Bank of America

Financials Diversified Banks Charlotte, North Carolina Last filing Feb 25, 2026 · FY2025

                    Revenue
                    FY2025
                
$138.6B
                    3y CAGR +24.1%
                    
                    P79
                    
                    n/a
                    
                    Net income
                    FY2025
                
$30.5B
                    Net margin +22.0%
                    
                    P40
                    
                    n/a
                    
                    Total assets
                    FY2025
                
$3.4T
                    ROA +0.9%
                    
                    P12
                    
                    n/a
                    
                    Operating cash flow
                    FY2025
                
$12.6B
                    
                    n/a

19 yrs · FY2007–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 1 year

Total assets $3.4T

Total liabilities $3.1T

Shareholders equity $303.2B

Account	2025	Trend
Assets
Cash and Cash Equivalents	6.8%
Investment Securities	37.9%
Loans net	34.4%
Property,Plant and Equipment	0.4%
Goodwill	2.0%
Other Assets	18.6%
Total Assets	100.0%
Liabilities
Deposits	59.2%
Short Term Borrowings	10.1%
Long Term Debt	9.3%
Other Liabilities	12.5%
Total Liabilities	91.1%
Equity
Total Stockholders Equity	8.9%
Common Stock	0.8%
Retained Earnings	7.7%
Accumulated Other Comprehensive Income	-0.3%
Preferred Stock	0.8%
Total Liabilitiesand Equity	100.0%

Income Statement

Revenue, expense, and profitability

11 accounts · 1 year

Revenue $138.6B

Operating income Not reported

Net income $30.5B

Account	2025	Trend
IncomeStatement
Interest Income Total Interest Income	4.1%
Interest Expense Interest Expense	2.3%
net Interest Income net Interest Income	1.8%
Noninterest Income Total Noninterest Income	1.6%
Expenses Noninterest Expense	2.0%
Income Tax Income Tax Expense	0.2%
net Income Other Items Below Tax	-0.2%
net Income net Income	0.9%
Earnings Per Share Diluted Eps	0.0%
Earnings Per Share Basic Eps	0.0%
Earnings Per Share Weighted Average Shares Diluted	0.2%

Cash Flow Statement

Operating, investing, and financing flows

13 accounts · 1 year

Operating cash flow $12.6B

Investing cash flow $-145.2B

Financing cash flow $69.9B

Account	2025	Trend
CashFlow
Operating Activities net Cash From Operating Activities	0.4%
Operating Activities net Income	0.9%
Operating Activities Depreciation and Amortization	0.1%
Operating Activities Stock Based Compensation	0.1%
Operating Activities Other Non Cash Items	-0.7%
Investing Activities net Cash From Investing Activities	-4.3%
Investing Activities Other Investing Activities	-4.3%
Financing Activities net Cash From Financing Activities	2.1%
Financing Activities Dividends Paid	-0.3%
Financing Activities Repurchase of Common Stock	-0.6%
Financing Activities Other Financing Activities	3.0%
Cash Reconciliation Effect of Exchange Rate On Cash	0.1%
Cash Reconciliation net Change In Cash	-1.7%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 1 year

Ratio	2025
Profitability
Gross margin	—
Operating margin	—
Net margin	+22.0%
FCF margin	—
Growth
Revenue CAGR (3y)	+24.1%
Returns
ROE	+10.1%
ROA	+0.9%
ROIC	—
Liquidity
Current ratio	—
Quick ratio	—
Leverage
D/E	10.25x
Interest coverage	—
Efficiency
Asset turnover	0.04x
Cash conversion cycle	—

Valuation

Price against fundamentals

BAC $52 · 2025-09-29 · 397d old · FY2025

Market cap $402.6B

P/E 13.20x

P/S 2.91x

P/B 1.33x

EV $488.6B

EV/EBITDA —

FCF yield —

Dividend yield +2.4%

Notes

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