Allstate

Financials Property & Casualty Insurance Northbrook, Illinois Last filing Feb 20, 2026 · FY2025

                    Revenue
                    FY2025
                
$3.7B
                    3y CAGR +12.3%
                    
                    P48
                    
                    +10.0%
                    
                    Net income
                    FY2025
                
$10.3B
                    Net margin +274.4%
                    
                    P95
                    
                    +120.3%
                    
                    Total assets
                    FY2025
                
$119.8B
                    ROA +8.6%
                    
                    P86
                    
                    +7.3%
                    
                    Operating cash flow
                    FY2025
                
$10.1B
                    FCF margin +263.7%
                    
                    P93
                    
                    +13.2%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Year-over-year change per cell; first column has no prior.

Balance Sheet

Assets, liabilities, and equity

23 accounts · 10 years

Total assets $119.8B

Total liabilities $89.2B

Shareholders equity $30.6B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	-3.7%	-2.5%	-1.9%	-3.5%	+145.3%	+13.9%	-45.3%	-19.1%	+41.5%	—
Short Term Investments	+7.7%	-11.8%	+12.6%	-35.3%	-9.5%	+83.1%	+40.7%	+55.7%	-54.7%	—
Other Current Assets	+2.2%	-15.1%	+2.5%	-3.0%	+77.5%	-3.0%	+17.5%	+6.0%	+54.7%	—
Property,Plant and Equipment	-6.3%	-22.1%	-13.0%	+5.1%	-11.2%	-7.7%	+9.6%	-2.5%	+0.7%	—
Goodwill	-3.9%	-7.3%	+0.0%	+0.0%	+37.7%	-0.0%	+0.6%	+16.0%	+78.9%	—
Intangible Assets	-100.0%	-58.1%	+21.6%	+31.0%	+50.5%	+18.6%	+10.7%	+22.5%	—	—
Long Term Investments	-89.7%	-11.8%	—	—	—	+83.1%	+40.7%	+55.7%	-54.7%	—
Deferred Tax Assets	-100.0%	+5.5%	-43.3%	-69.0%	+7.0%	-2.3%	+3.7%	+18.8%	-45.1%	—
Other Noncurrent Assets	+2.2%	-15.1%	+2.5%	-3.0%	+77.5%	-3.0%	+17.5%	+6.0%	+54.7%	—
Total Assets	+7.3%	+8.0%	+5.5%	-1.5%	-21.1%	+5.0%	+6.9%	-0.2%	+3.5%	—
Liabilities
Current Portion of Long Term Debt	-7.4%	+1.8%	-0.3%	-0.2%	+1.9%	+18.0%	+2.8%	+1.6%	+0.0%	—
Total Current Liabilities	-1.2%	+5.3%	+6.4%	+8.5%	-22.4%	+1.9%	+3.3%	+1.2%	+2.1%	—
Long Term Debt	-7.4%	+1.8%	-0.3%	-0.2%	+1.9%	+18.0%	+2.8%	+1.6%	+0.0%	—
Deferred Tax Liabilities	-89.0%	+7.4%	+6.9%	+115.5%	-38.5%	-42.3%	+49.0%	-10.0%	-22.3%	—
Total Liabilities	-1.2%	+5.3%	+6.4%	+8.5%	-22.4%	+1.9%	+3.3%	+1.2%	+2.1%	—
Equity
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	+3.2%	+4.5%	+1.7%	+1.8%	+6.4%	+1.0%	+4.6%	-0.1%	+0.3%	—
Retained Earnings	+17.1%	+7.2%	-2.4%	-4.4%	+1.0%	+9.8%	+5.2%	+5.9%	+6.1%	—
Treasury Stock	+3.3%	-0.3%	+0.7%	+6.9%	+10.0%	+5.3%	+5.9%	+8.1%	+5.0%	—
Accumulated Other Comprehensive Income	+128.7%	-27.0%	+70.7%	-464.7%	-80.2%	+69.4%	+225.2%	-608.8%	+173.6%	—
Noncontrolling Interest	+72.0%	+46.4%	-12.0%	-140.4%	—	—	—	—	—	—
Total Stockholders Equity	+42.8%	+20.7%	+1.7%	-30.6%	-16.7%	+16.2%	+22.0%	-5.5%	+9.6%	—
Total Liabilitiesand Equity	+7.3%	+8.0%	+5.5%	-1.5%	-21.1%	+5.0%	+6.9%	-0.2%	+3.5%	—

Income Statement

Revenue, expense, and profitability

14 accounts · 10 years

Revenue $3.7B

Operating income $10.3B

Net income $10.3B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Total Revenue	+10.0%	+22.0%	+5.4%	-23.5%	+101.0%	-9.3%	-45.9%	-2.7%	+12.4%	—
Expenses Depreciation and Amortization	-17.5%	-14.9%	-6.8%	-6.1%	+218.6%	-6.3%	+20.0%	+6.1%	+209.4%	—
Expenses Share Based Compensation	-1.6%	+71.2%	-21.5%	-22.5%	-3.2%	+18.1%	-16.0%	+17.9%	+32.5%	—
Expenses Restructuring and Asset Impairment	+0.0%	-63.9%	+231.4%	-70.0%	-32.8%	+548.7%	-41.8%	-30.2%	+220.0%	—
Other Income Expense Operating Income	+120.3%	+2582.4%	+85.4%	-124.8%	-4.1%	+25.5%	+100.3%	-39.2%	+89.3%	—
Other Income Expense Interest Income	+10.0%	+22.0%	+5.4%	-23.5%	+101.0%	-9.3%	-45.9%	-2.7%	+12.4%	—
Other Income Expense Income Before Tax	+128.4%	+1755.5%	—	—	—	—	—	—	—	—
Income Tax Income Tax Expense	+148.7%	+960.7%	+72.3%	-137.8%	-5.9%	+23.0%	+138.5%	-53.0%	+13.5%	—
net Income net Income	+120.3%	+2582.4%	+85.4%	-179.9%	-71.1%	+15.0%	+124.4%	-39.2%	+89.3%	—
net Income Comprehensive Income	+155.7%	+199.1%	+136.6%	-315.3%	-114.2%	+3.8%	+414.2%	-66.4%	+74.5%	—
Earnings Per Share Basic Eps	+123.9%	+1535.0%	+76.7%	-201.0%	-71.0%	+23.0%	+146.5%	-39.2%	+101.3%	—
Earnings Per Share Diluted Eps	+124.0%	+1515.8%	+76.7%	-202.6%	-71.1%	+23.4%	+146.1%	-39.0%	+100.2%	—
Earnings Per Share Weighted Average Shares Basic	-0.3%	+0.7%	-3.2%	-8.0%	-5.4%	-5.1%	-5.6%	-3.9%	-2.9%	—
Earnings Per Share Weighted Average Shares Diluted	-0.3%	+2.0%	-3.2%	-9.3%	-5.2%	-5.4%	-5.6%	-4.0%	-2.5%	—

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 10 years

Operating cash flow $10.1B

Investing cash flow $-7.3B

Financing cash flow $-2.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Income	+120.3%	+2582.4%	+85.4%	-179.9%	-71.1%	+15.0%	+124.4%	-39.2%	+89.3%	—
Operating Activities Depreciation and Amortization	-18.0%	-7.9%	+2.4%	-18.5%	+16.4%	+8.3%	+9.0%	+3.1%	+8.6%	—
Operating Activities Stock Based Compensation	-1.6%	+71.2%	-21.5%	-22.5%	-3.2%	+18.1%	-16.0%	+17.9%	+32.5%	—
Operating Activities Deferred Income Taxes	+1017.6%	+93.2%	+45.0%	-200.4%	+521.5%	-154.3%	+183.5%	-926.1%	-110.3%	—
Operating Activities Changes In Operating Assets and Liabilities	+3.1%	-9.3%	-28.5%	-60.5%	+399.3%	-1014.0%	+105.8%	-6676.9%	-18.8%	—
Operating Activities net Cash From Operating Activities	+13.2%	+111.2%	-17.4%	+0.1%	-6.8%	+7.1%	-0.9%	+20.0%	+8.0%	—
Investing Activities Capital Expenditures	+8.6%	-21.3%	-36.4%	+21.7%	+12.0%	-28.9%	+56.3%	-7.4%	-4.5%	—
Investing Activities Purchases of Investments	+69.1%	+58.3%	-20.3%	+9.0%	-11.2%	+21.7%	-15.3%	+18.7%	+11.3%	—
Investing Activities Proceeds From Sale of Investments	-46.1%	-8.0%	+125.4%	-68.1%	+2.2%	-13.0%	-25.9%	-17.4%	-7.5%	—
Investing Activities net Cash From Investing Activities	+12.1%	-175.2%	-73.6%	-438.8%	+114.8%	-22.6%	-63.3%	-42.1%	+52.1%	—
Financing Activities Proceeds From Debt	-100.0%	-33.4%	—	—	-100.0%	+142.2%	-1.4%	—	-100.0%	—
Financing Activities Repayment of Debt	+71.4%	-53.3%	—	-100.0%	—	-100.0%	-20.8%	—	-100.0%	—
Financing Activities Repurchase of Common Stock	+61550.0%	-99.4%	-86.7%	-19.2%	+79.6%	+0.1%	-24.7%	+54.0%	+11.8%	—
Financing Activities Dividends Paid	+7.7%	+4.0%	-0.1%	+4.6%	+32.5%	+2.3%	+6.4%	+17.0%	+8.0%	—
Financing Activities Proceeds From Stock Issuance	-58.7%	+83.5%	-20.8%	-13.9%	+36.0%	-27.9%	+67.4%	-48.3%	-4.8%	—
Financing Activities Other Financing Activities	+362.5%	+67.3%	-40.0%	+0.0%	-185.4%	-68.2%	+41.8%	+259.6%	-258.3%	—
Financing Activities net Cash From Financing Activities	-313.3%	+43.9%	+63.7%	+34.7%	-160.6%	+19.0%	+30.5%	-22.3%	-91.5%	—
Cash Reconciliation Effect of Exchange Rate On Cash	-3.7%	-2.5%	-1.9%	-3.5%	+145.3%	+13.9%	-45.3%	-19.1%	—	—
Cash Reconciliation net Change In Cash	-44.4%	-28.6%	+48.1%	-107.0%	+889.7%	+124.2%	-36.4%	-165.2%	—	—
Cash Reconciliation Cash At Beginning of Period	-3.7%	-2.5%	-1.9%	-3.5%	+145.3%	+13.9%	-45.3%	-19.1%	—	—
Cash Reconciliation Cash At End of Period	-3.7%	-2.5%	-1.9%	-3.5%	+145.3%	+13.9%	-45.3%	-19.1%	—	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	+274.4%	+137.0%	-6.7%	-48.7%	+150.3%	+315.1%	+227.7%	+61.5%	+98.4%	+58.4%
Net margin	+274.4%	+137.0%	-6.7%	-48.7%	+46.6%	+323.6%	+255.1%	+61.5%	+98.4%	+58.4%
FCF margin	+263.7%	+256.0%	+141.9%	+177.5%	+137.7%	+300.8%	+247.2%	+139.4%	+111.1%	+114.5%
Growth
Revenue CAGR (3y)	+12.3%	-0.6%	+17.5%	+11.7%	-0.5%	-21.9%	-16.1%	+2.1%	-0.1%	-8.2%
Returns
ROE	+33.6%	+21.8%	-1.1%	-7.4%	+6.4%	+18.5%	+18.6%	+10.1%	+15.8%	+9.1%
ROA	+8.6%	+4.2%	-0.2%	-1.3%	+1.6%	+4.4%	+4.0%	+1.9%	+3.2%	+1.7%
ROIC	+17.9%	+10.1%	-0.6%	-3.9%	+12.9%	+11.9%	+11.1%	+6.4%	+10.3%	+5.7%
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.91x	4.21x	4.82x	4.61x	2.95x	3.17x	3.61x	4.27x	3.99x	4.28x
Interest coverage	—	—	-0.50x	-3.85x	15.78x	17.07x	13.23x	6.51x	10.61x	6.36x
Efficiency
Asset turnover	0.03x	0.03x	0.03x	0.03x	0.03x	0.01x	0.02x	0.03x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ALL $211 · 2025-09-29 · 351d old · FY2025

Market cap $56.4B

P/E 5.49x

P/S 15.06x

P/B 1.84x

EV $70.7B

EV/EBITDA 6.73x

FCF yield +17.5%

Dividend yield +1.8%

Notes

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