Company financials

Fiserv

Financials Transaction & Payment Processing Services Brookfield, Wisconsin Last filing Feb 19, 2026 · FY2025

                    Revenue
                    FY2025
                
$21.2B
                    3y CAGR +6.1%
                    
                    P18
                    
                    +3.6%
                    
                    Net income
                    FY2025
                
$3.5B
                    Net margin +16.4%
                    
                    P32
                    
                    +11.1%
                    
                    Total assets
                    FY2025
                
$80.1B
                    ROA +4.3%
                    
                    P68
                    
                    +3.8%
                    
                    Operating cash flow
                    FY2025
                
$6.1B
                    FCF margin +20.3%
                    
                    P39
                    
                    -8.6%

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

32 accounts · 5 years

Total assets $80.1B

Total liabilities $54.3B

Shareholders equity $25.8B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	-1.1%	+14.0%	+20.1%	+8.0%	—
Accounts Receivable	+8.6%	+9.2%	+11.9%	+25.3%	—
Prepaid Expenses	+22.2%	+26.6%	+24.1%	+3.4%	—
Other Current Assets	—	—	—	—	—
Total Current Assets	+6.9%	+7.6%	+35.8%	+46.0%	—
Property,Plant and Equipment	+15.3%	+10.9%	+11.4%	+12.4%	—
Goodwill	+0.9%	+0.1%	+1.1%	+1.0%	—
Intangible Assets	-7.7%	-10.8%	-10.5%	-11.4%	—
Long Term Investments	-20.1%	-16.2%	-6.0%	-6.2%	—
Other Noncurrent Assets	+7.6%	+8.0%	+11.7%	+0.5%	—
Total Assets	+1.2%	+0.4%	+9.2%	+10.0%	—
Liabilities
Accounts Payable	+10.6%	+10.6%	+10.8%	+9.4%	—
Accrued Liabilities	-7.1%	-11.5%	-21.1%	+1.5%	—
Deferred Revenue	+10.3%	+11.9%	+14.1%	+6.8%	—
Current Portion of Long Term Debt	+25.0%	+29.8%	+21.9%	-7.9%	—
Operating Lease Liabilities	+0.8%	-1.7%	-1.7%	+1.6%	—
Other Current Liabilities	+1.7%	-0.6%	+5.5%	+6.6%	—
Total Current Liabilities	+6.9%	+6.6%	+35.4%	+44.6%	—
Long Term Debt	+7.8%	+6.3%	+7.7%	-4.0%	—
Deferred Revenue Noncurrent	+3.6%	+5.3%	+5.4%	+4.4%	—
Deferred Tax Liabilities	-22.9%	-16.0%	-14.1%	-13.7%	—
Other Noncurrent Liabilities	+1.7%	-0.6%	+5.5%	+6.6%	—
Total Liabilities	+5.2%	+3.8%	+16.6%	+17.8%	—
Equity
Preferred Stock	—	—	—	—	—
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	+10.6%	+15.4%	+19.6%	+35.1%	—
Retained Earnings	+16.2%	+16.7%	+17.3%	+17.0%	—
Treasury Stock	+39.9%	+43.6%	+45.0%	-59.3%	—
Accumulated Other Comprehensive Income	—	—	—	—	—
Noncontrolling Interest	-60.8%	-5.0%	-4.9%	-2.9%	—
Total Stockholders Equity	-4.5%	-4.4%	-1.8%	-0.4%	—
Total Liabilitiesand Equity	+1.2%	+0.4%	+9.2%	+10.0%	—

Income Statement

Revenue, expense, and profitability

18 accounts · 5 years

Revenue $21.2B

Operating income $5.8B

Net income $3.5B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	+6.9%	+8.0%	+8.5%	+9.3%	—
Expenses Cost of Revenue	+2.5%	+1.5%	+0.5%	+0.4%	—
Expenses Selling,General and Administrative	+4.3%	+4.2%	+6.4%	+4.3%	—
Expenses Depreciation and Amortization	-32.6%	-43.4%	-1.3%	-1.1%	—
Expenses Share Based Compensation	+10.6%	+15.4%	+19.6%	+35.1%	—
Expenses Operating Expenses	+2.5%	+1.5%	+0.5%	+0.4%	—
Other Income Expense Operating Income	+26.3%	+37.0%	+48.0%	+63.5%	—
Other Income Expense Interest Income	+88.7%	+142.9%	+205.5%	+333.3%	—
Other Income Expense Interest Expense	-46.0%	-61.7%	+20.1%	+7.2%	—
Other Income Expense Other Income/expense	—	—	—	—	—
Other Income Expense Income Before Tax	+26.5%	+39.3%	+53.0%	+74.8%	—
Income Tax Income Tax Expense	+22.3%	+20.9%	+44.1%	+51.8%	—
net Income net Income	+27.1%	+32.9%	+51.7%	+89.7%	—
net Income Comprehensive Income	+41.5%	+36.8%	+88.7%	+113.7%	—
Earnings Per Share Basic Eps	+33.4%	+39.1%	+58.0%	+96.0%	—
Earnings Per Share Diluted Eps	+33.6%	+39.3%	+58.2%	+96.5%	—
Earnings Per Share Weighted Average Shares Basic	-4.7%	-4.4%	-3.9%	-3.1%	—
Earnings Per Share Weighted Average Shares Diluted	-4.9%	-4.7%	-4.2%	-3.5%	—

Cash Flow Statement

Operating, investing, and financing flows

20 accounts · 5 years

Operating cash flow $6.1B

Investing cash flow $-2.5B

Financing cash flow $-3.8B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	+27.1%	+32.9%	+51.7%	+89.7%	—
Operating Activities Depreciation and Amortization	-32.6%	-43.4%	-1.3%	-1.1%	—
Operating Activities Stock Based Compensation	+10.6%	+15.4%	+19.6%	+35.1%	—
Operating Activities Deferred Income Taxes	—	—	—	—	—
Operating Activities Changes In Operating Assets and Liabilities	-0.6%	-2.3%	+16.2%	+58.3%	—
Operating Activities Other Non Cash Items	—	—	—	—	—
Operating Activities net Cash From Operating Activities	+10.7%	+18.0%	+13.1%	+14.5%	—
Investing Activities Capital Expenditures	+11.0%	+10.6%	+9.4%	+27.5%	—
Investing Activities Business Acquisitions	-0.8%	—	-87.6%	+16.5%	—
Investing Activities Purchases of Investments	-25.0%	-15.4%	-61.0%	-79.7%	—
Investing Activities Other Investing Activities	—	—	—	—	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—
Financing Activities Proceeds From Debt	+0.3%	+1.8%	-7.0%	-74.8%	—
Financing Activities Proceeds From Stock Issuance	-29.1%	-14.9%	-17.5%	+15.4%	—
Financing Activities Other Financing Activities	—	—	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	—	—	—	—	—
Cash Reconciliation net Change In Cash	—	-63.9%	—	—	—
Cash Reconciliation Cash At Beginning of Period	-3.3%	-2.3%	-3.8%	-0.4%	—
Cash Reconciliation Cash At End of Period	-3.3%	-2.3%	-3.8%	-0.4%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	+27.5%	+28.7%	+26.3%	+21.1%	+14.1%
Operating margin	+27.5%	+28.7%	+26.3%	+21.1%	+14.1%
Net margin	+16.4%	+15.3%	+16.1%	+14.3%	+8.2%
FCF margin	+20.3%	+24.7%	+19.8%	+17.7%	+17.7%
Growth
Revenue CAGR (3y)	+6.1%	+8.0%	+8.7%	—	+40.7%
Returns
ROE	+13.5%	+11.6%	+10.3%	+8.2%	+4.3%
ROA	+4.3%	+4.1%	+3.4%	+3.0%	+1.7%
ROIC	+17.8%	+18.6%	+13.7%	+9.9%	+5.8%
Liquidity
Current ratio	1.03x	1.06x	1.04x	1.04x	1.03x
Quick ratio	0.20x	0.22x	0.14x	0.17x	0.20x
Leverage
D/E	2.11x	1.83x	2.02x	1.69x	1.43x
Interest coverage	98.61x	150.74x	4.99x	5.01x	3.29x
Efficiency
Asset turnover	0.26x	0.27x	0.21x	0.21x	0.21x
Cash conversion cycle	—	—	—	—	—

Valuation

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FY2025 fundamentals · no price

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Fiserv

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