Allstate

Financials Property & Casualty Insurance Northbrook, Illinois Last filing Feb 20, 2026 · FY2025

                    Revenue
                    FY2025
                
$3.7B
                    3y CAGR +12.3%
                    
                    P48
                    
                    +10.0%
                    
                    Net income
                    FY2025
                
$10.3B
                    Net margin +274.4%
                    
                    P95
                    
                    +120.3%
                    
                    Total assets
                    FY2025
                
$119.8B
                    ROA +8.6%
                    
                    P86
                    
                    +7.3%
                    
                    Operating cash flow
                    FY2025
                
$10.1B
                    FCF margin +263.7%
                    
                    P93
                    
                    +13.2%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s revenue.

Balance Sheet

Assets, liabilities, and equity

23 accounts · 5 years

Total assets $119.8B

Total liabilities $89.2B

Shareholders equity $30.6B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	18.1%	20.7%	25.9%	27.8%	22.0%
Short Term Investments	130.4%	133.2%	184.2%	172.4%	203.8%
Other Current Assets	140.2%	150.9%	216.7%	222.9%	175.7%
Property,Plant and Equipment	16.7%	19.6%	30.8%	37.3%	27.1%
Goodwill	83.2%	95.2%	125.4%	132.2%	101.1%
Intangible Assets	0.0%	22.1%	64.5%	55.9%	32.6%
Long Term Investments	12.4%	133.2%	184.2%	—	—
Deferred Tax Assets	0.0%	6.8%	7.8%	14.6%	36.0%
Other Noncurrent Assets	140.2%	150.9%	216.7%	222.9%	175.7%
Total Assets	3196.1%	3276.1%	3702.1%	3697.9%	2870.7%
Liabilities
Current Portion of Long Term Debt	199.9%	237.3%	284.5%	300.6%	230.3%
Total Current Liabilities	2379.7%	2649.0%	3070.6%	3042.9%	2145.3%
Long Term Debt	199.9%	237.3%	284.5%	300.6%	230.3%
Deferred Tax Liabilities	6.1%	60.4%	68.7%	67.8%	24.0%
Total Liabilities	2379.7%	2649.0%	3070.6%	3042.9%	2145.3%
Equity
Common Stock	0.2%	0.3%	0.3%	0.3%	0.3%
Additional Paid In Capital	111.0%	118.3%	138.0%	143.0%	107.4%
Retained Earnings	1665.1%	1564.1%	1780.7%	1923.5%	1538.5%
Treasury Stock	1019.6%	1085.9%	1329.2%	1391.4%	995.1%
Accumulated Other Comprehensive Income	6.8%	-26.1%	-25.1%	-90.2%	18.9%
Noncontrolling Interest	-0.6%	-2.2%	-5.0%	-4.7%	-1.5%
Total Stockholders Equity	816.9%	629.4%	636.5%	659.7%	726.9%
Total Liabilitiesand Equity	3196.1%	3276.1%	3702.1%	3697.9%	2870.7%

Income Statement

Revenue, expense, and profitability

14 accounts · 5 years

Revenue $3.7B

Operating income $10.3B

Net income $10.3B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	100.0%	100.0%	100.0%	100.0%	100.0%
Expenses Depreciation and Amortization	6.2%	8.2%	11.8%	13.3%	10.9%
Expenses Share Based Compensation	3.3%	3.7%	2.6%	3.5%	3.5%
Expenses Restructuring and Asset Impairment	1.6%	1.8%	6.1%	1.9%	4.9%
Other Income Expense Operating Income	274.4%	137.0%	-6.7%	-48.7%	150.3%
Other Income Expense Interest Income	100.0%	100.0%	100.0%	100.0%	100.0%
Other Income Expense Income Before Tax	351.1%	169.1%	-12.5%	—	—
Income Tax Income Tax Expense	77.1%	34.1%	-4.8%	-18.4%	37.3%
net Income net Income	274.4%	137.0%	-6.7%	-48.7%	46.6%
net Income Comprehensive Income	304.9%	131.1%	53.5%	-154.3%	-28.4%
Earnings Per Share Basic Eps	0.0%	0.0%	-0.0%	-0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	-0.0%	-0.0%	0.0%
Earnings Per Share Weighted Average Shares Basic	7.0%	7.8%	9.4%	10.2%	8.5%
Earnings Per Share Weighted Average Shares Diluted	7.1%	7.9%	9.4%	10.2%	8.6%

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 5 years

Operating cash flow $10.1B

Investing cash flow $-7.3B

Financing cash flow $-2.9B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	274.4%	137.0%	-6.7%	-48.7%	46.6%
Operating Activities Depreciation and Amortization	6.9%	9.3%	12.3%	12.6%	11.9%
Operating Activities Stock Based Compensation	3.3%	3.7%	2.6%	3.5%	3.5%
Operating Activities Deferred Income Taxes	4.2%	-0.5%	-8.9%	-17.1%	13.0%
Operating Activities Changes In Operating Assets and Liabilities	9.7%	10.3%	13.9%	20.4%	39.5%
Operating Activities net Cash From Operating Activities	269.8%	262.1%	151.4%	193.3%	147.7%
Investing Activities Capital Expenditures	6.1%	6.2%	9.6%	15.9%	10.0%
Investing Activities Purchases of Investments	2102.6%	1367.5%	1054.1%	1393.7%	977.4%
Investing Activities Proceeds From Sale of Investments	21.7%	44.3%	58.8%	27.5%	65.9%
Investing Activities net Cash From Investing Activities	-193.6%	-242.2%	-107.4%	-65.2%	14.7%
Financing Activities Proceeds From Debt	0.0%	14.5%	26.6%	0.0%	0.0%
Financing Activities Repayment of Debt	16.0%	10.3%	26.9%	0.0%	12.6%
Financing Activities Repurchase of Common Stock	32.9%	0.1%	12.0%	95.1%	90.1%
Financing Activities Dividends Paid	27.6%	28.2%	33.1%	35.0%	25.5%
Financing Activities Proceeds From Stock Issuance	2.1%	5.5%	3.7%	4.9%	4.4%
Financing Activities Other Financing Activities	1.1%	-0.5%	-1.8%	-1.3%	-1.0%
Financing Activities net Cash From Financing Activities	-76.9%	-20.5%	-44.5%	-129.1%	-151.3%
Cash Reconciliation Effect of Exchange Rate On Cash	18.1%	20.7%	25.9%	27.8%	22.0%
Cash Reconciliation net Change In Cash	-0.7%	-0.5%	-0.5%	-1.0%	11.1%
Cash Reconciliation Cash At Beginning of Period	18.1%	20.7%	25.9%	27.8%	22.0%
Cash Reconciliation Cash At End of Period	18.1%	20.7%	25.9%	27.8%	22.0%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	+274.4%	+137.0%	-6.7%	-48.7%	+150.3%
Net margin	+274.4%	+137.0%	-6.7%	-48.7%	+46.6%
FCF margin	+263.7%	+256.0%	+141.9%	+177.5%	+137.7%
Growth
Revenue CAGR (3y)	+12.3%	-0.6%	+17.5%	+11.7%	-0.5%
Returns
ROE	+33.6%	+21.8%	-1.1%	-7.4%	+6.4%
ROA	+8.6%	+4.2%	-0.2%	-1.3%	+1.6%
ROIC	+17.9%	+10.1%	-0.6%	-3.9%	+12.9%
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	2.91x	4.21x	4.82x	4.61x	2.95x
Interest coverage	—	—	-0.50x	-3.85x	15.78x
Efficiency
Asset turnover	0.03x	0.03x	0.03x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

ALL $211 · 2025-09-29 · 351d old · FY2025

Market cap $56.4B

P/E 5.49x

P/S 15.06x

P/B 1.84x

EV $70.7B

EV/EBITDA 6.73x

FCF yield +17.5%

Dividend yield +1.8%

Notes

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