Erie Indemnity

Financials Insurance Brokers Erie, Pennsylvania Last filing Feb 23, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$559.3M
                    
                    -6.8%
                    
                    Total assets
                    FY2025
                
$3.4B
                    ROA +16.7%
                    
                    P96
                    
                    +16.2%
                    
                    Operating cash flow
                    FY2025
                
$686.7M
                    
                    +12.3%

18 yrs · FY2008–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

24 accounts · 5 years

Total assets $3.4B

Total liabilities $1.1B

Shareholders equity $2.3B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	+17.1%	+17.6%	-11.4%	-22.7%	—
Short Term Investments	-3.1%	+5.1%	+46.2%	-36.8%	—
Accounts Receivable	+11.3%	+13.9%	+14.2%	+9.6%	—
Prepaid Expenses	+4.1%	+14.3%	+11.1%	+40.9%	—
Other Current Assets	-0.4%	-4.2%	-6.6%	-12.1%	—
Total Current Assets	+11.9%	+14.5%	+10.4%	+2.0%	—
Operating Lease Assets	-11.4%	-14.7%	-27.9%	-53.3%	—
Other Noncurrent Assets	-0.4%	-4.2%	-6.6%	-12.1%	—
Total Assets	+10.6%	+8.8%	+5.0%	-0.1%	—
Liabilities
Accounts Payable	+9.8%	+11.2%	+12.7%	+20.0%	—
Accrued Liabilities	+10.6%	+8.4%	+6.0%	+5.4%	—
Deferred Revenue	+8.0%	+7.0%	+8.6%	+4.6%	—
Other Current Liabilities	+12.5%	+17.8%	+22.6%	+102.3%	—
Total Current Liabilities	+10.6%	+8.4%	+6.0%	+5.4%	—
Deferred Revenue Noncurrent	+7.1%	+6.2%	+6.1%	+1.2%	—
Deferred Tax Liabilities	-15.0%	-48.7%	-50.8%	-70.3%	—
Other Noncurrent Liabilities	+12.5%	+17.8%	+22.6%	+102.3%	—
Total Liabilities	+4.5%	+0.1%	-5.2%	-12.1%	—
Equity
Additional Paid In Capital	-0.0%	-0.1%	-0.1%	-0.1%	—
Retained Earnings	+8.5%	+8.2%	+6.0%	+3.5%	—
Treasury Stock	+0.1%	+0.0%	+0.1%	+0.1%	—
Accumulated Other Comprehensive Income	—	—	—	—	—
Total Stockholders Equity	+14.2%	+14.0%	+11.3%	+7.9%	—
Total Liabilitiesand Equity	+10.6%	+8.8%	+5.0%	-0.1%	—

Income Statement

Revenue, expense, and profitability

9 accounts · 5 years

Revenue Not reported

Operating income $717.2M

Net income $559.3M

Account	2025	2024	2023	2022	2021
IncomeStatement
Expenses Depreciation and Amortization	+16.9%	+15.0%	+12.9%	+23.4%	—
Expenses Operating Expenses	+9.7%	+10.4%	+8.9%	+6.4%	—
Other Income Expense Operating Income	+22.5%	+28.6%	+27.9%	+18.3%	—
Other Income Expense Interest Income	+6.0%	+0.9%	-34.4%	—	—
Other Income Expense Other Income/expense	—	—	—	—	—
Other Income Expense Income Before Tax	+17.2%	+26.2%	+22.2%	+0.0%	—
Income Tax Income Tax Expense	+17.8%	+26.0%	+21.5%	-0.8%	—
net Income net Income	+17.1%	+26.3%	+22.4%	+0.2%	—
net Income Comprehensive Income	+12.2%	+17.3%	+12.0%	-9.8%	—

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 5 years

Operating cash flow $686.7M

Investing cash flow $-439.3M

Financing cash flow $-199.9M

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	+17.1%	+26.3%	+22.4%	+0.2%	—
Operating Activities Depreciation and Amortization	+16.9%	+15.0%	+12.9%	+23.4%	—
Operating Activities Changes In Operating Assets and Liabilities	—	—	—	—	—
Operating Activities net Cash From Operating Activities	+14.3%	+14.9%	-2.7%	-9.1%	—
Investing Activities Purchases of Investments	+85.8%	+101.2%	+119.4%	+699.2%	—
Investing Activities Proceeds From Sale of Investments	+31.0%	+45.3%	+9.3%	+103.4%	—
Investing Activities Other Investing Activities	+7.7%	+9.4%	+11.8%	+12.0%	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—
Financing Activities Dividends Paid	+7.2%	+7.2%	+7.2%	+7.2%	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	+17.1%	+17.6%	-11.4%	-22.7%	—
Cash Reconciliation net Change In Cash	+20.6%	+90.1%	-70.4%	—	—
Cash Reconciliation Cash At Beginning of Period	+17.1%	+17.6%	-11.4%	-22.7%	—
Cash Reconciliation Cash At End of Period	+17.1%	+17.6%	-11.4%	-22.7%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	—	—	—
Net margin	—	—	—	—	—
FCF margin	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—
Returns
ROE	+24.5%	+30.2%	+26.8%	+20.6%	+22.2%
ROA	+16.7%	+20.8%	+18.0%	+13.3%	+13.3%
ROIC	—	—	—	—	+20.1%
Liquidity
Current ratio	1.27x	1.43x	1.31x	1.17x	1.21x
Quick ratio	1.14x	1.25x	1.09x	1.00x	1.05x
Leverage
D/E	0.47x	0.45x	0.49x	0.55x	0.67x
Interest coverage	—	—	—	187.26x	76.98x
Efficiency
Asset turnover	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—

Valuation

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FY2025 fundamentals · no price

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Erie Indemnity

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