CFG

Citizens Financial Group

Financials

Regional Banks

Providence, Rhode Island

Balance Sheet 44 Accounts • 5 Years

Account	2024	2023	2022	2021	2020
end	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
Assets - CashAndDueFromBanks	$1.4B	$1.8B	$1.5B	$1.2B	$1.0B
Assets - InterestBearingDepositsInBanks	$635.0M	$405.0M	$303.0M	$316.0M	$306.0M
Assets - CashAndCashEquivalents	$10.6B	$11.6B	$10.5B	$9.2B	$12.7B
Assets - InvestmentSecuritiesAvailableForSale	$32.8B	$29.8B	$24.0B	$26.1B	$22.9B
Assets - InvestmentSecuritiesHeldToMaturity	$8.6B	$9.2B	$9.8B	$2.2B	$3.2B
Assets - EquitySecurities	$220.0M	$173.0M	$153.0M	$109.0M	$66.0M
Assets - LoansAndLeases,Gross	$139.2B	$146.0B	$156.7B	$128.2B	—
Assets - AllowanceForLoanAndLeaseLosses	$2.1B	$2.1B	$2.0B	$1.8B	$2.4B
Assets - LoansAndLeases,Net	$137.1B	$143.9B	$154.7B	$126.4B	$120.6B
Assets - LoansHeldForSale	$858.0M	$779.0M	$774.0M	$2.7B	$3.6B
Assets - AccruedInterestReceivable	$816.0M	$875.0M	$820.0M	$450.0M	$449.0M
Assets - BankOwnedLifeInsurance	$3.4B	$3.3B	$3.2B	$2.8B	$1.8B
Assets - PremisesAndEquipment	$875.0M	$895.0M	$844.0M	$768.0M	$759.0M
Assets - Goodwill	$8.2B	$8.2B	$8.2B	$7.1B	$7.0B
Assets - OtherIntangibleAssets	$146.0M	$157.0M	$197.0M	$64.0M	$58.0M
Assets - MortgageServicingRights	$1.5B	$1.6B	$1.5B	$1.0B	$658.0M
Assets - DerivativeAssets	$408.0M	$440.0M	$842.0M	$1.2B	$1.9B
Assets - OperatingLeaseRightOfUseAssets	$869.0M	$885.0M	$1.0B	$766.0M	$800.0M
Assets - OtherAssets	$13.9B	$13.4B	$13.1B	$8.7B	$8.0B
Assets - TotalAssets	$217.5B	$222.0B	$226.7B	$188.4B	$183.3B
Liabilities - TotalDeposits	$174.8B	$177.3B	$180.7B	$154.4B	$147.2B
Liabilities - NoninterestBearingDeposits	$36.9B	$37.1B	$49.3B	$49.4B	$43.8B
Liabilities - InterestBearingDeposits	$137.9B	$140.2B	$131.4B	$104.9B	$103.3B
Liabilities - DemandDeposits	$36.9B	$37.1B	$49.3B	$49.4B	$43.8B
Liabilities - SavingsDeposits	$26.0B	$28.0B	$29.8B	$22.0B	$18.0B
Liabilities - MoneyMarketDeposits	$55.3B	$53.8B	$49.9B	$47.2B	$48.6B
Liabilities - TimeDeposits	$23.3B	$26.6B	$12.0B	$5.3B	$9.5B
Liabilities - TimeDepositsAboveFdicInsuranceLimit	$6.6B	$5.7B	$2.0B	$1.7B	—
Liabilities - ShortTermBorrowings	$0	$505.0M	$3.0M	$74.0M	$243.0M
Liabilities - LongTermDebt	$12.4B	$13.5B	$15.9B	$6.9B	$8.3B
Liabilities - DerivativeLiabilities	$1.2B	$1.6B	$1.9B	$197.0M	$128.0M
Liabilities - OperatingLeaseLiability	$956.0M	$977.0M	$1.1B	$800.0M	$835.0M
Liabilities - DeferredIncomeTaxes	$1.6B	$1.6B	$1.6B	$1.4B	$1.4B
Liabilities - OtherLiabilities	$4.9B	$4.7B	$4.5B	$3.4B	$4.2B
Liabilities - TotalLiabilities	$193.3B	$197.6B	$203.0B	$165.0B	$160.7B
Equity - PreferredStock	$2.1B	$2.0B	$2.0B	$2.0B	$2.0B
Equity - CommonStock	$7.0M	$6.0M	$6.0M	$6.0M	$6.0M
Equity - AdditionalPaidInCapital	$22.4B	$22.2B	$22.1B	$19.0B	$18.9B
Equity - RetainedEarnings	$10.4B	$9.8B	$9.2B	$8.0B	$6.4B
Equity - TreasuryStock	$7.0B	$6.0B	$5.1B	$4.9B	$4.6B
Equity - AccumulatedOtherComprehensiveIncome(loss)	$-3.6B	$-3.8B	$-4.6B	$-665.0M	$-60.0M
Equity - TotalShareholdersEquity	$24.3B	$24.3B	$23.7B	$23.4B	$22.7B
Equity - TotalLiabilitiesAndShareholdersEquity	$217.5B	$222.0B	$226.7B	$188.4B	$183.3B

Income Statement 34 Accounts • 5 Years

Account	2024	2023	2022	2021	2020
end	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
IncomeStatement - InterestIncome - TotalInterestIncome	$10.2B	$10.2B	$7.1B	$4.9B	$5.4B
IncomeStatement - InterestIncome - InterestAndFeeIncomeOnLoansAndLeases	$7.9B	$8.5B	$6.0B	$4.3B	$4.7B
IncomeStatement - InterestIncome - InterestIncomeOnInvestmentSecuritiesTaxable	$1.7B	$1.2B	$840.0M	$487.0M	$519.0M
IncomeStatement - InterestIncome - InterestIncomeOnDepositsInBanks	$503.0M	$451.0M	$128.0M	$16.0M	$11.0M
IncomeStatement - InterestExpense - InterestExpenseOnDeposits	$3.8B	$3.1B	$651.0M	$160.0M	$509.0M
IncomeStatement - InterestExpense - InterestExpenseOnShortTermBorrowings	$15.0M	$43.0M	$23.0M	$1.0M	$2.0M
IncomeStatement - InterestExpense - InterestExpenseOnLongTermDebt	$713.0M	$775.0M	$374.0M	$178.0M	$260.0M
IncomeStatement - NetInterestIncome - NetInterestIncome	$5.6B	$6.2B	$6.0B	$4.5B	$4.6B
IncomeStatement - NetInterestIncome - NetInterestIncomeAfterProvision	$4.9B	$5.6B	$5.5B	$4.9B	$3.0B
IncomeStatement - NoninterestIncome - TotalNoninterestIncome	$2.2B	$2.0B	$2.0B	$2.1B	$2.3B
IncomeStatement - NoninterestIncome - MortgageBankingIncome	$209.0M	$242.0M	$261.0M	$434.0M	$915.0M
IncomeStatement - NoninterestIncome - BankOwnedLifeInsuranceIncome	$108.0M	$93.0M	$88.0M	$67.0M	$57.0M
IncomeStatement - NoninterestIncome - SecuritiesGains(losses)	$18.0M	$28.0M	$9.0M	$10.0M	$4.0M
IncomeStatement - NoninterestIncome - OtherNoninterestIncome	$79.0M	$78.0M	$82.0M	$89.0M	$67.0M
IncomeStatement - NoninterestExpense - TotalNoninterestExpense	$5.2B	$5.5B	$4.9B	$4.1B	$4.0B
IncomeStatement - NoninterestExpense - PersonnelCosts	$2.7B	$2.6B	$2.5B	$2.1B	$2.1B
IncomeStatement - NoninterestExpense - OccupancyExpense	$447.0M	$492.0M	$410.0M	$333.0M	$331.0M
IncomeStatement - NoninterestExpense - EquipmentExpense	$769.0M	$756.0M	$648.0M	$610.0M	$565.0M
IncomeStatement - NoninterestExpense - ProfessionalServices	$639.0M	$687.0M	$700.0M	$595.0M	$553.0M
IncomeStatement - NoninterestExpense - MarketingExpense	$170.0M	$187.0M	$166.0M	$111.0M	$100.0M
IncomeStatement - NoninterestExpense - FdicInsuranceExpense	$193.0M	$390.0M	$96.0M	$66.0M	$66.0M
IncomeStatement - NoninterestExpense - AmortizationOfIntangibleAssets	$35.0M	$42.0M	$41.0M	$11.0M	$11.0M
IncomeStatement - NoninterestExpense - OtherNoninterestExpense	$722.0M	$973.0M	$585.0M	$411.0M	$419.0M
IncomeStatement - IncomeBeforeTax - IncomeBeforeIncomeTaxes	$1.9B	$2.0B	$2.7B	$3.0B	$1.3B
IncomeStatement - IncomeTax - IncomeTaxExpense(benefit)	$379.0M	$422.0M	$582.0M	$658.0M	$241.0M
IncomeStatement - NetIncome - NetIncome	$1.5B	$1.6B	$2.1B	$2.3B	$1.1B
IncomeStatement - NetIncome - PreferredStockDividends	$137.0M	$117.0M	$113.0M	$113.0M	$107.0M
IncomeStatement - NetIncome - NetIncomeAvailableToCommonShareholders	$1.4B	$1.5B	$2.0B	$2.2B	$950.0M
IncomeStatement - EarningsPerShare - EarningsPerShare,Basic	$3	$3	$4	$5	$2
IncomeStatement - EarningsPerShare - EarningsPerShare,Diluted	$3	$3	$4	$5	$2
IncomeStatement - EarningsPerShare - WeightedAverageShares,Basic	$450.7M	$475.1M	$476.0M	$425.7M	$427.1M
IncomeStatement - EarningsPerShare - WeightedAverageShares,Diluted	$453.5M	$476.7M	$477.8M	$427.4M	$428.2M
IncomeStatement - ComprehensiveIncome - ComprehensiveIncome	$1.7B	$2.4B	$-1.8B	$1.7B	$1.4B

Cash Flow Statement 32 Accounts • 5 Years

Account	2024	2023	2022	2021	2020
end	2024-12-31	2023-12-31	2022-12-31	2021-12-31	2020-12-31
CashFlow - OperatingActivities - NetIncome	$1.5B	$1.6B	$2.1B	$2.3B	$1.1B
CashFlow - OperatingActivities - DepreciationAndAmortization	$498.0M	$478.0M	$565.0M	$625.0M	$578.0M
CashFlow - OperatingActivities - DeferredIncomeTaxes	$-177.0M	$-242.0M	$57.0M	$-429.0M	$-238.0M
CashFlow - OperatingActivities - Increase(decrease)InDeposits	$-2.6B	$-3.4B	$6.1B	$7.2B	$21.9B
CashFlow - OperatingActivities - Increase(decrease)InLoansHeldForSale	$24.0M	$-98.0M	$-1.7B	$-1.1B	$-32.0M
CashFlow - OperatingActivities - Increase(decrease)InOtherOperatingAssets	$261.0M	$-612.0M	$1.9B	$1.7B	$4.0B
CashFlow - OperatingActivities - Increase(decrease)InOtherOperatingLiabilities	$-310.0M	$-339.0M	$1.0B	$757.0M	$1.0B
CashFlow - OperatingActivities - NetCashProvidedByOperatingActivities	$2.0B	$3.0B	$4.1B	$2.3B	$111.0M
CashFlow - InvestingActivities - PurchasesOfAvailableForSaleSecurities	$9.8B	$10.1B	$10.8B	$12.4B	$9.3B
CashFlow - InvestingActivities - ProceedsFromSalesOfAvailableForSaleSecurities	$3.6B	$2.9B	$1.2B	$790.0M	$585.0M
CashFlow - InvestingActivities - ProceedsFromMaturitiesOfAvailableForSaleSecurities	$3.3B	$2.0B	$3.4B	$7.8B	$6.9B
CashFlow - InvestingActivities - ProceedsFromMaturitiesOfHeldToMaturitySecurities	$662.0M	$761.0M	$1.0B	$1.0B	$897.0M
CashFlow - InvestingActivities - NetChangeInLoansAndLeases	$-6.0B	$-7.2B	$7.9B	$3.2B	$4.8B
CashFlow - InvestingActivities - PurchasesOfBankOwnedLifeInsurance	$0	$0	$100.0M	$1.1B	$0
CashFlow - InvestingActivities - BusinessAcquisitions,NetOfCashAcquired	$0	$0	$255.0M	$165.0M	$3.0M
CashFlow - InvestingActivities - OtherInvestingActivities	$93.0M	$61.0M	$771.0M	$316.0M	$65.0M
CashFlow - InvestingActivities - NetCashUsedInInvestingActivities	$3.0B	$5.2B	$-12.6B	$-10.5B	$-6.1B
CashFlow - FinancingActivities - NetChangeInShortTermBorrowings	$-505.0M	$502.0M	$-95.0M	$-154.0M	$-39.0M
CashFlow - FinancingActivities - ProceedsFromIssuanceOfLongTermDebt	$13.2B	$26.0B	$24.6B	$0	$8.3B
CashFlow - FinancingActivities - RepaymentsOfLongTermDebt	$14.3B	$28.4B	$19.7B	$1.4B	$14.0B
CashFlow - FinancingActivities - ProceedsFromIssuanceOfCommonStock	$392.0M	—	—	$296.0M	$395.0M
CashFlow - FinancingActivities - RepurchaseOfCommonStock	$1.1B	$906.0M	$153.0M	$295.0M	$270.0M
CashFlow - FinancingActivities - DividendsPaidOnCommonStock	$769.0M	$808.0M	$779.0M	$670.0M	$672.0M
CashFlow - FinancingActivities - DividendsPaidOnPreferredStock	$134.0M	$120.0M	$113.0M	$113.0M	$98.0M
CashFlow - FinancingActivities - OtherFinancingActivities	$18.0M	$21.0M	$-25.0M	$-22.0M	$16.0M
CashFlow - FinancingActivities - NetCashProvidedBy(usedIn)FinancingActivities	$-6.0B	$-7.1B	$9.9B	$4.6B	$15.4B
CashFlow - CashReconciliation - NetIncrease(decrease)InCashAndCashEquivalents	$-1.0B	$1.1B	$1.4B	$-3.6B	$9.3B
CashFlow - CashReconciliation - CashAndCashEquivalentsAtBeginningOfPeriod	$10.6B	$11.6B	$10.5B	$9.2B	$12.7B
CashFlow - CashReconciliation - CashAndCashEquivalentsAtEndOfPeriod	$10.6B	$11.6B	$10.5B	$9.2B	$12.7B
CashFlow - SupplementalDisclosures - IncomeTaxesPaid	$208.0M	$375.0M	$183.0M	$1.2B	$261.0M
CashFlow - SupplementalDisclosures - InterestPaid	$4.4B	$3.6B	$989.0M	$347.0M	$837.0M

Citizens Financial Group

Balance Sheet 44 Accounts • 5 Years

Income Statement 34 Accounts • 5 Years

Cash Flow Statement 32 Accounts • 5 Years

Stock Market Data (1 Year) Live Yahoo Finance Data

Recent Price History