Company financials

Fiserv

Financials Transaction & Payment Processing Services Brookfield, Wisconsin Last filing Feb 19, 2026 · FY2025

                    Revenue
                    FY2025
                
$21.2B
                    3y CAGR +6.1%
                    
                    P12
                    
                    +3.6%
                    
                    Net income
                    FY2025
                
$3.5B
                    Net margin +16.4%
                    
                    P17
                    
                    +11.1%
                    
                    Total assets
                    FY2025
                
$80.1B
                    ROA +4.3%
                    
                    P68
                    
                    +3.8%
                    
                    Operating cash flow
                    FY2025
                
$6.1B
                    FCF margin +20.3%
                    
                    P24
                    
                    -8.6%

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

30 accounts · 3 years

Total assets $80.1B

Total liabilities $54.3B

Shareholders equity $25.8B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	3.8%	6.0%	6.3%
Accounts Receivable	18.8%	18.2%	18.8%
Prepaid Expenses	16.0%	15.1%	12.3%
Other Current Assets	77.8%	75.4%	145.0%
Total Current Assets	116.3%	114.8%	182.3%
Property,Plant and Equipment	14.6%	11.6%	11.3%
Goodwill	177.9%	178.8%	194.9%
Intangible Assets	47.9%	48.6%	58.7%
Long Term Investments	4.9%	7.4%	11.8%
Other Noncurrent Assets	16.4%	16.1%	17.0%
Total Assets	378.1%	377.3%	476.0%
Liabilities
Accounts Payable	25.0%	23.5%	22.8%
Deferred Revenue	4.1%	4.0%	4.0%
Current Portion of Long Term Debt	5.8%	5.4%	4.0%
Other Current Liabilities	77.8%	75.4%	145.0%
Total Current Liabilities	112.7%	108.3%	175.7%
Long Term Debt	131.0%	116.0%	117.1%
Deferred Revenue Noncurrent	1.2%	1.3%	1.3%
Deferred Tax Liabilities	7.0%	12.1%	16.1%
Other Noncurrent Liabilities	4.4%	4.2%	5.1%
Total Liabilities	256.3%	241.9%	315.4%
Equity
Preferred Stock	0.0%	0.0%	0.0%
Common Stock	0.0%	0.0%	0.0%
Additional Paid In Capital	109.8%	112.8%	121.0%
Retained Earnings	127.7%	115.2%	107.1%
Treasury Stock	111.1%	88.9%	67.6%
Accumulated Other Comprehensive Income	-4.6%	-6.9%	-4.1%
Total Stockholders Equity	121.7%	132.3%	156.4%
Noncontrolling Interest	0.1%	3.0%	3.4%
Total Liabilitiesand Equity	378.1%	377.3%	476.0%

Income Statement

Revenue, expense, and profitability

13 accounts · 3 years

Revenue $21.2B

Operating income $5.8B

Net income $3.5B

Account	2025	2024	2023
IncomeStatement
Revenues Total Revenue	100.0%	100.0%	100.0%
Expenses Selling,General and Administrative	32.5%	32.1%	34.4%
Expenses Other Operating Expenses	-0.6%	0.0%	-0.9%
Other Income Expense Operating Income	27.5%	28.7%	26.3%
Other Income Expense Other Income/expense	-7.3%	-6.7%	-5.8%
Other Income Expense Income Before Tax	20.1%	22.0%	20.4%
Income Tax Income Tax Expense	3.8%	3.1%	3.9%
net Income Other Items Below Tax	0.1%	-3.6%	-0.4%
net Income net Income	16.4%	15.3%	16.1%
net Income Comprehensive Income	18.4%	12.2%	18.2%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	2.6%	2.8%	3.2%

Cash Flow Statement

Operating, investing, and financing flows

22 accounts · 3 years

Operating cash flow $6.1B

Investing cash flow $-2.5B

Financing cash flow $-3.8B

Account	2025	2024	2023
CashFlow
Operating Activities net Income	16.5%	15.5%	16.4%
Operating Activities Depreciation and Amortization	15.1%	15.3%	16.6%
Operating Activities Stock Based Compensation	1.7%	1.8%	1.8%
Operating Activities Deferred Income Taxes	-4.4%	-3.2%	-2.7%
Operating Activities Changes In Operating Assets and Liabilities	-0.0%	-1.7%	-4.8%
Operating Activities Other Non Cash Items	-0.2%	4.6%	-0.3%
Operating Activities net Cash From Operating Activities	28.6%	32.4%	27.0%
Investing Activities Capital Expenditures	-8.3%	-7.7%	-7.3%
Investing Activities Business Acquisitions	-3.9%	0.0%	-0.1%
Investing Activities Purchases of Investments	-0.4%	-0.8%	-0.2%
Investing Activities Proceeds From Sale of Investments	3.6%	0.3%	0.0%
Investing Activities Other Investing Activities	-2.9%	-3.6%	1.9%
Investing Activities net Cash From Investing Activities	-11.9%	-11.8%	-5.6%
Financing Activities Proceeds From Debt	30.7%	33.2%	29.2%
Financing Activities Repayment of Debt	-20.4%	-25.0%	-23.4%
Financing Activities Repurchase of Common Stock	-27.8%	-28.5%	-25.3%
Financing Activities Dividends Paid	-0.0%	-0.3%	-0.2%
Financing Activities Proceeds From Stock Issuance	0.3%	0.5%	0.5%
Financing Activities Other Financing Activities	-0.8%	-0.2%	-3.6%
Financing Activities net Cash From Financing Activities	-18.1%	-20.4%	-22.8%
Cash Reconciliation Effect of Exchange Rate On Cash	0.5%	-0.2%	0.2%
Cash Reconciliation net Change In Cash	-0.9%	0.1%	-1.2%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	—	—	—
Operating margin	+27.5%	+28.7%	+26.3%
Net margin	+16.4%	+15.3%	+16.1%
FCF margin	+20.3%	+24.7%	+19.8%
Growth
Revenue CAGR (3y)	+6.1%	+8.0%	+8.7%
Returns
ROE	+13.5%	+11.6%	+10.3%
ROA	+4.3%	+4.1%	+3.4%
ROIC	+8.7%	+10.0%	+7.8%
Liquidity
Current ratio	1.03x	1.06x	1.04x
Quick ratio	0.20x	0.22x	0.14x
Leverage
D/E	2.11x	1.83x	2.02x
Interest coverage	—	—	—
Efficiency
Asset turnover	0.26x	0.27x	0.21x
Cash conversion cycle	—	—	—

Valuation

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FY2025 fundamentals · no price

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Fiserv

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