Company financials

Regions Financial Corporation

Financials Regional Banks Birmingham, Alabama Last filing Feb 24, 2026 · FY2025

                    Revenue
                    FY2025
                
$7.1B
                    3y CAGR +11.5%
                    
                    P48
                    
                    -0.5%
                    
                    Net income
                    FY2025
                
$2.2B
                    Net margin +30.5%
                    
                    P76
                    
                    +13.9%
                    
                    Total assets
                    FY2025
                
$158.8B
                    ROA +1.4%
                    
                    P33
                    
                    +1.0%
                    
                    Operating cash flow
                    FY2025
                
$2.2B
                    
                    +36.5%

19 yrs · FY2007–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Balance Sheet

Assets, liabilities, and equity

21 accounts · 5 years

Total assets $158.8B

Total liabilities $139.7B

Shareholders equity $19.0B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	$10.9B 1.8%	$10.7B 57.5%	$6.8B -39.4%	$11.2B -61.8%	$29.4B
Investment Securities	$33.2B 8.2%	$30.7B 6.2%	$28.9B 0.4%	$28.7B -2.2%	$29.4B
Loans net	$94.1B -1.1%	$95.1B -1.7%	$96.8B 1.3%	$95.5B 10.7%	$86.3B
Property,Plant and Equipment	$1.7B -0.8%	$1.7B 1.9%	$1.6B -4.4%	$1.7B -5.3%	$1.8B
Goodwill	$5.7B 0.0%	$5.7B 0.0%	$5.7B 0.0%	$5.7B -0.2%	$5.7B
Other Assets	$13.3B -1.1%	$13.4B 8.6%	$12.4B 0.8%	$12.3B 19.2%	$10.3B
Total Assets	$158.8B 1.0%	$157.3B 3.4%	$152.2B -1.9%	$155.2B -4.7%	$162.9B
Liabilities
Deposits	$131.1B 2.8%	$127.6B -0.1%	$127.8B -3.0%	$131.7B -5.3%	$139.1B
Short Term Borrowings	$750.0M 50.0%	$500.0M	$0	—	—
Long Term Debt	$4.1B -31.0%	$6.0B 157.2%	$2.3B 2.0%	$2.3B -5.1%	$2.4B
Other Liabilities	$3.7B -30.2%	$5.3B 15.6%	$4.6B -39.1%	$7.5B 35.8%	$5.5B
Total Liabilities	$139.7B 0.2%	$139.4B 3.5%	$134.7B -3.3%	$139.3B -3.7%	$144.6B
Equity
Total Stockholders Equity	$19.0B 6.5%	$17.9B 2.6%	$17.4B 9.3%	$15.9B -13.0%	$18.3B
Common Stock	$9.0M 0.0%	$9.0M -10.0%	$10.0M 0.0%	$10.0M 0.0%	$10.0M
Retained Earnings	$10.2B 12.6%	$9.1B 10.7%	$8.2B 16.9%	$7.0B 26.2%	$5.5B
Accumulated Other Comprehensive Income	$-1.5B 47.6%	$-2.9B -4.1%	$-2.8B 15.9%	$-3.3B -1256.7%	$289.0M
Preferred Stock	$1.4B -20.2%	$1.7B 3.4%	$1.7B 0.0%	$1.7B 0.0%	$1.7B
Additional Paid In Capital	$10.4B -9.0%	$11.4B -3.1%	$11.8B -1.9%	$12.0B -1.6%	$12.2B
Treasury Stock	$1.4B 0.0%	$1.4B 0.0%	$1.4B 0.0%	$1.4B 0.0%	$1.4B
Noncontrolling Interest	$60.0M 93.5%	$31.0M -51.6%	$64.0M 1500.0%	$4.0M	$0
Total Liabilitiesand Equity	$158.8B 1.0%	$157.3B 3.4%	$152.2B -1.9%	$155.2B -4.7%	$162.9B

Income Statement

Revenue, expense, and profitability

11 accounts · 5 years

Revenue $7.1B

Operating income Not reported

Net income $2.2B

Account	2025	2024	2023	2022	2021
IncomeStatement
Interest Income Total Interest Income	$7.1B -0.5%	$7.1B 3.1%	$6.9B 35.2%	$5.1B 25.0%	$4.1B
Interest Expense Interest Expense	$2.1B -9.1%	$2.3B 45.2%	$1.6B 399.1%	$316.0M 89.2%	$167.0M
net Interest Income net Interest Income	$5.0B 3.6%	$4.8B -9.4%	$5.3B 11.2%	$4.8B 22.3%	$3.9B
Expenses Provision For Credit Losses	$470.0M -3.5%	$487.0M -11.9%	$553.0M 104.1%	$271.0M 151.7%	$-524.0M
Noninterest Income Total Noninterest Income	$2.5B 11.9%	$2.3B 0.4%	$2.3B -7.1%	$2.4B -3.8%	$2.5B
Expenses Noninterest Expense	$4.3B 1.7%	$4.2B -3.9%	$4.4B 8.6%	$4.1B 8.6%	$3.7B
Income Tax Income Tax Expense	$587.0M 27.3%	$461.0M -13.5%	$533.0M -15.5%	$631.0M -9.1%	$694.0M
net Income net Income	$2.2B 13.9%	$1.9B -8.7%	$2.1B -7.6%	$2.2B -10.9%	$2.5B
Earnings Per Share Diluted Eps	$2 19.2%	$2 -8.5%	$2 -7.5%	$2 -8.4%	$2
Earnings Per Share Basic Eps	$2 19.1%	$2 -8.1%	$2 -7.9%	$2 -8.8%	$3
Earnings Per Share Weighted Average Shares Diluted	$896.0M -2.4%	$918.0M -2.1%	$938.0M -0.4%	$942.0M -2.2%	$963.0M

Cash Flow Statement

Operating, investing, and financing flows

11 accounts · 5 years

Operating cash flow $2.2B

Investing cash flow $-1.4B

Financing cash flow $-568.0M

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Cash From Operating Activities	$2.2B 36.5%	$1.6B -30.8%	$2.3B -25.6%	$3.1B 2.4%	$3.0B
Operating Activities net Income	$2.2B 13.9%	$1.9B -8.7%	$2.1B -7.6%	$2.2B -10.9%	$2.5B
Operating Activities Depreciation and Amortization	$84.0M -41.7%	$144.0M -39.0%	$236.0M -33.1%	$353.0M -4.9%	$371.0M
Operating Activities Other Non Cash Items	$-59.0M 86.6%	$-439.0M -21850.0%	$-2.0M -100.4%	$504.0M 265.2%	$138.0M
Investing Activities net Cash From Investing Activities	$-1.4B -441.2%	$-262.0M 83.7%	$-1.6B 87.6%	$-12.9B -351.7%	$-2.9B
Investing Activities Other Investing Activities	$-1.4B -441.2%	$-262.0M 83.7%	$-1.6B 87.6%	$-12.9B -351.7%	$-2.9B
Financing Activities net Cash From Financing Activities	$-568.0M -122.1%	$2.6B 150.2%	$-5.1B 38.6%	$-8.3B -173.9%	$11.3B
Financing Activities Dividends Paid	$-1.0B -0.9%	$-994.0M -12.3%	$-885.0M -16.1%	$-762.0M -6.4%	$-716.0M
Financing Activities Repurchase of Common Stock	$-1.1B -206.6%	$-348.0M -38.1%	$-252.0M -9.6%	$-230.0M 50.7%	$-467.0M
Financing Activities Other Financing Activities	$1.5B -61.7%	$3.9B 198.2%	$-4.0B 45.7%	$-7.4B -159.0%	$12.5B
Cash Reconciliation net Change In Cash	$195.0M -95.0%	$3.9B 188.4%	$-4.4B 75.7%	$-18.2B -258.7%	$11.5B

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	—	—	—
Net margin	+30.5%	+26.6%	+30.1%	+44.0%	+61.8%
FCF margin	—	—	—	—	—
Growth
Revenue CAGR (3y)	+11.5%	+20.3%	+17.4%	+3.5%	-2.0%
Returns
ROE	+11.3%	+10.6%	+11.9%	+14.1%	+13.8%
ROA	+1.4%	+1.2%	+1.4%	+1.4%	+1.5%
ROIC	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	7.34x	7.80x	7.73x	8.73x	7.89x
Interest coverage	—	—	—	—	—
Efficiency
Asset turnover	0.04x	0.05x	0.05x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

No price data cached, so there is nothing to multiply. Load prices from the Stock Data tab and this panel reprices itself.

Notes

Your annotations

Not watched

Regions Financial Corporation

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Recent price history