Company financials

Globe Life

Financials Life & Health Insurance McKinney, Texas Last filing Feb 25, 2026 · FY2025

                    Revenue
                    FY2025
                
$6.0B
                    3y CAGR +4.7%
                    
                    P14
                    
                    +3.7%
                    
                    Net income
                    FY2025
                
$1.2B
                    Net margin +19.4%
                    
                    P48
                    
                    +8.4%
                    
                    Total assets
                    FY2025
                
$30.8B
                    ROA +3.8%
                    
                    P62
                    
                    +6.0%
                    
                    Operating cash flow
                    FY2025
                
$1.4B
                    FCF margin +20.9%
                    
                    P43
                    
                    -0.4%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

22 accounts · 5 years

Total assets $30.8B

Total liabilities $24.8B

Shareholders equity $6.0B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	2.4%	2.9%	1.9%	1.8%	1.8%
Short Term Investments	5.3%	1.5%	1.5%	2.2%	1.4%
Other Current Assets	27.8%	24.1%	15.3%	14.5%	15.3%
Property,Plant and Equipment	0.0%	4.9%	4.4%	11.5%	10.8%
Goodwill	8.2%	8.5%	8.8%	9.2%	9.4%
Long Term Investments	23.3%	21.4%	15.3%	18.7%	15.5%
Other Noncurrent Assets	27.8%	24.1%	15.3%	14.5%	15.3%
Total Assets	514.0%	503.2%	514.9%	488.6%	582.3%
Liabilities
Current Portion of Long Term Debt	5.1%	7.2%	8.9%	3.2%	2.9%
Other Current Liabilities	14.0%	10.1%	9.0%	10.4%	14.1%
Total Current Liabilities	414.4%	411.4%	432.6%	394.9%	413.2%
Long Term Debt	38.8%	40.2%	29.9%	34.3%	33.2%
Other Noncurrent Liabilities	14.0%	10.1%	9.0%	10.4%	14.1%
Total Liabilities	414.4%	411.4%	432.6%	394.9%	413.2%
Equity
Preferred Stock	0.0%	0.0%	0.0%	0.0%	0.0%
Common Stock	1.5%	1.7%	1.9%	2.0%	2.1%
Additional Paid In Capital	8.9%	9.1%	9.8%	10.1%	10.2%
Retained Earnings	142.6%	138.5%	137.3%	123.7%	120.9%
Treasury Stock	23.8%	22.4%	15.7%	8.7%	16.6%
Accumulated Other Comprehensive Income	-29.6%	-35.1%	-50.9%	-27.1%	52.4%
Total Stockholders Equity	99.7%	91.8%	82.4%	75.6%	39.2%
Total Liabilitiesand Equity	514.0%	503.2%	514.9%	488.6%	582.3%

Income Statement

Revenue, expense, and profitability

13 accounts · 5 years

Revenue $6.0B

Operating income $1.3B

Net income $1.2B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	100.0%	100.0%	100.0%	100.0%	100.0%
Expenses Selling,General and Administrative	0.0%	0.0%	5.5%	5.9%	5.5%
Expenses Share Based Compensation	0.9%	0.7%	0.6%	0.7%	0.6%
Other Income Expense Interest Expense	2.4%	2.2%	1.9%	1.7%	1.6%
Other Income Expense Other Income/expense	-0.0%	-0.0%	-0.1%	0.1%	0.2%
Other Income Expense Income Before Tax	24.0%	23.0%	21.9%	21.1%	24.9%
Income Tax Income Tax Expense	4.6%	4.4%	4.1%	4.0%	4.8%
net Income net Income	19.4%	18.5%	17.8%	17.1%	20.2%
net Income Comprehensive Income	23.7%	31.4%	18.1%	44.8%	31.1%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	1.4%	1.5%	1.7%	1.9%	2.0%
Earnings Per Share Weighted Average Shares Diluted	1.4%	1.6%	1.8%	1.9%	2.0%

Cash Flow Statement

Operating, investing, and financing flows

17 accounts · 5 years

Operating cash flow $1.4B

Investing cash flow $-643.6M

Financing cash flow $-768.1M

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	19.4%	18.5%	17.8%	17.1%	20.2%
Operating Activities Depreciation and Amortization	0.5%	0.5%	0.4%	0.4%	0.4%
Operating Activities Stock Based Compensation	0.9%	0.7%	0.6%	0.7%	0.6%
Operating Activities net Cash From Operating Activities	23.3%	24.3%	27.2%	27.2%	28.1%
Investing Activities Capital Expenditures	2.4%	1.2%	0.9%	0.5%	0.7%
Investing Activities Purchases of Investments	15.4%	23.9%	28.2%	27.2%	19.6%
Investing Activities Proceeds From Sale of Investments	5.2%	3.7%	4.6%	8.8%	6.1%
Investing Activities Other Investing Activities	0.0%	-0.0%	0.0%	0.0%	1.1%
Investing Activities net Cash From Investing Activities	-10.7%	-11.1%	-17.0%	-18.0%	-17.9%
Financing Activities Repurchase of Common Stock	14.7%	17.3%	9.4%	8.7%	10.6%
Financing Activities Dividends Paid	1.4%	1.5%	1.5%	1.5%	1.6%
Financing Activities Proceeds From Stock Issuance	2.7%	0.9%	2.1%	2.0%	1.4%
Financing Activities net Cash From Financing Activities	-12.8%	-12.4%	-9.9%	-9.4%	-10.2%
Cash Reconciliation Effect of Exchange Rate On Cash	-0.1%	0.3%	-0.1%	0.3%	-0.1%
Cash Reconciliation net Change In Cash	-0.3%	1.1%	0.2%	0.0%	-0.1%
Cash Reconciliation Cash At Beginning of Period	2.4%	2.9%	1.9%	1.8%	1.8%
Cash Reconciliation Cash At End of Period	2.4%	2.9%	1.9%	1.8%	1.8%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	+23.2%	+22.7%	+24.0%
Net margin	+19.4%	+18.5%	+17.8%	+17.1%	+20.2%
FCF margin	+20.9%	+23.0%	+26.3%	+26.7%	+27.4%
Growth
Revenue CAGR (3y)	+4.7%	+4.2%	+4.8%	+4.9%	+5.9%
Returns
ROE	+19.4%	+20.2%	+21.6%	+22.6%	+51.5%
ROA	+3.8%	+3.7%	+3.5%	+3.5%	+3.5%
ROIC	—	—	+15.8%	+16.6%	+26.4%
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	4.16x	4.48x	5.25x	5.23x	10.54x
Interest coverage	—	—	12.36x	13.13x	14.70x
Efficiency
Asset turnover	0.19x	0.20x	0.19x	0.20x	0.17x
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

No price data cached, so there is nothing to multiply. Load prices from the Stock Data tab and this panel reprices itself.

Notes

Your annotations

Not watched

Globe Life

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Recent price history