Aflac

Financials Life & Health Insurance Columbus, Georgia Last filing Feb 25, 2026 · FY2025

                    Revenue
                    FY2025
                
$17.2B
                    3y CAGR -3.6%
                    
                    P7
                    
                    -9.3%
                    
                    Net income
                    FY2025
                
$3.6B
                    Net margin +21.2%
                    
                    P54
                    
                    -33.0%
                    
                    Total assets
                    FY2025
                
$116.5B
                    ROA +3.1%
                    
                    P55
                    
                    -0.9%
                    
                    Operating cash flow
                    FY2025
                
$2.6B
                    
                    -5.6%

19 yrs · FY2007–FY2025 8 filed · 0 derived · 1 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

19 accounts · 3 years

Total assets $116.5B

Total liabilities $87.0B

Shareholders equity $29.5B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	+20.4%	+44.7%	—
Short Term Investments	—	—	—
Other Current Assets	-6.1%	-8.1%	—
Property,Plant and Equipment	-11.2%	-13.0%	—
Other Noncurrent Assets	-6.1%	-8.1%	—
Total Assets	-4.1%	-7.2%	—
Liabilities
Operating Lease Liabilities	-21.3%	-22.9%	—
Other Current Liabilities	-6.1%	-6.5%	—
Total Current Liabilities	-8.9%	-12.7%	—
Operating Lease Liabilities Noncurrent	-21.3%	-22.9%	—
Other Noncurrent Liabilities	-6.1%	-6.5%	—
Total Liabilities	-8.9%	-12.7%	—
Equity
Common Stock	+0.0%	+0.0%	—
Additional Paid In Capital	+4.5%	+4.4%	—
Retained Earnings	+6.7%	+8.9%	—
Treasury Stock	+12.9%	+12.1%	—
Accumulated Other Comprehensive Income	—	—	—
Total Stockholders Equity	+15.8%	+18.7%	—
Total Liabilitiesand Equity	-4.1%	-7.2%	—

Income Statement

Revenue, expense, and profitability

14 accounts · 3 years

Revenue $17.2B

Operating income Not reported

Net income $3.6B

Account	2025	2024	2023
IncomeStatement
Revenues Total Revenue	-4.2%	+1.2%	—
Expenses Selling,General and Administrative	+1.4%	-4.8%	—
Expenses Depreciation and Amortization	-3.9%	+2.6%	—
Expenses Operating Expenses	+1.0%	-3.2%	—
Other Income Expense Interest Expense	+5.5%	-0.5%	—
Other Income Expense Other Income/expense	—	+3159.0%	—
Other Income Expense Income Before Tax	-7.2%	+21.9%	—
Income Tax Income Tax Expense	+21.3%	+61.5%	—
net Income net Income	-11.5%	+16.8%	—
net Income Comprehensive Income	+20.4%	+43.4%	—
Earnings Per Share Basic Eps	-6.4%	+23.9%	—
Earnings Per Share Diluted Eps	-6.4%	+23.8%	—
Earnings Per Share Weighted Average Shares Basic	-5.5%	-5.6%	—
Earnings Per Share Weighted Average Shares Diluted	-5.5%	-5.6%	—

Cash Flow Statement

Operating, investing, and financing flows

17 accounts · 3 years

Operating cash flow $2.6B

Investing cash flow $1.6B

Financing cash flow $-4.1B

Account	2025	2024	2023
CashFlow
Operating Activities net Income	-11.5%	+16.8%	—
Operating Activities Depreciation and Amortization	-3.9%	+2.6%	—
Operating Activities Deferred Income Taxes	—	—	—
Operating Activities net Cash From Operating Activities	-10.5%	-15.1%	—
Investing Activities Purchases of Investments	+104.7%	+97.9%	—
Investing Activities Proceeds From Sale of Investments	+70.3%	+89.1%	—
Investing Activities Other Investing Activities	+40.7%	—	—
Investing Activities net Cash From Investing Activities	+38.2%	+240.4%	—
Financing Activities Repurchase of Common Stock	+12.3%	-0.0%	—
Financing Activities Dividends Paid	+11.4%	+12.5%	—
Financing Activities Proceeds From Stock Issuance	-25.0%	-18.8%	—
Financing Activities Other Financing Activities	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	+20.4%	+44.7%	—
Cash Reconciliation net Change In Cash	-79.0%	+429.8%	—
Cash Reconciliation Cash At Beginning of Period	+20.4%	+44.7%	—
Cash Reconciliation Cash At End of Period	+20.4%	+44.7%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	—	—	—
Operating margin	—	—	—
Net margin	+21.2%	+28.8%	+24.9%
FCF margin	—	—	—
Growth
Revenue CAGR (3y)	-3.6%	-4.2%	-5.5%
Returns
ROE	+12.4%	+20.9%	+21.2%
ROA	+3.1%	+4.6%	+3.7%
ROIC	—	—	—
Liquidity
Current ratio	—	—	—
Quick ratio	—	—	—
Leverage
D/E	2.95x	3.50x	4.76x
Interest coverage	—	—	—
Efficiency
Asset turnover	0.15x	0.16x	0.15x
Cash conversion cycle	—	—	—

Valuation

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Aflac

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