Humana

Health Care Managed Health Care Louisville, Kentucky Last filing Feb 19, 2026 · FY2025

                    Revenue
                    FY2025
                
$129.7B
                    3y CAGR +11.8%
                    
                    P85
                    
                    +10.1%
                    
                    Net income
                    FY2025
                
$1.2B
                    Net margin +0.9%
                    
                    P15
                    
                    -1.6%
                    
                    Total assets
                    FY2025
                
$48.9B
                    ROA +2.4%
                    
                    P15
                    
                    +5.2%
                    
                    Operating cash flow
                    FY2025
                
$921.0M
                    FCF margin +0.3%
                    
                    P8
                    
                    -68.9%

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

30 accounts · 5 years

Total assets $48.9B

Total liabilities $31.2B

Shareholders equity $17.7B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	8.6%	4.8%	10.0%	11.8%	7.7%
Short Term Investments	32.1%	39.2%	35.3%	32.2%	29.7%
Accounts Receivable	6.7%	5.8%	4.3%	3.9%	4.1%
Prepaid Expenses	19.5%	14.4%	14.1%	12.9%	14.6%
Other Current Assets	19.5%	14.4%	14.1%	12.9%	14.6%
Total Current Assets	66.9%	64.1%	63.7%	60.8%	56.1%
Property,Plant and Equipment	4.6%	5.4%	6.4%	7.5%	6.9%
Goodwill	19.8%	20.7%	20.3%	21.2%	25.0%
Intangible Assets	2.3%	3.1%	3.6%	4.1%	5.9%
Long Term Investments	1.0%	0.9%	0.8%	33.1%	31.5%
Other Noncurrent Assets	6.4%	7.3%	7.2%	7.9%	9.9%
Total Assets	100.0%	100.0%	100.0%	100.0%	100.0%
Liabilities
Accounts Payable	11.7%	11.3%	14.0%	12.2%	10.2%
Accrued Liabilities	33.4%	36.4%	40.1%	39.9%	34.6%
Deferred Revenue	0.7%	0.6%	0.6%	0.7%	0.6%
Current Portion of Long Term Debt	0.0%	1.2%	3.1%	4.9%	4.4%
Other Current Liabilities	5.0%	4.2%	3.5%	3.4%	5.4%
Total Current Liabilities	33.4%	36.4%	40.1%	39.9%	34.6%
Long Term Debt	25.3%	24.0%	21.7%	21.0%	23.8%
Other Noncurrent Liabilities	5.0%	4.2%	3.5%	3.4%	5.4%
Total Liabilities	63.7%	64.6%	65.3%	64.3%	63.7%
Equity
Preferred Stock	0.0%	0.0%	0.0%	0.0%	0.0%
Common Stock	0.1%	0.1%	0.1%	0.1%	0.1%
Additional Paid In Capital	7.4%	7.5%	7.1%	7.5%	6.9%
Retained Earnings	59.4%	60.9%	58.5%	59.2%	52.0%
Treasury Stock	0.3%	1.7%	3.4%	4.9%	22.9%
Accumulated Other Comprehensive Income	-1.3%	-2.3%	-2.1%	-3.0%	0.1%
Noncontrolling Interest	0.2%	0.2%	0.1%	0.1%	0.1%
Total Stockholders Equity	36.1%	35.2%	34.6%	35.6%	36.3%
Total Liabilitiesand Equity	100.0%	100.0%	100.0%	100.0%	100.0%

Income Statement

Revenue, expense, and profitability

16 accounts · 5 years

Revenue $129.7B

Operating income $2.7B

Net income $1.2B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	265.1%	253.4%	226.0%	215.7%	187.3%
Expenses Selling,General and Administrative	31.6%	29.5%	28.0%	29.4%	22.8%
Expenses Depreciation and Amortization	1.4%	1.8%	1.7%	1.6%	1.3%
Expenses Share Based Compensation	0.5%	0.4%	0.4%	0.5%	0.4%
Other Income Expense Operating Income	5.5%	5.5%	8.5%	8.8%	7.1%
Other Income Expense Interest Income	2.1%	2.6%	2.3%	0.9%	0.4%
Other Income Expense Interest Expense	1.3%	1.4%	1.0%	0.9%	0.7%
Other Income Expense Other Income/expense	-0.9%	-0.4%	-0.3%	-0.2%	1.2%
Other Income Expense Income Before Tax	2.9%	3.5%	7.1%	8.3%	7.7%
Income Tax Income Tax Expense	0.5%	0.9%	1.8%	1.8%	1.1%
net Income net Income	2.4%	2.6%	5.3%	6.5%	6.6%
net Income Comprehensive Income	3.3%	2.5%	5.9%	3.4%	5.8%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	0.2%	0.3%	0.3%	0.3%	0.3%
Earnings Per Share Weighted Average Shares Diluted	0.2%	0.3%	0.3%	0.3%	0.3%

Cash Flow Statement

Operating, investing, and financing flows

24 accounts · 5 years

Operating cash flow $921.0M

Investing cash flow $2.3B

Financing cash flow $-1.2B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	2.4%	2.6%	5.3%	6.5%	6.6%
Operating Activities Depreciation and Amortization	1.4%	1.8%	1.7%	1.6%	1.3%
Operating Activities Stock Based Compensation	0.5%	0.4%	0.4%	0.5%	0.4%
Operating Activities Deferred Income Taxes	0.2%	-0.4%	-0.3%	-0.2%	0.0%
Operating Activities Changes In Operating Assets and Liabilities	0.2%	-0.0%	-0.0%	0.1%	-0.1%
Operating Activities Other Non Cash Items	0.0%	0.2%	0.2%	0.2%	0.1%
Operating Activities net Cash From Operating Activities	1.9%	6.4%	8.5%	10.7%	5.1%
Investing Activities Capital Expenditures	1.1%	1.2%	2.1%	2.6%	3.0%
Investing Activities Business Acquisitions	0.2%	0.2%	0.5%	0.8%	9.4%
Investing Activities Purchases of Investments	13.2%	17.6%	16.0%	14.0%	16.2%
Investing Activities Proceeds From Sale of Investments	6.0%	6.4%	2.7%	3.2%	5.9%
Investing Activities Other Investing Activities	0.0%	0.1%	0.0%	0.0%	0.1%
Investing Activities net Cash From Investing Activities	4.6%	-6.4%	-7.4%	-2.3%	-14.8%
Financing Activities Proceeds From Debt	3.0%	4.8%	5.4%	4.6%	6.7%
Financing Activities Repayment of Debt	1.9%	2.4%	3.9%	2.3%	0.0%
Financing Activities Repurchase of Common Stock	0.3%	1.8%	3.3%	4.9%	0.2%
Financing Activities Dividends Paid	0.9%	0.9%	0.9%	0.9%	0.8%
Financing Activities Proceeds From Stock Issuance	0.0%	0.0%	0.0%	0.1%	0.1%
Financing Activities Other Financing Activities	-0.2%	-0.2%	-0.3%	0.0%	0.0%
Financing Activities net Cash From Financing Activities	-2.5%	-5.4%	-1.8%	-4.4%	6.8%
Cash Reconciliation Effect of Exchange Rate On Cash	8.6%	4.8%	10.0%	11.8%	7.7%
Cash Reconciliation net Change In Cash	4.0%	-5.3%	-0.8%	3.9%	-2.9%
Cash Reconciliation Cash At Beginning of Period	8.6%	4.8%	10.0%	11.8%	7.7%
Cash Reconciliation Cash At End of Period	8.6%	4.8%	10.0%	11.8%	7.7%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	+2.1%	+2.2%	+3.8%	+4.1%	+3.8%
Net margin	+0.9%	+1.0%	+2.3%	+3.0%	+3.5%
FCF margin	+0.3%	+2.0%	+2.8%	+3.7%	+1.1%
Growth
Revenue CAGR (3y)	+11.8%	+12.3%	+11.3%	+12.7%	+13.4%
Returns
ROE	+6.7%	+7.4%	+15.3%	+18.3%	+18.2%
ROA	+2.4%	+2.6%	+5.3%	+6.5%	+6.6%
ROIC	+8.6%	+7.4%	+12.9%	+14.0%	+10.7%
Liquidity
Current ratio	2.00x	1.76x	1.59x	1.52x	1.62x
Quick ratio	0.46x	0.29x	0.36x	0.39x	0.34x
Leverage
D/E	1.77x	1.83x	1.89x	1.81x	1.75x
Interest coverage	4.29x	3.88x	8.14x	9.48x	9.66x
Efficiency
Asset turnover	2.65x	2.53x	2.26x	2.16x	1.87x
Cash conversion cycle	—	—	—	—	—

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Humana

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