Company financials

Regions Financial Corporation

Financials Regional Banks Birmingham, Alabama Last filing Feb 24, 2026 · FY2025

                    Revenue
                    FY2025
                
$7.1B
                    3y CAGR +11.5%
                    
                    P48
                    
                    -0.5%
                    
                    Net income
                    FY2025
                
$2.2B
                    Net margin +30.5%
                    
                    P76
                    
                    +13.9%
                    
                    Total assets
                    FY2025
                
$158.8B
                    ROA +1.4%
                    
                    P33
                    
                    +1.0%
                    
                    Operating cash flow
                    FY2025
                
$2.2B
                    
                    +36.5%

19 yrs · FY2007–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

21 accounts · 5 years

Total assets $158.8B

Total liabilities $139.7B

Shareholders equity $19.0B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	154.2%	150.7%	98.6%	220.1%	720.7%
Investment Securities	468.9%	431.2%	418.4%	563.2%	719.9%
Loans net	1330.1%	1338.1%	1403.6%	1872.7%	2114.8%
Property,Plant and Equipment	23.5%	23.5%	23.8%	33.7%	44.4%
Goodwill	81.1%	80.7%	83.1%	112.4%	140.7%
Other Assets	187.6%	188.8%	179.2%	240.4%	252.0%
Total Assets	2245.4%	2213.0%	2206.7%	3042.3%	3992.6%
Liabilities
Deposits	1853.9%	1795.2%	1852.8%	2582.2%	3407.8%
Short Term Borrowings	10.6%	7.0%	0.0%	—	—
Long Term Debt	58.4%	84.3%	33.8%	44.8%	59.0%
Other Liabilities	52.3%	74.5%	66.4%	147.5%	135.8%
Total Liabilities	1975.3%	1961.1%	1953.0%	2729.7%	3543.5%
Equity
Total Stockholders Equity	269.2%	251.5%	252.7%	312.6%	449.1%
Common Stock	0.1%	0.1%	0.1%	0.2%	0.2%
Retained Earnings	144.3%	127.5%	118.7%	137.3%	136.0%
Accumulated Other Comprehensive Income	-21.7%	-41.2%	-40.8%	-65.5%	7.1%
Preferred Stock	19.4%	24.1%	24.1%	32.5%	40.7%
Additional Paid In Capital	146.6%	160.3%	170.5%	235.0%	298.7%
Treasury Stock	19.4%	19.3%	19.9%	26.9%	33.6%
Noncontrolling Interest	0.8%	0.4%	0.9%	0.1%	0.0%
Total Liabilitiesand Equity	2245.4%	2213.0%	2206.7%	3042.3%	3992.6%

Income Statement

Revenue, expense, and profitability

11 accounts · 5 years

Revenue $7.1B

Operating income Not reported

Net income $2.2B

Account	2025	2024	2023	2022	2021
IncomeStatement
Interest Income Total Interest Income	100.0%	100.0%	100.0%	100.0%	100.0%
Interest Expense Interest Expense	29.4%	32.2%	22.9%	6.2%	4.1%
net Interest Income net Interest Income	70.6%	67.8%	77.1%	93.8%	95.9%
Expenses Provision For Credit Losses	6.6%	6.9%	8.0%	5.3%	-12.8%
Noninterest Income Total Noninterest Income	35.8%	31.9%	32.7%	47.6%	61.8%
Expenses Noninterest Expense	61.0%	59.7%	64.0%	79.7%	91.8%
Income Tax Income Tax Expense	8.3%	6.5%	7.7%	12.4%	17.0%
net Income net Income	30.5%	26.6%	30.1%	44.0%	61.8%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	12.7%	12.9%	13.6%	18.5%	23.6%

Cash Flow Statement

Operating, investing, and financing flows

11 accounts · 5 years

Operating cash flow $2.2B

Investing cash flow $-1.4B

Financing cash flow $-568.0M

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Cash From Operating Activities	30.8%	22.5%	33.5%	60.8%	74.2%
Operating Activities net Income	30.5%	26.6%	30.1%	44.0%	61.8%
Operating Activities Depreciation and Amortization	1.2%	2.0%	3.4%	6.9%	9.1%
Operating Activities Other Non Cash Items	-0.8%	-6.2%	-0.0%	9.9%	3.4%
Investing Activities net Cash From Investing Activities	-20.0%	-3.7%	-23.3%	-253.6%	-70.2%
Investing Activities Other Investing Activities	-20.0%	-3.7%	-23.3%	-253.6%	-70.2%
Financing Activities net Cash From Financing Activities	-8.0%	36.2%	-74.3%	-163.6%	276.6%
Financing Activities Dividends Paid	-14.2%	-14.0%	-12.8%	-14.9%	-17.5%
Financing Activities Repurchase of Common Stock	-15.1%	-4.9%	-3.7%	-4.5%	-11.4%
Financing Activities Other Financing Activities	21.2%	55.1%	-57.9%	-144.1%	305.6%
Cash Reconciliation net Change In Cash	2.8%	55.0%	-64.2%	-356.4%	280.7%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	—	—	—
Net margin	+30.5%	+26.6%	+30.1%	+44.0%	+61.8%
FCF margin	—	—	—	—	—
Growth
Revenue CAGR (3y)	+11.5%	+20.3%	+17.4%	+3.5%	-2.0%
Returns
ROE	+11.3%	+10.6%	+11.9%	+14.1%	+13.8%
ROA	+1.4%	+1.2%	+1.4%	+1.4%	+1.5%
ROIC	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	7.34x	7.80x	7.73x	8.73x	7.89x
Interest coverage	—	—	—	—	—
Efficiency
Asset turnover	0.04x	0.05x	0.05x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—

Valuation

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FY2025 fundamentals · no price

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Regions Financial Corporation

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