Company financials

Fiserv

Financials Transaction & Payment Processing Services Brookfield, Wisconsin Last filing Feb 19, 2026 · FY2025

                    Revenue
                    FY2025
                
$21.2B
                    3y CAGR +6.1%
                    
                    P18
                    
                    +3.6%
                    
                    Net income
                    FY2025
                
$3.5B
                    Net margin +16.4%
                    
                    P32
                    
                    +11.1%
                    
                    Total assets
                    FY2025
                
$80.1B
                    ROA +4.3%
                    
                    P68
                    
                    +3.8%
                    
                    Operating cash flow
                    FY2025
                
$6.1B
                    FCF margin +20.3%
                    
                    P39
                    
                    -8.6%

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

32 accounts · 5 years

Total assets $80.1B

Total liabilities $54.3B

Shareholders equity $25.8B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	3.8%	6.0%	6.3%	5.1%	5.1%
Accounts Receivable	18.8%	18.2%	18.8%	20.2%	17.6%
Prepaid Expenses	16.0%	15.1%	12.3%	8.9%	9.4%
Other Current Assets	13.2%	13.1%	10.1%	—	—
Total Current Assets	116.3%	114.8%	182.3%	155.3%	116.3%
Property,Plant and Equipment	14.6%	11.6%	11.3%	11.0%	10.7%
Goodwill	177.9%	178.8%	194.9%	207.5%	224.5%
Intangible Assets	47.9%	48.6%	58.7%	70.0%	86.3%
Long Term Investments	4.9%	7.4%	11.8%	13.5%	15.8%
Other Noncurrent Assets	11.5%	11.2%	11.9%	10.3%	11.2%
Total Assets	378.1%	377.3%	476.0%	472.8%	469.9%
Liabilities
Accounts Payable	25.0%	23.5%	22.8%	21.9%	21.9%
Accrued Liabilities	5.0%	4.8%	4.6%	8.1%	8.7%
Deferred Revenue	4.1%	4.0%	4.0%	3.5%	3.6%
Current Portion of Long Term Debt	5.8%	5.4%	4.0%	2.6%	3.1%
Operating Lease Liabilities	0.6%	0.6%	0.6%	0.7%	0.8%
Other Current Liabilities	4.4%	4.2%	5.1%	5.3%	5.4%
Total Current Liabilities	112.7%	108.3%	175.7%	149.2%	112.8%
Long Term Debt	0.8%	0.7%	0.8%	0.7%	0.8%
Deferred Revenue Noncurrent	1.2%	1.3%	1.3%	1.3%	1.4%
Deferred Tax Liabilities	7.0%	12.1%	16.1%	20.3%	25.7%
Other Noncurrent Liabilities	4.4%	4.2%	5.1%	5.3%	5.4%
Total Liabilities	256.3%	241.9%	315.4%	294.2%	273.0%
Equity
Preferred Stock	0.0%	0.0%	0.0%	0.0%	0.0%
Common Stock	0.0%	0.0%	0.0%	0.0%	0.0%
Additional Paid In Capital	1.7%	1.8%	1.8%	1.8%	1.5%
Retained Earnings	127.7%	115.2%	107.1%	98.0%	91.5%
Treasury Stock	111.1%	88.9%	67.6%	14.1%	37.8%
Accumulated Other Comprehensive Income	-4.6%	-6.9%	-4.1%	-6.7%	-4.6%
Noncontrolling Interest	0.1%	3.0%	3.4%	3.9%	4.4%
Total Stockholders Equity	121.7%	132.3%	156.4%	173.8%	190.8%
Total Liabilitiesand Equity	378.1%	377.3%	476.0%	472.8%	469.9%

Income Statement

Revenue, expense, and profitability

18 accounts · 5 years

Revenue $21.2B

Operating income $5.8B

Net income $3.5B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	100.0%	100.0%	100.0%	100.0%	100.0%
Expenses Cost of Revenue	72.5%	71.3%	73.7%	78.9%	85.9%
Expenses Selling,General and Administrative	32.5%	32.1%	34.4%	34.2%	35.8%
Expenses Depreciation and Amortization	3.2%	2.9%	16.6%	18.1%	20.0%
Expenses Share Based Compensation	1.7%	1.8%	1.8%	1.8%	1.5%
Expenses Operating Expenses	72.5%	71.3%	73.7%	78.9%	85.9%
Other Income Expense Operating Income	27.5%	28.7%	26.3%	21.1%	14.1%
Other Income Expense Interest Income	0.2%	0.2%	0.1%	0.1%	0.0%
Other Income Expense Interest Expense	0.3%	0.2%	5.3%	4.2%	4.3%
Other Income Expense Other Income/expense	-0.3%	-0.9%	-0.7%	-0.5%	0.4%
Other Income Expense Income Before Tax	20.1%	22.0%	20.4%	16.4%	10.3%
Income Tax Income Tax Expense	3.8%	3.1%	3.9%	3.1%	2.2%
net Income net Income	16.4%	15.3%	16.1%	14.3%	8.2%
net Income Comprehensive Income	18.4%	12.2%	18.2%	11.8%	6.0%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	2.6%	2.8%	3.2%	3.6%	4.1%
Earnings Per Share Weighted Average Shares Diluted	2.6%	2.8%	3.2%	3.7%	4.1%

Cash Flow Statement

Operating, investing, and financing flows

20 accounts · 5 years

Operating cash flow $6.1B

Investing cash flow $-2.5B

Financing cash flow $-3.8B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	16.4%	15.3%	16.1%	14.3%	8.2%
Operating Activities Depreciation and Amortization	3.2%	2.9%	16.6%	18.1%	20.0%
Operating Activities Stock Based Compensation	1.7%	1.8%	1.8%	1.8%	1.5%
Operating Activities Deferred Income Taxes	-4.4%	-3.2%	-2.7%	-3.1%	-1.6%
Operating Activities Changes In Operating Assets and Liabilities	3.1%	3.1%	4.8%	6.1%	4.2%
Operating Activities Other Non Cash Items	-0.1%	-0.1%	-0.1%	0.0%	-0.3%
Operating Activities net Cash From Operating Activities	28.6%	32.4%	27.0%	26.0%	24.9%
Investing Activities Capital Expenditures	8.3%	7.7%	7.3%	8.3%	7.1%
Investing Activities Business Acquisitions	3.9%	0.0%	0.1%	5.6%	5.2%
Investing Activities Purchases of Investments	0.4%	0.8%	0.2%	0.3%	1.6%
Investing Activities Other Investing Activities	0.1%	0.0%	0.0%	0.0%	0.0%
Investing Activities net Cash From Investing Activities	-11.9%	-11.8%	-5.6%	-11.9%	-10.0%
Financing Activities Proceeds From Debt	30.7%	33.2%	29.2%	9.2%	39.7%
Financing Activities Proceeds From Stock Issuance	0.1%	0.3%	0.3%	0.6%	0.6%
Financing Activities Other Financing Activities	0.0%	-0.0%	-0.2%	0.2%	-0.0%
Financing Activities net Cash From Financing Activities	-18.1%	-20.4%	-22.8%	-14.0%	-10.7%
Cash Reconciliation Effect of Exchange Rate On Cash	0.5%	-0.2%	0.2%	-0.2%	-0.2%
Cash Reconciliation net Change In Cash	-0.9%	0.1%	-1.2%	-0.1%	3.9%
Cash Reconciliation Cash At Beginning of Period	13.2%	14.6%	15.5%	18.0%	19.8%
Cash Reconciliation Cash At End of Period	13.2%	14.6%	15.5%	18.0%	19.8%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	+27.5%	+28.7%	+26.3%	+21.1%	+14.1%
Operating margin	+27.5%	+28.7%	+26.3%	+21.1%	+14.1%
Net margin	+16.4%	+15.3%	+16.1%	+14.3%	+8.2%
FCF margin	+20.3%	+24.7%	+19.8%	+17.7%	+17.7%
Growth
Revenue CAGR (3y)	+6.1%	+8.0%	+8.7%	—	+40.7%
Returns
ROE	+13.5%	+11.6%	+10.3%	+8.2%	+4.3%
ROA	+4.3%	+4.1%	+3.4%	+3.0%	+1.7%
ROIC	+17.8%	+18.6%	+13.7%	+9.9%	+5.8%
Liquidity
Current ratio	1.03x	1.06x	1.04x	1.04x	1.03x
Quick ratio	0.20x	0.22x	0.14x	0.17x	0.20x
Leverage
D/E	2.11x	1.83x	2.02x	1.69x	1.43x
Interest coverage	98.61x	150.74x	4.99x	5.01x	3.29x
Efficiency
Asset turnover	0.26x	0.27x	0.21x	0.21x	0.21x
Cash conversion cycle	—	—	—	—	—

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Fiserv

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