Allstate

Financials Property & Casualty Insurance Northbrook, Illinois Last filing Feb 20, 2026 · FY2025

                    Revenue
                    FY2025
                
$3.7B
                    3y CAGR +12.3%
                    
                    P48
                    
                    +10.0%
                    
                    Net income
                    FY2025
                
$10.3B
                    Net margin +274.4%
                    
                    P95
                    
                    +120.3%
                    
                    Total assets
                    FY2025
                
$119.8B
                    ROA +8.6%
                    
                    P86
                    
                    +7.3%
                    
                    Operating cash flow
                    FY2025
                
$10.1B
                    FCF margin +263.7%
                    
                    P93
                    
                    +13.2%

19 yrs · FY2007–FY2025 1 quarantined 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

23 accounts · 10 years

Total assets $119.8B

Total liabilities $89.2B

Shareholders equity $30.6B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	+5.0%	+6.2%	+7.5%	+9.1%	+11.8%	-8.1%	-14.4%	+7.0%	+41.5%	—
Short Term Investments	+1.5%	+0.7%	+2.6%	+1.1%	+10.5%	+16.1%	-0.2%	-16.0%	-54.7%	—
Other Current Assets	+12.4%	+13.7%	+18.6%	+21.5%	+27.1%	+16.9%	+24.4%	+28.0%	+54.7%	—
Property,Plant and Equipment	-5.7%	-5.6%	-3.0%	-1.3%	-2.5%	-0.2%	+2.4%	-0.9%	+0.7%	—
Goodwill	+11.0%	+13.0%	+16.3%	+19.2%	+23.5%	+20.2%	+27.8%	+44.1%	+78.9%	—
Intangible Assets	—	—	—	—	—	—	—	—	—	—
Long Term Investments	-21.9%	+0.7%	+2.6%	—	—	+16.1%	-0.2%	-16.0%	-54.7%	—
Deferred Tax Assets	—	-22.4%	-25.8%	-22.4%	-6.7%	-9.9%	-12.2%	-19.3%	-45.1%	—
Other Noncurrent Assets	+12.4%	+13.7%	+18.6%	+21.5%	+27.1%	+16.9%	+24.4%	+28.0%	+54.7%	—
Total Assets	+1.1%	+0.3%	-0.7%	-1.7%	-1.7%	+3.8%	+3.4%	+1.7%	+3.5%	—
Liabilities
Current Portion of Long Term Debt	+1.9%	+3.1%	+3.3%	+3.9%	+4.7%	+5.4%	+1.5%	+0.8%	+0.0%	—
Total Current Liabilities	+0.1%	+0.3%	-0.4%	-1.5%	-3.3%	+2.1%	+2.2%	+1.6%	+2.1%	—
Long Term Debt	+1.9%	+3.1%	+3.3%	+3.9%	+4.7%	+5.4%	+1.5%	+0.8%	+0.0%	—
Deferred Tax Liabilities	-22.5%	-1.1%	-2.3%	-3.7%	-18.0%	-11.9%	+1.4%	-16.4%	-22.3%	—
Total Liabilities	+0.1%	+0.3%	-0.4%	-1.5%	-3.3%	+2.1%	+2.2%	+1.6%	+2.1%	—
Equity
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	+2.6%	+2.5%	+2.2%	+2.3%	+2.4%	+1.4%	+1.6%	+0.1%	+0.3%	—
Retained Earnings	+4.9%	+3.4%	+2.9%	+3.8%	+5.6%	+6.7%	+5.7%	+6.0%	+6.1%	—
Treasury Stock	+4.9%	+5.2%	+6.0%	+6.9%	+6.9%	+6.1%	+6.3%	+6.5%	+5.0%	—
Accumulated Other Comprehensive Income	—	—	—	—	—	—	—	—	—	—
Noncontrolling Interest	—	—	—	—	—	—	—	—	—	—
Total Stockholders Equity	+4.5%	+0.5%	-2.1%	-2.7%	+4.1%	+10.1%	+8.1%	+1.8%	+9.6%	—
Total Liabilitiesand Equity	+1.1%	+0.3%	-0.7%	-1.7%	-1.7%	+3.8%	+3.4%	+1.7%	+3.5%	—

Income Statement

Revenue, expense, and profitability

14 accounts · 10 years

Revenue $3.7B

Operating income $10.3B

Net income $10.3B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Total Revenue	+1.7%	+0.7%	-2.0%	-3.2%	+1.5%	-14.4%	-16.1%	+4.6%	+12.4%	—
Expenses Depreciation and Amortization	+24.6%	+31.1%	+39.5%	+49.2%	+63.7%	+38.6%	+57.9%	+81.1%	+209.4%	—
Expenses Share Based Compensation	+4.9%	+5.7%	-1.3%	+2.5%	+8.4%	+11.6%	+9.5%	+25.0%	+32.5%	—
Expenses Restructuring and Asset Impairment	+8.2%	+9.3%	+28.0%	+9.2%	+41.5%	+70.4%	+9.1%	+49.4%	+220.0%	—
Other Income Expense Operating Income	+20.8%	+12.1%	—	—	+22.6%	+30.4%	+32.1%	+7.3%	+89.3%	—
Other Income Expense Interest Income	+1.7%	+0.7%	-2.0%	-3.2%	+1.5%	-14.4%	-16.1%	+4.6%	+12.4%	—
Other Income Expense Income Before Tax	—	—	—	—	—	—	—	—	—	—
Income Tax Income Tax Expense	+14.2%	+3.6%	—	—	+8.1%	+11.9%	+8.4%	-26.9%	+13.5%	—
net Income net Income	+20.8%	+12.1%	—	—	-3.0%	+31.3%	+37.2%	+7.3%	+89.3%	—
net Income Comprehensive Income	+20.0%	+9.2%	-5.5%	—	—	+33.0%	+44.4%	-23.4%	+74.5%	—
Earnings Per Share Basic Eps	+26.3%	+17.6%	—	—	+1.5%	+38.8%	+44.5%	+10.7%	+101.3%	—
Earnings Per Share Diluted Eps	+26.3%	+17.5%	—	—	+1.4%	+38.8%	+44.3%	+10.5%	+100.2%	—
Earnings Per Share Weighted Average Shares Basic	-3.8%	-4.2%	-4.9%	-5.2%	-4.6%	-4.4%	-4.2%	-3.4%	-2.9%	—
Earnings Per Share Weighted Average Shares Diluted	-3.8%	-4.2%	-5.1%	-5.4%	-4.5%	-4.4%	-4.0%	-3.2%	-2.5%	—

Cash Flow Statement

Operating, investing, and financing flows

21 accounts · 10 years

Operating cash flow $10.1B

Investing cash flow $-7.3B

Financing cash flow $-2.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Income	+20.8%	+12.1%	—	—	-3.0%	+31.3%	+37.2%	+7.3%	+89.3%	—
Operating Activities Depreciation and Amortization	-0.3%	+2.1%	+3.6%	+3.9%	+9.0%	+7.2%	+6.9%	+5.8%	+8.6%	—
Operating Activities Stock Based Compensation	+4.9%	+5.7%	-1.3%	+2.5%	+8.4%	+11.6%	+9.5%	+25.0%	+32.5%	—
Operating Activities Deferred Income Taxes	-3.9%	—	—	—	+15.1%	—	-4.0%	—	—	—
Operating Activities Changes In Operating Assets and Liabilities	+41.4%	+47.1%	+57.6%	+79.8%	+143.4%	—	+46.2%	—	-18.8%	—
Operating Activities net Cash From Operating Activities	+10.9%	+10.6%	+0.8%	+4.2%	+5.1%	+8.3%	+8.7%	+13.8%	+8.0%	—
Investing Activities Capital Expenditures	-3.5%	-4.9%	-2.2%	+5.0%	+2.0%	-0.4%	+11.4%	-5.9%	-4.5%	—
Investing Activities Purchases of Investments	+12.2%	+6.6%	+0.7%	+4.7%	+3.9%	+8.0%	+3.8%	+14.9%	+11.3%	—
Investing Activities Proceeds From Sale of Investments	-17.4%	-12.8%	-13.5%	-26.3%	-12.8%	-16.2%	-17.2%	-12.6%	-7.5%	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—	—	—	—	—	—
Financing Activities Proceeds From Debt	—	-10.8%	-7.0%	—	—	-1.0%	-26.5%	-36.5%	—	—
Financing Activities Repayment of Debt	+48.6%	+45.9%	+71.8%	—	+91.3%	—	+165.2%	+385.1%	—	—
Financing Activities Repurchase of Common Stock	-0.9%	-55.7%	-17.9%	+11.1%	+18.5%	+6.8%	+9.1%	+31.2%	+11.8%	—
Financing Activities Dividends Paid	+8.8%	+8.9%	+9.6%	+11.3%	+12.7%	+8.3%	+10.3%	+12.4%	+8.0%	—
Financing Activities Proceeds From Stock Issuance	-9.3%	+0.1%	-8.2%	-5.9%	-4.2%	-12.2%	-6.3%	-29.9%	-4.8%	—
Financing Activities Other Financing Activities	+1.7%	—	—	—	—	+3.3%	+53.0%	+59.0%	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation net Change In Cash	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation Cash At Beginning of Period	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation Cash At End of Period	—	—	—	—	—	—	—	—	—	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	+274.4%	+137.0%	-6.7%	-48.7%	+150.3%	+315.1%	+227.7%	+61.5%	+98.4%	+58.4%
Net margin	+274.4%	+137.0%	-6.7%	-48.7%	+46.6%	+323.6%	+255.1%	+61.5%	+98.4%	+58.4%
FCF margin	+263.7%	+256.0%	+141.9%	+177.5%	+137.7%	+300.8%	+247.2%	+139.4%	+111.1%	+114.5%
Growth
Revenue CAGR (3y)	+12.3%	-0.6%	+17.5%	+11.7%	-0.5%	-21.9%	-16.1%	+2.1%	-0.1%	-8.2%
Returns
ROE	+33.6%	+21.8%	-1.1%	-7.4%	+6.4%	+18.5%	+18.6%	+10.1%	+15.8%	+9.1%
ROA	+8.6%	+4.2%	-0.2%	-1.3%	+1.6%	+4.4%	+4.0%	+1.9%	+3.2%	+1.7%
ROIC	+17.9%	+10.1%	-0.6%	-3.9%	+12.9%	+11.9%	+11.1%	+6.4%	+10.3%	+5.7%
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.91x	4.21x	4.82x	4.61x	2.95x	3.17x	3.61x	4.27x	3.99x	4.28x
Interest coverage	—	—	-0.50x	-3.85x	15.78x	17.07x	13.23x	6.51x	10.61x	6.36x
Efficiency
Asset turnover	0.03x	0.03x	0.03x	0.03x	0.03x	0.01x	0.02x	0.03x	0.03x	0.03x
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ALL $211 · 2025-09-29 · 351d old · FY2025

Market cap $56.4B

P/E 5.49x

P/S 15.06x

P/B 1.84x

EV $70.7B

EV/EBITDA 6.73x

FCF yield +17.5%

Dividend yield +1.8%

Notes

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