Allstate

Financials Property & Casualty Insurance Northbrook, Illinois Last filing Feb 20, 2026 · FY2025

                    Revenue
                    FY2025
                
$3.7B
                    3y CAGR +12.3%
                    
                    P48
                    
                    +10.0%
                    
                    Net income
                    FY2025
                
$10.3B
                    Net margin +274.4%
                    
                    P95
                    
                    +120.3%
                    
                    Total assets
                    FY2025
                
$119.8B
                    ROA +8.6%
                    
                    P86
                    
                    +7.3%
                    
                    Operating cash flow
                    FY2025
                
$10.1B
                    FCF margin +263.7%
                    
                    P93
                    
                    +13.2%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

23 accounts · 5 years

Total assets $119.8B

Total liabilities $89.2B

Shareholders equity $30.6B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	-2.9%	-2.6%	-2.7%	-3.5%	—
Short Term Investments	-8.8%	-13.7%	-14.6%	-35.3%	—
Other Current Assets	-3.6%	-5.5%	-0.3%	-3.0%	—
Property,Plant and Equipment	-9.6%	-10.7%	-4.4%	+5.1%	—
Goodwill	-2.9%	-2.5%	+0.0%	+0.0%	—
Intangible Assets	—	-12.6%	+26.2%	+31.0%	—
Long Term Investments	—	—	—	—	—
Deferred Tax Assets	—	-43.0%	-58.1%	-69.0%	—
Other Noncurrent Assets	-3.6%	-5.5%	-0.3%	-3.0%	—
Total Assets	+4.8%	+3.9%	+2.0%	-1.5%	—
Liabilities
Current Portion of Long Term Debt	-1.6%	+0.5%	-0.2%	-0.2%	—
Total Current Liabilities	+4.7%	+6.7%	+7.4%	+8.5%	—
Long Term Debt	-1.6%	+0.5%	-0.2%	-0.2%	—
Deferred Tax Liabilities	-27.7%	+35.2%	+51.7%	+115.5%	—
Total Liabilities	+4.7%	+6.7%	+7.4%	+8.5%	—
Equity
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	+2.8%	+2.7%	+1.8%	+1.8%	—
Retained Earnings	+4.0%	-0.0%	-3.4%	-4.4%	—
Treasury Stock	+2.6%	+2.4%	+3.8%	+6.9%	—
Accumulated Other Comprehensive Income	-21.0%	—	—	—	—
Noncontrolling Interest	—	—	—	—	—
Total Stockholders Equity	+5.0%	-5.2%	-16.0%	-30.6%	—
Total Liabilitiesand Equity	+4.8%	+3.9%	+2.0%	-1.5%	—

Income Statement

Revenue, expense, and profitability

14 accounts · 5 years

Revenue $3.7B

Operating income $10.3B

Net income $10.3B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	+2.0%	-0.6%	-10.2%	-23.5%	—
Expenses Depreciation and Amortization	-11.5%	-9.4%	-6.5%	-6.1%	—
Expenses Share Based Compensation	+0.6%	+1.4%	-22.0%	-22.5%	—
Expenses Restructuring and Asset Impairment	-22.6%	-28.9%	-0.3%	-70.0%	—
Other Income Expense Operating Income	+18.5%	-3.6%	—	—	—
Other Income Expense Interest Income	+2.0%	-0.6%	-10.2%	-23.5%	—
Other Income Expense Income Before Tax	—	—	—	—	—
Income Tax Income Tax Expense	+22.3%	-3.5%	—	—	—
net Income net Income	+58.9%	+42.5%	—	—	—
net Income Comprehensive Income	—	—	—	—	—
Earnings Per Share Basic Eps	+65.9%	+50.1%	—	—	—
Earnings Per Share Diluted Eps	+66.0%	+50.2%	—	—	—
Earnings Per Share Weighted Average Shares Basic	-2.8%	-3.6%	-5.6%	-8.0%	—
Earnings Per Share Weighted Average Shares Diluted	-2.8%	-3.6%	-6.3%	-9.3%	—

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 5 years

Operating cash flow $10.1B

Investing cash flow $-7.3B

Financing cash flow $-2.9B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	+58.9%	+42.5%	—	—	—
Operating Activities Depreciation and Amortization	-10.9%	-8.4%	-8.6%	-18.5%	—
Operating Activities Stock Based Compensation	+0.6%	+1.4%	-22.0%	-22.5%	—
Operating Activities Deferred Income Taxes	-23.3%	—	—	—	—
Operating Activities Changes In Operating Assets and Liabilities	-28.3%	-36.5%	-46.8%	-60.5%	—
Operating Activities net Cash From Operating Activities	+18.6%	+20.4%	-9.1%	+0.1%	—
Investing Activities Capital Expenditures	-9.8%	-15.3%	-12.0%	+21.7%	—
Investing Activities Purchases of Investments	+23.5%	+11.2%	-6.8%	+9.0%	—
Investing Activities Proceeds From Sale of Investments	-22.7%	-12.9%	-15.2%	-68.1%	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—
Financing Activities Proceeds From Debt	—	—	—	—	—
Financing Activities Repayment of Debt	+8.3%	-7.1%	+31.2%	—	—
Financing Activities Repurchase of Common Stock	-20.7%	-91.4%	-67.2%	-19.2%	—
Financing Activities Dividends Paid	+4.0%	+2.8%	+2.2%	+4.6%	—
Financing Activities Proceeds From Stock Issuance	-15.2%	+7.8%	-17.4%	-13.9%	—
Financing Activities Other Financing Activities	—	—	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	-2.9%	-2.6%	-2.7%	-3.5%	—
Cash Reconciliation net Change In Cash	—	—	—	—	—
Cash Reconciliation Cash At Beginning of Period	-2.9%	-2.6%	-2.7%	-3.5%	—
Cash Reconciliation Cash At End of Period	-2.9%	-2.6%	-2.7%	-3.5%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	+274.4%	+137.0%	-6.7%	-48.7%	+150.3%
Net margin	+274.4%	+137.0%	-6.7%	-48.7%	+46.6%
FCF margin	+263.7%	+256.0%	+141.9%	+177.5%	+137.7%
Growth
Revenue CAGR (3y)	+12.3%	-0.6%	+17.5%	+11.7%	-0.5%
Returns
ROE	+33.6%	+21.8%	-1.1%	-7.4%	+6.4%
ROA	+8.6%	+4.2%	-0.2%	-1.3%	+1.6%
ROIC	+17.9%	+10.1%	-0.6%	-3.9%	+12.9%
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	2.91x	4.21x	4.82x	4.61x	2.95x
Interest coverage	—	—	-0.50x	-3.85x	15.78x
Efficiency
Asset turnover	0.03x	0.03x	0.03x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

ALL $211 · 2025-09-29 · 351d old · FY2025

Market cap $56.4B

P/E 5.49x

P/S 15.06x

P/B 1.84x

EV $70.7B

EV/EBITDA 6.73x

FCF yield +17.5%

Dividend yield +1.8%

Notes

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