Aflac

Financials Life & Health Insurance Columbus, Georgia Last filing Feb 25, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$3.6B
                    
                    -33.0%
                    
                    Total assets
                    FY2025
                
$116.5B
                    ROA +3.1%
                    
                    P55
                    
                    -0.9%
                    
                    Operating cash flow
                    FY2025
                
$2.6B
                    
                    -5.6%

19 yrs · FY2007–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 3 years

Total assets $116.5B

Total liabilities $87.0B

Shareholders equity $29.5B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	5.4%	5.3%	3.4%
Investments	74.6%	74.2%	75.5%
Premiums Receivable	0.7%	0.7%	0.7%
Other Assets	19.3%	19.9%	20.5%
Total Assets	100.0%	100.0%	100.0%
Liabilities
Insurance Reserves	53.9%	60.2%	66.3%
Unearned Premiums	1.1%	1.1%	1.1%
Long Term Debt	7.2%	6.4%	5.8%
Other Liabilities	12.4%	10.1%	9.4%
Total Liabilities	74.7%	77.8%	82.7%
Equity
Total Stockholders Equity	25.3%	22.2%	17.3%
Common Stock	0.1%	0.1%	0.1%
Additional Paid In Capital	2.6%	2.5%	2.2%
Retained Earnings	46.9%	44.5%	37.9%
Treasury Stock	25.6%	22.3%	18.5%
Accumulated Other Comprehensive Income	-5.7%	-4.2%	-2.3%
Other Equity	7.0%	1.7%	-2.0%
Total Liabilitiesand Equity	100.0%	100.0%	100.0%

Income Statement

Revenue, expense, and profitability

10 accounts · 3 years

Revenue Not reported

Operating income Not reported

Net income $3.6B

Account	2025	2024	2023
IncomeStatement
Revenues Premiums Earned	11.6%	11.4%	11.1%
Revenues net Investment Income	3.5%	3.5%	3.0%
Revenues Other Revenue	-0.4%	1.2%	0.6%
Expenses Losses and Loss Adjustment	10.8%	10.6%	10.6%
Other Income Expense Income Before Tax	3.9%	5.5%	4.2%
Income Tax Income Tax Expense	0.8%	0.8%	0.5%
net Income net Income	3.1%	4.6%	3.7%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	0.5%	0.5%	0.5%

Cash Flow Statement

Operating, investing, and financing flows

12 accounts · 3 years

Operating cash flow $2.6B

Investing cash flow $1.6B

Financing cash flow $-4.1B

Account	2025	2024	2023
CashFlow
Operating Activities net Cash From Operating Activities	2.2%	2.3%	2.5%
Operating Activities net Income	3.1%	4.6%	3.7%
Operating Activities Depreciation and Amortization	0.8%	0.7%	0.6%
Operating Activities Other Non Cash Items	-1.7%	-3.1%	-1.8%
Investing Activities net Cash From Investing Activities	1.3%	2.4%	0.6%
Investing Activities Other Investing Activities	1.3%	2.4%	0.6%
Financing Activities net Cash From Financing Activities	-3.5%	-3.0%	-2.9%
Financing Activities Dividends Paid	-1.0%	-0.9%	-0.8%
Financing Activities Repurchase of Common Stock	-3.0%	-2.4%	-2.2%
Financing Activities Other Financing Activities	0.6%	0.3%	0.0%
Cash Reconciliation Effect of Exchange Rate On Cash	-0.0%	-0.1%	0.1%
Cash Reconciliation net Change In Cash	0.0%	1.6%	0.3%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	—	—	—
Operating margin	—	—	—
Net margin	—	—	—
FCF margin	—	—	—
Growth
Revenue CAGR (3y)	—	—	—
Returns
ROE	+12.4%	+20.9%	+21.2%
ROA	+3.1%	+4.6%	+3.7%
ROIC	—	—	—
Liquidity
Current ratio	—	—	—
Quick ratio	—	—	—
Leverage
D/E	2.95x	3.50x	4.76x
Interest coverage	—	—	—
Efficiency
Asset turnover	—	—	—
Cash conversion cycle	—	—	—

Valuation

Price against fundamentals

FY2025 fundamentals · no price

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Aflac

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