financing Activities Other Financing Activities	0.3%
Financing Activities net Cash From Financing Activities	-3.8%
Cash Reconciliation Effect of Exchange Rate On Cash	0.0%
Cash Reconciliation Other Changes In Cash	-0.1%
Cash Reconciliation net Change In Cash	-0.3%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 1 year

Ratio	2025
Profitability
Gross margin	+88.7%
Operating margin	+4.2%
Net margin	+2.7%
FCF margin	+3.6%
Growth
Revenue CAGR (3y)	+11.4%
Returns
ROE	+12.0%
ROA	+3.9%
ROIC	+10.7%
Liquidity
Current ratio	0.79x
Quick ratio	0.41x
Leverage
D/E	2.08x
Interest coverage	4.74x
Efficiency
Asset turnover	1.45x
Cash conversion cycle	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

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UnitedHealth Group

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