Company financials

Fiserv

Financials Transaction & Payment Processing Services Brookfield, Wisconsin Last filing Feb 19, 2026 · FY2025

                    Revenue
                    FY2025
                
$21.2B
                    3y CAGR +6.1%
                    
                    P18
                    
                    +3.6%
                    
                    Net income
                    FY2025
                
$3.5B
                    Net margin +16.4%
                    
                    P32
                    
                    +11.1%
                    
                    Total assets
                    FY2025
                
$80.1B
                    ROA +4.3%
                    
                    P68
                    
                    +3.8%
                    
                    Operating cash flow
                    FY2025
                
$6.1B
                    FCF margin +20.3%
                    
                    P39
                    
                    -8.6%

19 yrs · FY2007–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

32 accounts · 3 years

Total assets $80.1B

Total liabilities $54.3B

Shareholders equity $25.8B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	1.0%	1.6%	1.3%
Accounts Receivable	5.0%	4.8%	3.9%
Prepaid Expenses	4.2%	4.0%	2.6%
Other Current Assets	3.5%	3.5%	2.1%
Total Current Assets	30.8%	30.4%	38.3%
Property,Plant and Equipment	3.8%	3.1%	2.4%
Goodwill	47.1%	47.4%	40.9%
Intangible Assets	12.7%	12.9%	12.3%
Long Term Investments	1.3%	2.0%	2.5%
Other Noncurrent Assets	3.1%	3.0%	2.5%
Total Assets	100.0%	100.0%	100.0%
Liabilities
Accounts Payable	6.6%	6.2%	4.8%
Accrued Liabilities	1.3%	1.3%	1.0%
Deferred Revenue	1.1%	1.1%	0.8%
Current Portion of Long Term Debt	1.5%	1.4%	0.8%
Operating Lease Liabilities	0.2%	0.2%	0.1%
Other Current Liabilities	1.2%	1.1%	1.1%
Total Current Liabilities	29.8%	28.7%	36.9%
Long Term Debt	0.2%	0.2%	0.2%
Deferred Revenue Noncurrent	0.3%	0.3%	0.3%
Deferred Tax Liabilities	1.8%	3.2%	3.4%
Other Noncurrent Liabilities	1.2%	1.1%	1.1%
Total Liabilities	67.8%	64.1%	66.3%
Equity
Preferred Stock	0.0%	0.0%	0.0%
Common Stock	0.0%	0.0%	0.0%
Additional Paid In Capital	0.4%	0.5%	0.4%
Retained Earnings	33.8%	30.5%	22.5%
Treasury Stock	29.4%	23.6%	14.2%
Accumulated Other Comprehensive Income	-1.2%	-1.8%	-0.9%
Noncontrolling Interest	0.0%	0.8%	0.7%
Total Stockholders Equity	32.2%	35.1%	32.8%
Total Liabilitiesand Equity	100.0%	100.0%	100.0%

Income Statement

Revenue, expense, and profitability

18 accounts · 3 years

Revenue $21.2B

Operating income $5.8B

Net income $3.5B

Account	2025	2024	2023
IncomeStatement
Revenues Total Revenue	26.4%	26.5%	21.0%
Expenses Cost of Revenue	19.2%	18.9%	15.5%
Expenses Selling,General and Administrative	8.6%	8.5%	7.2%
Expenses Depreciation and Amortization	0.8%	0.8%	3.5%
Expenses Share Based Compensation	0.4%	0.5%	0.4%
Expenses Operating Expenses	19.2%	18.9%	15.5%
Other Income Expense Operating Income	7.3%	7.6%	5.5%
Other Income Expense Interest Income	0.0%	0.1%	0.0%
Other Income Expense Interest Expense	0.1%	0.1%	1.1%
Other Income Expense Other Income/expense	-0.1%	-0.2%	-0.2%
Other Income Expense Income Before Tax	5.3%	5.8%	4.3%
Income Tax Income Tax Expense	1.0%	0.8%	0.8%
net Income net Income	4.3%	4.1%	3.4%
net Income Comprehensive Income	4.9%	3.2%	3.8%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	0.7%	0.7%	0.7%
Earnings Per Share Weighted Average Shares Diluted	0.7%	0.8%	0.7%

Cash Flow Statement

Operating, investing, and financing flows

20 accounts · 3 years

Operating cash flow $6.1B

Investing cash flow $-2.5B

Financing cash flow $-3.8B

Account	2025	2024	2023
CashFlow
Operating Activities net Income	4.3%	4.1%	3.4%
Operating Activities Depreciation and Amortization	0.8%	0.8%	3.5%
Operating Activities Stock Based Compensation	0.4%	0.5%	0.4%
Operating Activities Deferred Income Taxes	-1.2%	-0.9%	-0.6%
Operating Activities Changes In Operating Assets and Liabilities	0.8%	0.8%	1.0%
Operating Activities Other Non Cash Items	-0.0%	-0.0%	-0.0%
Operating Activities net Cash From Operating Activities	7.6%	8.6%	5.7%
Investing Activities Capital Expenditures	2.2%	2.0%	1.5%
Investing Activities Business Acquisitions	1.0%	0.0%	0.0%
Investing Activities Purchases of Investments	0.1%	0.2%	0.0%
Investing Activities Other Investing Activities	0.0%	0.0%	0.0%
Investing Activities net Cash From Investing Activities	-3.1%	-3.1%	-1.2%
Financing Activities Proceeds From Debt	8.1%	8.8%	6.1%
Financing Activities Proceeds From Stock Issuance	0.0%	0.1%	0.1%
Financing Activities Other Financing Activities	0.0%	-0.0%	-0.0%
Financing Activities net Cash From Financing Activities	-4.8%	-5.4%	-4.8%
Cash Reconciliation Effect of Exchange Rate On Cash	0.1%	-0.0%	0.0%
Cash Reconciliation net Change In Cash	-0.2%	0.0%	-0.3%
Cash Reconciliation Cash At Beginning of Period	3.5%	3.9%	3.3%
Cash Reconciliation Cash At End of Period	3.5%	3.9%	3.3%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	+27.5%	+28.7%	+26.3%
Operating margin	+27.5%	+28.7%	+26.3%
Net margin	+16.4%	+15.3%	+16.1%
FCF margin	+20.3%	+24.7%	+19.8%
Growth
Revenue CAGR (3y)	+6.1%	+8.0%	+8.7%
Returns
ROE	+13.5%	+11.6%	+10.3%
ROA	+4.3%	+4.1%	+3.4%
ROIC	+17.8%	+18.6%	+13.7%
Liquidity
Current ratio	1.03x	1.06x	1.04x
Quick ratio	0.20x	0.22x	0.14x
Leverage
D/E	2.11x	1.83x	2.02x
Interest coverage	98.61x	150.74x	4.99x
Efficiency
Asset turnover	0.26x	0.27x	0.21x
Cash conversion cycle	—	—	—

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Fiserv

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