PayPal

Financials Transaction & Payment Processing Services San Jose, California Last filing Feb 3, 2026 · FY2025

                    Revenue
                    FY2025
                
$33.2B
                    3y CAGR +6.4%
                    
                    P20
                    
                    +4.3%
                    
                    Net income
                    FY2025
                
$5.2B
                    Net margin +15.8%
                    
                    P30
                    
                    +26.2%
                    
                    Total assets
                    FY2025
                
$80.2B
                    ROA +6.5%
                    
                    P81
                    
                    -1.8%
                    
                    Operating cash flow
                    FY2025
                
$6.4B
                    FCF margin +16.8%
                    
                    P29
                    
                    -13.9%

13 yrs · FY2013–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Year-over-year change per cell; first column has no prior.

Balance Sheet

Assets, liabilities, and equity

31 accounts · 10 years

Total assets $80.2B

Total liabilities $59.9B

Shareholders equity $20.3B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	+22.7%	-27.8%	+16.8%	+49.6%	+8.4%	-34.8%	-3.0%	+162.7%	+81.3%	—
Short Term Investments	-44.3%	-14.4%	+61.0%	-28.1%	-48.1%	+142.9%	+122.4%	-45.4%	-16.9%	—
Accounts Receivable	-14.6%	-8.0%	+11.0%	+20.4%	+38.6%	+32.6%	+39.0%	+10.6%	+32.2%	—
Prepaid Expenses	-60.7%	+85.4%	+32.2%	+47.5%	+12.1%	+43.5%	-15.5%	+32.8%	-14.4%	—
Other Current Assets	+1.4%	-0.2%	+33.3%	+41.3%	+33.1%	+1.0%	+128.7%	+324.8%	+68.4%	—
Total Current Assets	-2.2%	-2.4%	+8.8%	+9.4%	+3.1%	+32.5%	+16.8%	+1.0%	+26.9%	—
Property,Plant and Equipment	+12.7%	+1.3%	-14.0%	-9.4%	+5.6%	+6.7%	-1.8%	+12.8%	+3.1%	—
Operating Lease Assets	-10.0%	+53.6%	-32.1%	-12.9%	-6.8%	+47.6%	—	—	—	—
Goodwill	+0.2%	-1.7%	-1.6%	-2.1%	+25.4%	+47.1%	-1.1%	+44.8%	+6.9%	—
Intangible Assets	-36.2%	-39.3%	-31.9%	-40.8%	+27.1%	+34.7%	-5.7%	+391.1%	-20.4%	—
Long Term Investments	-5.5%	+40.0%	-34.8%	-26.2%	+11.6%	+112.7%	+194.9%	-50.5%	+27.4%	—
Other Noncurrent Assets	+1.4%	-0.2%	+33.3%	+41.3%	+33.1%	+1.0%	+128.7%	+324.8%	+68.4%	—
Total Assets	-1.8%	-0.7%	+4.4%	+3.8%	+7.7%	+37.1%	+18.5%	+6.3%	+23.2%	—
Liabilities
Accounts Payable	+5.7%	+63.3%	+10.3%	-36.0%	-21.8%	+8.6%	-17.4%	+9.3%	+33.9%	—
Accrued Liabilities	-29.2%	+32.6%	+57.6%	+8.0%	+41.8%	+26.9%	+4.2%	+12.4%	+22.1%	—
Current Portion of Long Term Debt	+1.1%	+2.1%	-7.1%	+29.4%	-10.0%	+80.0%	—	—	—	—
Operating Lease Liabilities	+9.6%	-6.2%	-4.6%	+6.3%	-1.4%	+38.5%	—	—	—	—
Other Current Liabilities	+18.6%	-1.1%	—	—	—	—	—	—	—	—
Total Current Liabilities	-4.0%	-0.2%	+7.5%	+4.8%	+11.9%	+42.8%	+3.9%	+13.3%	+35.5%	—
Long Term Debt	+1.1%	+2.1%	-7.1%	+29.4%	-10.0%	+80.0%	—	—	—	—
Operating Lease Liabilities Noncurrent	-12.9%	+51.2%	-26.9%	-8.2%	-3.4%	+59.3%	—	—	—	—
Other Noncurrent Liabilities	+18.6%	-1.1%	—	—	—	—	—	—	+26.7%	—
Total Liabilities	-2.1%	+0.1%	+4.6%	+8.1%	+7.5%	+46.3%	+23.1%	+12.8%	+34.7%	—
Equity
Preferred Stock	—	—	—	—	—	—	—	—	—	—
Common Stock	—	—	—	—	—	—	—	—	—	—
Additional Paid In Capital	+4.2%	+5.4%	+7.2%	+6.5%	+3.4%	+6.8%	+4.3%	+4.4%	+5.4%	—
Retained Earnings	+18.7%	+17.9%	+22.4%	+14.6%	+33.7%	+48.2%	+41.9%	+53.8%	+84.8%	—
Treasury Stock	+22.3%	+28.7%	+30.9%	+35.3%	+39.6%	+23.8%	+24.7%	+175.4%	+101.1%	—
Accumulated Other Comprehensive Income	-19.6%	+26.3%	+19.6%	-582.4%	+71.9%	-179.8%	-321.8%	+154.9%	-340.7%	—
Total Stockholders Equity	-0.8%	-3.0%	+3.8%	-6.7%	+8.5%	+18.6%	+9.7%	-3.8%	+8.7%	—
Total Liabilitiesand Equity	-1.8%	-0.7%	+4.4%	+3.8%	+7.7%	+37.1%	+18.5%	+6.3%	+23.2%	—

Income Statement

Revenue, expense, and profitability

16 accounts · 10 years

Revenue $33.2B

Operating income $6.1B

Net income $5.2B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Total Revenue	+4.3%	+6.8%	+8.2%	+8.5%	+18.3%	+20.7%	+15.0%	—	—	—
Expenses Selling,General and Administrative	-7.8%	+4.3%	-1.9%	-0.7%	+2.1%	+21.0%	+11.0%	+22.5%	+22.4%	—
Expenses Depreciation and Amortization	-6.7%	-3.7%	-18.6%	+4.1%	+6.4%	+30.4%	—	—	-100.0%	—
Expenses Share Based Compensation	-18.5%	-16.6%	+17.0%	-8.4%	+0.0%	+34.8%	+19.7%	+16.4%	+67.4%	—
Expenses Operating Expenses	+2.4%	+7.0%	+4.5%	+12.2%	+16.2%	+20.7%	+13.5%	+20.9%	+18.5%	—
Other Income Expense Operating Income	+13.9%	+5.9%	+31.0%	-10.0%	+29.6%	+21.0%	+23.9%	+3.1%	+34.1%	—
Other Income Expense Interest Income	-21.9%	+37.9%	+175.9%	+205.3%	-35.2%	-55.3%	+17.3%	+97.6%	+44.1%	—
Other Income Expense Other Income/expense	-222.2%	-81.6%	+232.4%	-8.8%	-100.0%	-54.5%	-375.0%	+180.0%	+54.5%	—
Other Income Expense Income Before Tax	+53.6%	-4.7%	-70.5%	-17.9%	-19.1%	+68.9%	+26.2%	+8.0%	+34.9%	—
Income Tax Income Tax Expense	-10.4%	+1.5%	+23.0%	+1452.9%	-108.1%	+60.1%	+69.0%	-21.2%	+76.1%	—
net Income net Income	+26.2%	-2.3%	+75.5%	-42.0%	-0.8%	+70.9%	+19.5%	+14.6%	+28.1%	—
net Income Comprehensive Income	+18.0%	-1.9%	+172.2%	-64.0%	+16.1%	+76.2%	-3.0%	+42.8%	+8.5%	—
Earnings Per Share Basic Eps	+35.5%	+4.7%	+83.3%	-40.8%	-0.8%	+71.3%	+20.1%	+16.8%	+28.4%	—
Earnings Per Share Diluted Eps	+35.6%	+3.9%	+83.7%	-40.6%	-0.6%	+71.0%	+21.1%	+16.3%	+27.8%	—
Earnings Per Share Weighted Average Shares Basic	-6.8%	-6.7%	-4.4%	-1.7%	+0.1%	-0.1%	-0.8%	-1.6%	-0.6%	—
Earnings Per Share Weighted Average Shares Diluted	-6.8%	-6.1%	-4.4%	-2.4%	-0.1%	-0.1%	-1.2%	-1.5%	+0.2%	—

Cash Flow Statement

Operating, investing, and financing flows

23 accounts · 10 years

Operating cash flow $6.4B

Investing cash flow $797.0M

Financing cash flow $-6.0B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Income	+26.2%	-2.3%	+75.5%	-42.0%	-0.8%	+70.9%	+19.5%	+14.6%	+28.1%	—
Operating Activities Depreciation and Amortization	-6.7%	-3.7%	-18.6%	+4.1%	+6.4%	+30.4%	—	—	-100.0%	—
Operating Activities Stock Based Compensation	-18.5%	-16.6%	+17.0%	-8.4%	+0.0%	+34.8%	+19.7%	+16.4%	+67.4%	—
Operating Activities Deferred Income Taxes	-6.1%	+134.6%	+17.6%	-68.3%	-392.1%	+161.3%	-57.3%	+86.8%	-2598.1%	—
Operating Activities Changes In Operating Assets and Liabilities	-69.4%	-174.6%	-30.1%	-26.6%	+122.0%	-16.7%	+103.4%	+591.7%	-115.6%	—
Operating Activities Other Non Cash Items	+9466.7%	-97.1%	+137.8%	-918.5%	+42.6%	-131.5%	+75.3%	-94.8%	+485.4%	—
Operating Activities net Cash From Operating Activities	-13.9%	+53.8%	-16.7%	+0.3%	-6.8%	+52.8%	-25.7%	+116.5%	-19.9%	—
Investing Activities Capital Expenditures	+24.7%	+9.6%	-11.8%	-22.2%	+4.8%	+23.0%	-14.5%	+23.4%	-0.3%	—
Investing Activities Purchases of Investments	-22.2%	+19.2%	+8.7%	-49.6%	-3.4%	+48.9%	+24.6%	+15.3%	-7.7%	—
Investing Activities Other Investing Activities	+108.1%	-201.2%	+54.0%	—	—	—	—	—	—	—
Investing Activities net Cash From Investing Activities	-52.8%	+124.6%	+122.6%	+35.4%	+68.9%	-188.1%	-799.4%	+118.3%	+24.0%	—
Financing Activities Proceeds From Debt	+70.6%	+1.2%	-56.0%	+1177.6%	-96.1%	+27.3%	+163.7%	+15.3%	—	—
Financing Activities Repayment of Debt	+29.7%	+57.7%	-37.5%	+367.0%	-88.0%	+19.2%	+125.7%	+13.8%	+4566.7%	—
Financing Activities Repurchase of Common Stock	+0.1%	+20.9%	+19.1%	+24.5%	+106.3%	+15.9%	-59.9%	+249.9%	+1.1%	—
Financing Activities Dividends Paid	—	—	—	—	—	—	—	—	—	—
Financing Activities Proceeds From Stock Issuance	+23.2%	-25.2%	-11.2%	-11.7%	+18.2%	-0.7%	-4.2%	+0.0%	+32.1%	—
Financing Activities Tax Withholding On Stock Based Compensation	+9.1%	+36.6%	-23.5%	-67.6%	+98.8%	+3.4%	+20.3%	+152.4%	+40.7%	—
Financing Activities Other Financing Activities	+90.0%	—	-100.0%	—	+100.0%	—	—	—	—	—
Financing Activities net Cash From Financing Activities	+28.0%	-176.5%	-148.8%	-116.0%	-104.5%	+197.4%	+437.7%	-130.4%	+100.4%	—
Cash Reconciliation Effect of Exchange Rate On Cash	+231.9%	-372.4%	+149.0%	-52.0%	-160.4%	+2916.7%	+94.7%	-413.9%	—	—
Cash Reconciliation net Change In Cash	+132.9%	-75.5%	+137.6%	+10345.5%	-100.5%	-8.5%	-49.3%	+128.4%	+405.9%	—
Cash Reconciliation Cash At Beginning of Period	+6.8%	+3.0%	+14.0%	+6.3%	-0.1%	+14.6%	+19.0%	+59.7%	+35.4%	—
Cash Reconciliation Cash At End of Period	+6.8%	+3.0%	+14.0%	+6.3%	-0.1%	+14.6%	+19.0%	+59.7%	+35.4%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	+18.3%	+16.7%	+16.9%	+13.9%	+16.8%	+15.3%	+15.3%	+14.2%	—	—
Net margin	+15.8%	+13.0%	+14.3%	+8.8%	+16.4%	+19.6%	+13.8%	+13.3%	—	—
FCF margin	+16.8%	+21.3%	+14.2%	+18.6%	+19.3%	+25.0%	+18.9%	+30.1%	—	—
Growth
Revenue CAGR (3y)	+6.4%	+7.8%	+11.5%	+15.7%	+18.0%	—	—	—	—	—
Returns
ROE	+25.8%	+20.3%	+20.2%	+11.9%	+19.2%	+21.0%	+14.6%	+13.4%	+11.2%	+9.5%
ROA	+6.5%	+5.1%	+5.2%	+3.1%	+5.5%	+6.0%	+4.8%	+4.7%	+4.4%	+4.2%
ROIC	+5.1%	+0.0%	+0.0%	+8.3%	+13.1%	+8.2%	+11.5%	—	—	—
Liquidity
Current ratio	1.29x	1.26x	1.29x	1.28x	1.22x	1.33x	1.43x	1.27x	1.43x	1.52x
Quick ratio	0.19x	0.16x	0.21x	0.19x	0.14x	0.14x	0.29x	0.30x	0.14x	0.11x
Leverage
D/E	2.96x	3.00x	2.90x	2.88x	2.49x	2.51x	2.04x	1.82x	1.55x	1.25x
Interest coverage	—	—	14.49x	12.62x	18.37x	15.74x	23.64x	28.49x	303.86x	528.67x
Efficiency
Asset turnover	0.41x	0.39x	0.36x	0.35x	0.33x	0.30x	0.35x	0.36x	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

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