American International Group

Financials Multi-line Insurance New York City, New York Last filing Feb 12, 2026 · FY2025

                    Revenue
                    FY2025
                
$26.8B
                    3y CAGR -3.7%
                    
                    P5
                    
                    -1.7%
                    
                    Net income
                    FY2025
                
$3.1B
                    Net margin +11.6%
                    
                    P20
                    
                    +320.5%
                    
                    Total assets
                    FY2025
                
$161.3B
                    ROA +1.9%
                    
                    P40
                    
                    -0.0%
                    
                    Operating cash flow
                    FY2025
                
$3.3B
                    
                    +1.3%

20 yrs · FY2006–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

22 accounts · 10 years

Total assets $161.3B

Total liabilities $120.1B

Shareholders equity $41.1B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	-4.2%	-4.4%	-2.7%	+1.5%	+3.3%	+10.9%	+15.2%	+24.0%	+26.4%	—
Short Term Investments	-1.1%	+2.0%	+4.9%	+0.1%	+1.7%	+10.3%	+2.5%	-11.3%	-15.6%	—
Other Current Assets	-8.7%	-9.8%	+2.8%	+2.7%	+5.8%	+5.0%	+14.8%	+12.0%	-5.7%	—
Property,Plant and Equipment	—	-10.3%	-11.5%	-8.2%	-8.4%	-8.8%	-9.8%	-9.6%	-5.2%	—
Goodwill	+9.4%	+10.4%	+12.2%	+17.0%	+21.6%	+27.8%	+38.3%	+63.4%	+4.3%	—
Deferred Tax Assets	-14.7%	-16.7%	-5.4%	-5.6%	-11.3%	-12.3%	-14.9%	-15.5%	-34.2%	—
Other Noncurrent Assets	-8.7%	-9.8%	+2.8%	+2.7%	+5.8%	+5.0%	+14.8%	+12.0%	-5.7%	—
Total Assets	-11.8%	-13.1%	+1.1%	+0.9%	+3.7%	+4.2%	+1.8%	-0.6%	+0.0%	—
Liabilities
Other Current Liabilities	-14.4%	-14.5%	-0.2%	+0.1%	+1.8%	+0.8%	+0.4%	-3.2%	-0.9%	—
Total Current Liabilities	-13.0%	-14.6%	+2.1%	+2.3%	+4.6%	+5.4%	+2.8%	+1.6%	+2.7%	—
Long Term Debt	—	-14.4%	—	—	-0.5%	+5.0%	+4.6%	+5.7%	+2.4%	—
Other Noncurrent Liabilities	-14.4%	-14.5%	-0.2%	+0.1%	+1.8%	+0.8%	+0.4%	-3.2%	-0.9%	—
Total Liabilities	-13.0%	-14.6%	+2.1%	+2.3%	+4.6%	+5.4%	+2.8%	+1.6%	+2.7%	—
Equity
Preferred Stock	—	—	—	—	—	—	—	—	—	—
Common Stock	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	+0.0%	—
Additional Paid In Capital	-0.8%	-0.9%	-1.0%	-0.2%	+0.2%	+0.1%	+0.1%	+0.1%	+0.0%	—
Retained Earnings	+2.9%	+2.5%	+3.9%	+2.4%	-3.7%	-14.3%	-7.0%	-14.7%	-25.3%	—
Treasury Stock	+6.2%	+5.9%	+5.2%	-29.4%	+4.5%	+4.4%	+5.7%	+8.9%	+14.8%	—
Accumulated Other Comprehensive Income	—	—	—	—	+15.7%	+43.0%	+15.5%	—	+69.2%	—
Noncontrolling Interest	-29.8%	-30.9%	+40.2%	+26.0%	+39.6%	+10.7%	+46.4%	+30.3%	-3.8%	—
Total Stockholders Equity	-6.6%	-7.0%	-7.2%	-10.2%	-2.9%	-3.4%	-4.9%	-14.1%	-14.6%	—
Total Liabilitiesand Equity	-11.8%	-13.1%	+1.1%	+0.9%	+3.7%	+4.2%	+1.8%	-0.6%	+0.0%	—

Income Statement

Revenue, expense, and profitability

16 accounts · 10 years

Revenue $26.8B

Operating income $9.4B

Net income $3.1B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Total Revenue	-7.2%	-7.8%	-8.6%	-8.9%	-0.1%	-4.4%	-1.7%	-4.9%	-5.4%	—
Expenses Selling,General and Administrative	-8.3%	-8.2%	-9.7%	-9.2%	-4.5%	-6.5%	-8.1%	-8.0%	-17.1%	—
Expenses Depreciation and Amortization	-1.9%	-1.6%	-0.9%	-1.0%	+2.1%	+0.2%	+7.0%	+14.5%	-5.3%	—
Expenses Share Based Compensation	-1.5%	-1.4%	-2.5%	+3.3%	+3.2%	+3.7%	+9.8%	+19.2%	+48.9%	—
Expenses Restructuring and Asset Impairment	-9.8%	-4.9%	-15.1%	-14.9%	-17.3%	-21.0%	-35.5%	-38.3%	-38.6%	—
Expenses Operating Expenses	—	—	—	—	—	—	—	—	—	—
Other Income Expense Interest Expense	-12.1%	-11.8%	-12.0%	-11.6%	+0.7%	+3.7%	+4.0%	+1.9%	-7.3%	—
Other Income Expense Other Income/expense	—	—	—	—	—	—	—	—	—	—
Other Income Expense Income Before Tax	—	—	—	—	—	—	—	—	—	—
Income Tax Income Tax Expense	+17.4%	+25.9%	-5.3%	+29.7%	+67.5%	—	+84.7%	-8.8%	+3968.1%	—
net Income net Income	—	—	—	—	—	—	—	—	—	—
net Income Comprehensive Income	—	—	—	—	—	—	—	—	—	—
Earnings Per Share Basic Eps	—	—	—	—	—	—	—	—	—	—
Earnings Per Share Diluted Eps	—	—	—	—	—	—	—	—	—	—
Earnings Per Share Weighted Average Shares Basic	-7.0%	-6.2%	-5.8%	-5.5%	-4.8%	-5.5%	-7.0%	-9.3%	-14.7%	—
Earnings Per Share Weighted Average Shares Diluted	-7.0%	-6.1%	-5.7%	-5.3%	-4.5%	-5.5%	-6.6%	-8.7%	-14.7%	—

Cash Flow Statement

Operating, investing, and financing flows

18 accounts · 10 years

Operating cash flow $3.3B

Investing cash flow $3.2B

Financing cash flow $-6.5B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Income	—	—	—	—	—	—	—	—	—	—
Operating Activities Depreciation and Amortization	-1.9%	-1.6%	-0.9%	-1.0%	+2.1%	+0.2%	+7.0%	+14.5%	-5.3%	—
Operating Activities Stock Based Compensation	-1.5%	-1.4%	-2.5%	+3.3%	+3.2%	+3.7%	+9.8%	+19.2%	+48.9%	—
Operating Activities Changes In Operating Assets and Liabilities	—	—	—	—	—	—	—	—	—	—
Operating Activities Other Non Cash Items	—	—	—	—	—	—	—	—	—	—
Operating Activities net Cash From Operating Activities	-0.6%	-0.8%	+8.6%	+2.8%	+12.2%	-26.2%	—	—	—	—
Investing Activities Purchases of Investments	-8.2%	-10.3%	-12.3%	-15.9%	+6.2%	+1.5%	-0.3%	-10.4%	-9.3%	—
Investing Activities Proceeds From Sale of Investments	-12.7%	-13.7%	-15.7%	-18.3%	+2.9%	-6.4%	-9.7%	-8.6%	+3.3%	—
Investing Activities Other Investing Activities	-2.4%	-29.0%	+8.1%	+1.2%	-0.5%	—	—	—	+110.1%	—
Investing Activities net Cash From Investing Activities	-0.2%	-8.0%	—	—	—	—	—	—	+331.8%	—
Financing Activities Proceeds From Debt	-16.0%	-24.0%	-25.7%	+3.9%	-55.2%	-8.4%	-13.3%	-10.8%	-43.6%	—
Financing Activities Repurchase of Common Stock	-7.2%	-6.6%	-17.6%	-12.3%	-25.7%	-54.3%	—	-61.0%	-45.2%	—
Financing Activities Dividends Paid	-3.7%	-3.9%	-4.5%	-5.4%	-4.6%	-5.3%	-6.7%	-8.9%	-14.6%	—
Financing Activities Proceeds From Stock Issuance	—	—	—	—	—	—	—	—	—	—
Financing Activities Other Financing Activities	+7.4%	+31.4%	+70.5%	+64.9%	+78.2%	+67.9%	+186.6%	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	-15.6%	—	—	—	—	-2.8%	-33.7%	—	—	—
Cash Reconciliation net Change In Cash	—	—	—	—	—	—	—	—	—	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	+17.9%	-13.7%	+6.6%	+0.1%	-12.3%	-1.4%
Net margin	+11.6%	-5.2%	+13.0%	+34.1%	+19.9%	-13.6%	+6.7%	-0.0%	-12.3%	-1.6%
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	-3.7%	-19.5%	-13.9%	-15.5%	+3.2%	-4.1%	-1.7%	-6.7%	-8.4%	-8.7%
Returns
ROE	+7.5%	-3.3%	+8.0%	+25.6%	+15.7%	-9.0%	+5.1%	-0.0%	-9.3%	-1.1%
ROA	+1.9%	-0.9%	+0.7%	+1.9%	+1.7%	-1.0%	+0.6%	-0.0%	-1.2%	-0.2%
ROIC	—	—	—	—	+6.2%	-4.3%	+1.9%	+0.0%	+0.0%	-0.6%
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.92x	2.79x	10.76x	12.11x	7.99x	7.82x	6.97x	7.71x	6.64x	5.52x
Interest coverage	—	—	—	—	7.17x	-4.10x	2.31x	0.03x	-5.21x	-0.60x
Efficiency
Asset turnover	0.17x	0.17x	0.05x	0.06x	0.09x	0.07x	0.09x	0.10x	0.10x	0.11x
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

AIG $79 · 2025-09-12 · 368d old · FY2025

Market cap $45.0B

P/E 14.54x

P/S 1.68x

P/B 1.09x

EV $43.7B

EV/EBITDA —

FCF yield —

Dividend yield +2.2%

Notes

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