Fair Isaac

Information Technology Application Software Bozeman, Montana Last filing Nov 7, 2025 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (4 accounts checked)
                    
                    Net income
                    FY2025
                
Not reported
                    
                    No matching line (4 accounts checked)
                    
                    Total assets
                    FY2025
                
$1.9B
                    
                    +8.7%
                    
                    Operating cash flow
                    FY2025
                
$778.8M
                    
                    +23.0%

18 yrs · FY2008–FY2025 6 filed · 0 derived · 3 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

28 accounts · 10 years

Total assets $1.9B

Total liabilities $3.6B

Shareholders equity $-1.7B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	7.2%	8.8%	8.7%	9.2%	12.5%	9.8%	7.4%	7.2%	8.4%	6.2%
Accounts Receivable	28.3%	24.8%	24.6%	22.4%	19.9%	20.8%	20.7%	16.6%	13.4%	13.7%
Prepaid Expenses	2.2%	2.3%	2.0%	2.0%	2.8%	2.6%	3.6%	3.2%	2.9%	2.0%
Total Current Assets	37.7%	35.9%	35.3%	33.6%	35.1%	33.3%	31.8%	27.0%	24.8%	21.9%
Property,Plant and Equipment	3.6%	2.2%	0.7%	1.2%	1.8%	2.9%	3.7%	3.9%	3.2%	3.7%
Operating Lease Assets	1.4%	1.7%	1.6%	2.5%	3.0%	3.6%	—	—	—	—
Goodwill	41.9%	45.6%	49.1%	52.8%	50.3%	50.6%	56.1%	63.8%	64.1%	65.4%
Long Term Investments	2.9%	2.6%	2.1%	1.8%	2.1%	1.7%	1.4%	1.4%	1.1%	0.9%
Deferred Tax Assets	6.3%	5.0%	3.8%	0.8%	1.3%	0.9%	0.4%	1.6%	3.8%	3.9%
Other Noncurrent Assets	6.0%	6.9%	7.3%	7.1%	6.1%	6.6%	5.6%	1.1%	1.4%	1.4%
Total Assets	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Liabilities
Accounts Payable	1.7%	1.3%	1.2%	1.2%	1.3%	1.4%	1.6%	1.6%	1.6%	1.9%
Accrued Liabilities	12.3%	10.8%	10.3%	11.4%	11.7%	11.3%	9.7%	9.1%	8.7%	8.1%
Deferred Revenue	10.0%	9.1%	8.7%	8.3%	6.7%	7.2%	7.7%	4.2%	4.4%	3.9%
Current Portion of Long Term Debt	21.4%	0.9%	3.2%	2.1%	15.9%	5.9%	15.2%	18.7%	11.3%	6.3%
Total Current Liabilities	45.5%	22.1%	23.3%	23.0%	35.7%	25.8%	34.2%	33.6%	26.0%	20.2%
Long Term Debt	142.2%	127.7%	115.0%	126.5%	64.4%	46.0%	42.3%	42.1%	36.9%	40.4%
Operating Lease Liabilities Noncurrent	1.0%	1.3%	1.5%	2.7%	3.4%	4.6%	—	—	—	—
Other Noncurrent Liabilities	4.8%	4.9%	3.8%	3.4%	3.6%	3.0%	3.2%	3.2%	3.2%	2.8%
Total Liabilities	193.5%	156.0%	143.7%	155.6%	107.1%	79.4%	79.8%	79.0%	66.0%	63.4%
Equity
Preferred Stock	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Common Stock	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Additional Paid In Capital	71.3%	79.5%	85.7%	90.1%	78.9%	75.9%	85.5%	96.5%	95.2%	97.4%
Retained Earnings	243.7%	227.1%	215.1%	205.2%	164.9%	136.5%	136.5%	138.7%	127.3%	120.5%
Treasury Stock	403.5%	357.3%	338.0%	342.3%	246.1%	186.6%	195.5%	208.1%	183.3%	175.0%
Accumulated Other Comprehensive Income	-4.9%	-5.3%	-6.5%	-8.6%	-4.8%	-5.2%	-6.3%	-6.1%	-5.3%	-6.3%
Total Stockholders Equity	-93.5%	-56.0%	-43.7%	-55.6%	-7.1%	20.6%	20.2%	21.0%	34.0%	36.6%
Total Liabilitiesand Equity	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%

Income Statement

Revenue, expense, and profitability

4 accounts · 10 years

Revenue Not reported

Operating income Not reported

Net income Not reported

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
net Income Comprehensive Income	34.9%	30.5%	28.7%	22.5%	25.5%	15.2%	12.4%	10.6%	11.1%	6.8%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	1.3%	1.5%	1.6%	1.8%	1.9%	1.9%	2.1%	2.5%	2.6%	2.6%

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 10 years

Operating cash flow $778.8M

Investing cash flow $-43.7M

Financing cash flow $-750.3M

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Income	34.9%	29.9%	27.3%	25.9%	25.0%	14.7%	13.4%	10.1%	10.6%	9.0%
Operating Activities Depreciation and Amortization	1.3%	1.5%	1.9%	2.5%	2.7%	3.1%	2.2%	2.4%	2.9%	2.6%
Operating Activities Stock Based Compensation	8.4%	8.7%	7.9%	8.0%	7.2%	5.8%	5.8%	6.0%	4.9%	4.5%
Operating Activities Deferred Income Taxes	-1.7%	-1.6%	-3.0%	0.5%	-0.4%	-0.5%	0.5%	0.8%	-0.5%	-0.1%
Operating Activities Changes In Operating Assets and Liabilities	-1.0%	-1.2%	-4.0%	-2.5%	-0.8%	-2.6%	-3.9%	-0.7%	-0.0%	1.1%
Operating Activities Other Non Cash Items	-0.2%	-0.4%	-0.2%	0.9%	-6.6%	2.1%	0.1%	-0.8%	0.1%	0.2%
Operating Activities net Cash From Operating Activities	41.7%	36.8%	29.8%	35.3%	27.0%	22.7%	18.2%	17.8%	18.0%	17.2%
Investing Activities Capital Expenditures	-2.1%	-1.5%	-0.3%	-0.4%	-0.5%	-1.4%	-1.7%	-2.5%	-1.6%	-1.8%
Investing Activities Purchases of Investments	-0.3%	-1.1%	-0.7%	-0.7%	-0.6%	-0.4%	-0.4%	-0.5%	-0.1%	0.0%
Investing Activities Proceeds From Sale of Investments	0.1%	0.9%	0.3%	0.6%	0.5%	0.2%	0.2%	1.9%	0.0%	0.0%
Investing Activities Other Investing Activities	0.0%	0.0%	-0.4%	0.2%	9.4%	0.0%	0.0%	0.0%	—	0.0%
Investing Activities net Cash From Investing Activities	-2.3%	-1.6%	-1.0%	-0.4%	8.8%	-1.5%	-3.0%	-1.1%	-1.6%	-2.3%
Financing Activities Proceeds From Debt	119.1%	55.1%	25.8%	110.2%	43.5%	38.2%	16.0%	65.9%	15.1%	10.0%
Financing Activities Repayment of Debt	-73.3%	-35.0%	-25.5%	-68.5%	-16.5%	-37.2%	-11.8%	-52.7%	-12.4%	-13.0%
Financing Activities Repurchase of Common Stock	-75.7%	-47.8%	-25.7%	-76.6%	-55.8%	-14.6%	-16.0%	-27.3%	-14.9%	-11.3%
Financing Activities Proceeds From Stock Issuance	1.8%	1.5%	1.4%	1.1%	1.3%	2.6%	1.6%	0.9%	1.2%	1.5%
Financing Activities Tax Withholding On Stock Based Compensation	-11.0%	-8.1%	-4.9%	-3.5%	-5.8%	-6.4%	-3.7%	-3.5%	-3.2%	-2.5%
Financing Activities Other Financing Activities	-1.1%	-0.1%	0.0%	-0.6%	-0.1%	-0.5%	-0.1%	-0.6%	0.0%	0.0%
Financing Activities net Cash From Financing Activities	-40.2%	-34.5%	-28.9%	-37.9%	-33.4%	-18.0%	-14.0%	-17.4%	-14.4%	-15.6%
Cash Reconciliation Effect of Exchange Rate On Cash	-0.1%	0.1%	0.4%	-1.3%	-0.0%	0.0%	-0.1%	-0.5%	0.4%	-0.2%
Cash Reconciliation net Change In Cash	-0.9%	0.8%	0.2%	-4.3%	2.4%	3.2%	1.1%	-1.2%	2.4%	-0.8%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	—	—	—	—	—	—	—	—	—	—
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—	—	—	—	—	—
Returns
ROE	—	—	—	—	—	—	—	—	—	—
ROA	—	—	—	—	—	—	—	—	—	—
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	0.83x	1.62x	1.51x	1.46x	0.99x	1.29x	0.93x	0.80x	0.95x	1.09x
Quick ratio	0.78x	1.52x	1.43x	1.37x	0.91x	1.19x	0.82x	0.71x	0.84x	0.99x
Leverage
D/E	-2.07x	-2.78x	-3.29x	-2.80x	-15.13x	3.85x	3.95x	3.76x	1.94x	1.73x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

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