Company financials

Citigroup

Financials Diversified Banks New York City, New York Last filing Feb 20, 2026 · FY2025

                    Revenue
                    FY2025
                
$142.9B
                    3y CAGR +24.3%
                    
                    P81
                    
                    -0.6%
                    
                    Net income
                    FY2025
                
$14.3B
                    Net margin +10.0%
                    
                    P10
                    
                    +12.8%
                    
                    Total assets
                    FY2025
                
$2.7T
                    ROA +0.5%
                    
                    P8
                    
                    +12.9%
                    
                    Operating cash flow
                    FY2025
                
$-67.6B
                    FCF margin -51.9%
                    
                    P6
                    
                    -243.9%

19 yrs · FY2007–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

21 accounts · 10 years

Total assets $2.7T

Total liabilities $2.4T

Shareholders equity $212.3B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	244.7%	192.4%	195.8%	459.7%	519.1%	533.0%	253.5%	265.6%	293.1%	276.8%
Investment Securities	681.6%	634.6%	692.6%	1156.7%	1673.6%	1415.8%	842.6%	867.9%	982.6%	1029.9%
Loans net	513.1%	470.3%	503.7%	860.5%	1323.0%	1163.5%	914.2%	948.6%	1063.2%	1055.9%
Property,Plant and Equipment	23.3%	21.0%	21.6%	35.3%	48.2%	—	—	—	—	—
Goodwill	13.4%	13.4%	15.1%	26.5%	42.2%	38.2%	28.9%	31.1%	36.1%	37.4%
Other Assets	383.9%	305.5%	381.1%	709.3%	933.6%	740.2%	510.9%	593.9%	617.0%	690.5%
Total Assets	1860.0%	1637.3%	1809.9%	3247.9%	4539.7%	3890.7%	2550.2%	2707.1%	2991.3%	3090.3%
Liabilities
Deposits	982.5%	893.8%	982.1%	1835.8%	2609.7%	2204.7%	1399.3%	1430.5%	1558.7%	1602.8%
Short Term Borrowings	280.0%	211.0%	236.8%	335.4%	55.4%	394.3%	276.3%	45.7%	72.2%	297.5%
Long Term Debt	221.1%	199.9%	215.1%	365.0%	504.0%	467.7%	325.1%	327.6%	384.4%	355.6%
Other Liabilities	226.8%	186.9%	221.2%	440.5%	969.1%	479.4%	296.0%	625.2%	649.3%	444.6%
Total Liabilities	1710.3%	1491.6%	1655.1%	2976.6%	4138.2%	3546.1%	2296.7%	2428.9%	2664.5%	2700.4%
Equity
Total Stockholders Equity	148.6%	145.1%	154.2%	270.4%	400.1%	343.3%	252.6%	277.0%	326.0%	388.2%
Common Stock	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%	0.0%	0.0%	0.1%	0.1%
Retained Earnings	150.6%	143.5%	149.3%	261.7%	366.4%	289.7%	216.1%	213.7%	224.8%	252.6%
Accumulated Other Comprehensive Income	-29.3%	-33.3%	-33.6%	-63.2%	-76.8%	-55.2%	-47.5%	-52.5%	-56.3%	-55.8%
Preferred Stock	14.0%	12.4%	13.2%	25.5%	37.6%	33.5%	23.5%	26.1%	31.3%	33.2%
Additional Paid In Capital	75.9%	75.9%	81.8%	145.8%	214.0%	185.7%	140.9%	152.4%	175.4%	186.3%
Treasury Stock	62.6%	53.5%	56.5%	99.4%	141.1%	110.4%	80.6%	62.6%	49.2%	28.1%
Noncontrolling Interest	1.1%	0.5%	0.6%	0.9%	1.4%	1.3%	0.9%	1.2%	1.5%	1.8%
Total Liabilitiesand Equity	1860.0%	1637.3%	1809.9%	3247.9%	4539.7%	3890.7%	2550.2%	2707.1%	2992.0%	3090.4%

Income Statement

Revenue, expense, and profitability

11 accounts · 10 years

Revenue $142.9B

Operating income Not reported

Net income $14.3B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Interest Income Total Interest Income	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Interest Expense Interest Expense	58.1%	62.4%	58.8%	34.6%	15.8%	23.0%	37.1%	34.3%	26.8%	21.6%
net Interest Income net Interest Income	41.9%	37.6%	41.2%	65.4%	84.2%	77.0%	62.9%	65.7%	73.2%	78.4%
Noninterest Income Total Noninterest Income	17.8%	18.5%	17.4%	35.8%	58.2%	52.9%	35.2%	37.1%	44.5%	43.7%
Expenses Noninterest Expense	38.6%	37.3%	42.0%	68.9%	95.5%	76.4%	55.9%	59.1%	68.6%	73.0%
Income Tax Income Tax Expense	3.8%	2.9%	2.6%	4.8%	10.8%	4.3%	5.8%	7.5%	47.7%	11.1%
net Income Other Items Below Tax	-7.3%	-7.1%	-7.0%	-7.5%	7.4%	-30.2%	-11.1%	-10.8%	-12.4%	-0.2%
net Income net Income	10.0%	8.8%	6.9%	20.0%	43.5%	19.0%	25.4%	25.5%	-11.0%	25.7%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%	0.0%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	-0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	1.3%	1.3%	1.5%	2.6%	4.1%	3.6%	3.0%	3.5%	4.4%	5.0%

Cash Flow Statement

Operating, investing, and financing flows

13 accounts · 10 years

Operating cash flow $-67.6B

Investing cash flow $-108.3B

Financing cash flow $238.0B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Cash From Operating Activities	-47.3%	-13.7%	-55.1%	33.7%	93.3%	-40.4%	-16.8%	52.2%	-13.9%	93.0%
Operating Activities net Income	10.0%	8.8%	6.9%	20.0%	43.5%	19.0%	25.4%	25.5%	-11.0%	25.7%
Operating Activities Depreciation and Amortization	3.1%	3.0%	3.4%	5.7%	7.9%	6.8%	5.1%	—	5.9%	6.4%
Operating Activities Other Non Cash Items	-60.4%	-25.5%	-65.4%	7.7%	42.0%	-66.3%	-47.2%	21.4%	-9.0%	60.8%
Investing Activities net Cash From Investing Activities	-75.8%	60.0%	-6.3%	-106.8%	-219.4%	-159.1%	-30.6%	-103.2%	-94.6%	-137.2%
Investing Activities Capital Expenditures	-4.6%	-4.5%	-4.9%	-7.6%	-8.2%	-5.9%	-7.0%	-5.3%	-5.5%	-4.8%
Investing Activities Other Investing Activities	-71.2%	64.5%	-1.4%	-99.2%	-211.2%	-153.2%	-23.6%	-97.9%	-89.1%	-132.5%
Financing Activities net Cash From Financing Activities	166.6%	-26.7%	0.5%	185.1%	34.2%	402.1%	56.1%	62.9%	108.6%	48.8%
Financing Activities Dividends Paid	-3.8%	-3.6%	-3.9%	-6.7%	-10.3%	-9.2%	-7.1%	-7.1%	-6.2%	-3.9%
Financing Activities Repurchase of Common Stock	-9.3%	-1.7%	-1.5%	-4.4%	-15.1%	-5.0%	-23.0%	-20.4%	-23.6%	-16.0%
Financing Activities Other Financing Activities	179.6%	-21.3%	5.9%	196.2%	59.6%	416.4%	86.2%	90.3%	138.3%	68.8%
Cash Reconciliation Effect of Exchange Rate On Cash	7.7%	-8.8%	0.1%	-4.5%	-2.4%	-3.4%	-1.2%	-1.1%	1.1%	-0.9%
Cash Reconciliation net Change In Cash	51.1%	10.9%	-60.9%	107.5%	-94.3%	199.2%	7.6%	10.7%	1.2%	3.7%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	+10.0%	+8.8%	+6.9%	+20.0%	+43.5%	+19.0%	+25.4%	+25.5%	-11.0%	+25.7%
FCF margin	-51.9%	-18.2%	-60.0%	+26.1%	+85.1%	-46.4%	-23.8%	+46.8%	-19.4%	+88.3%
Growth
Revenue CAGR (3y)	+24.3%	+41.7%	+31.9%	-0.9%	-10.7%	-1.9%	+9.7%	+6.6%	-0.1%	-2.7%
Returns
ROE	+6.7%	+6.1%	+4.5%	+7.4%	+10.9%	+5.5%	+10.0%	+9.2%	-3.4%	+6.6%
ROA	+0.5%	+0.5%	+0.4%	+0.6%	+1.0%	+0.5%	+1.0%	+0.9%	-0.4%	+0.8%
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	11.51x	10.28x	10.74x	11.01x	10.34x	10.33x	9.09x	8.77x	8.17x	6.96x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	0.05x	0.06x	0.06x	0.03x	0.02x	0.03x	0.04x	0.04x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

No price data cached, so there is nothing to multiply. Load prices from the Stock Data tab and this panel reprices itself.

Notes

Your annotations

Not watched

Citigroup

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Assets, liabilities, and equity

Revenue, expense, and profitability

Operating, investing, and financing flows

Margins, returns, liquidity, leverage, efficiency

Price against fundamentals

Your annotations

One-year price and volume history

Price data unavailable

Recent price history