American International Group

Financials Multi-line Insurance New York City, New York Last filing Feb 12, 2026 · FY2025

                    Revenue
                    FY2025
                
$26.8B
                    3y CAGR -3.7%
                    
                    P5
                    
                    -1.7%
                    
                    Net income
                    FY2025
                
$3.1B
                    Net margin +11.6%
                    
                    P20
                    
                    +320.5%
                    
                    Total assets
                    FY2025
                
$161.3B
                    ROA +1.9%
                    
                    P40
                    
                    -0.0%
                    
                    Operating cash flow
                    FY2025
                
$3.3B
                    
                    +1.3%

20 yrs · FY2006–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Year-over-year change per cell; first column has no prior.

Balance Sheet

Assets, liabilities, and equity

22 accounts · 5 years

Total assets $161.3B

Total liabilities $120.1B

Shareholders equity $41.1B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	-2.2%	-15.5%	-24.6%	-7.1%	—
Short Term Investments	-23.0%	-15.9%	+39.0%	-7.3%	—
Other Current Assets	+0.8%	-63.8%	+2.9%	-11.4%	—
Property,Plant and Equipment	-100.0%	-1.4%	-28.9%	-7.0%	—
Goodwill	+1.8%	-1.4%	-12.9%	-3.2%	—
Deferred Tax Assets	+2.8%	-65.7%	-4.6%	+29.3%	—
Other Noncurrent Assets	+0.8%	-63.8%	+2.9%	-11.4%	—
Total Assets	-0.0%	-70.1%	+2.4%	-11.7%	—
Liabilities
Other Current Liabilities	-13.2%	-71.1%	-1.9%	-7.8%	—
Total Current Liabilities	+1.1%	-75.7%	+0.7%	-8.1%	—
Long Term Debt	-100.0%	—	—	-100.0%	—
Other Noncurrent Liabilities	-13.2%	-71.1%	-1.9%	-7.8%	—
Total Liabilities	+1.1%	-75.7%	+0.7%	-8.1%	—
Equity
Preferred Stock	—	-100.0%	+0.0%	+0.0%	—
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	+0.0%	-0.6%	-5.6%	-1.9%	—
Retained Earnings	+6.0%	-6.5%	+13.6%	+38.9%	—
Treasury Stock	+8.6%	+10.8%	+1049.5%	-90.0%	—
Accumulated Other Comprehensive Income	+29.8%	+49.4%	+36.5%	-430.4%	—
Noncontrolling Interest	-20.7%	-99.5%	+166.5%	-24.5%	—
Total Stockholders Equity	-3.3%	-6.2%	+13.4%	-39.4%	—
Total Liabilitiesand Equity	-0.0%	-70.1%	+2.4%	-11.7%	—

Income Statement

Revenue, expense, and profitability

16 accounts · 5 years

Revenue $26.8B

Operating income $9.4B

Net income $3.1B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Total Revenue	-1.7%	-2.5%	-6.9%	-42.5%	—
Expenses Selling,General and Administrative	-8.6%	+2.4%	-12.3%	-29.4%	—
Expenses Depreciation and Amortization	-3.9%	-6.4%	-0.5%	-15.0%	—
Expenses Share Based Compensation	-1.9%	+6.0%	-30.9%	+3.6%	—
Expenses Restructuring and Asset Impairment	-41.1%	+109.3%	-15.8%	-2.3%	—
Expenses Operating Expenses	-8.5%	+1.2%	-6.9%	-26.6%	—
Other Income Expense Interest Expense	-14.3%	-10.5%	-14.4%	-53.8%	—
Other Income Expense Other Income/expense	-119.3%	+49.2%	-230.4%	-63.6%	—
Other Income Expense Income Before Tax	+0.2%	+35.0%	-24.0%	-71.7%	—
Income Tax Income Tax Expense	-33.2%	+828.6%	-85.7%	-63.9%	—
net Income net Income	+320.5%	-138.5%	-64.4%	-1.4%	—
net Income Comprehensive Income	+4.2%	-39.7%	+142.3%	-488.3%	—
Earnings Per Share Basic Eps	+350.2%	-143.6%	-61.7%	+8.3%	—
Earnings Per Share Diluted Eps	+350.2%	-143.6%	-61.5%	+8.3%	—
Earnings Per Share Weighted Average Shares Basic	-13.3%	-9.5%	-7.6%	-8.9%	—
Earnings Per Share Weighted Average Shares Diluted	-13.2%	-9.4%	-8.0%	-8.9%	—

Cash Flow Statement

Operating, investing, and financing flows

18 accounts · 5 years

Operating cash flow $3.3B

Investing cash flow $3.2B

Financing cash flow $-6.5B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Income	+320.5%	-138.5%	-64.4%	-1.4%	—
Operating Activities Depreciation and Amortization	-3.9%	-6.4%	-0.5%	-15.0%	—
Operating Activities Stock Based Compensation	-1.9%	+6.0%	-30.9%	+3.6%	—
Operating Activities Changes In Operating Assets and Liabilities	+200.0%	+90.0%	-21.0%	-206.0%	—
Operating Activities Other Non Cash Items	+200.0%	+90.0%	-21.0%	-206.0%	—
Operating Activities net Cash From Operating Activities	+1.3%	-47.6%	+51.0%	-33.6%	—
Investing Activities Purchases of Investments	+10.4%	+4.4%	+13.5%	-73.9%	—
Investing Activities Proceeds From Sale of Investments	-3.4%	+1.5%	+1.5%	-74.3%	—
Investing Activities Other Investing Activities	+1143.9%	-96.2%	+59.9%	+10.3%	—
Investing Activities net Cash From Investing Activities	+90.8%	+123.8%	-93.6%	-10.5%	—
Financing Activities Proceeds From Debt	+87.7%	-10.9%	-90.1%	+6887.9%	—
Financing Activities Repurchase of Common Stock	-12.3%	+124.7%	-43.1%	+100.6%	—
Financing Activities Dividends Paid	-2.6%	+0.5%	+1.5%	-9.3%	—
Financing Activities Proceeds From Stock Issuance	-4.3%	+276.7%	-36.8%	—	—
Financing Activities Other Financing Activities	-78.7%	-78.7%	+107.9%	+12.0%	—
Financing Activities net Cash From Financing Activities	-29.2%	-747.4%	+229.9%	+83.6%	—
Cash Reconciliation Effect of Exchange Rate On Cash	+114.5%	-538.5%	+88.9%	-74.6%	—
Cash Reconciliation net Change In Cash	+86.6%	-2133.3%	+95.7%	+73.7%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	—	—	+17.9%
Net margin	+11.6%	-5.2%	+13.0%	+34.1%	+19.9%
FCF margin	—	—	—	—	—
Growth
Revenue CAGR (3y)	-3.7%	-19.5%	-13.9%	-15.5%	+3.2%
Returns
ROE	+7.5%	-3.3%	+8.0%	+25.6%	+15.7%
ROA	+1.9%	-0.9%	+0.7%	+1.9%	+1.7%
ROIC	—	—	—	—	+6.2%
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	2.92x	2.79x	10.76x	12.11x	7.99x
Interest coverage	—	—	—	—	7.17x
Efficiency
Asset turnover	0.17x	0.17x	0.05x	0.06x	0.09x
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

AIG $79 · 2025-09-12 · 368d old · FY2025

Market cap $45.0B

P/E 14.54x

P/S 1.68x

P/B 1.09x

EV $43.7B

EV/EBITDA —

FCF yield —

Dividend yield +2.2%

Notes

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