Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$4.4B
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P76
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Year-over-year change per cell; first column has no prior.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 10 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	+1.4%	+6.8%	+7.3%	-0.4%	-5.3%	+24.8%	+12.3%	+6.7%	-28.1%	—
Investments	+14.7%	+19.7%	+24.0%	+2.7%	-7.6%	+17.9%	+12.2%	-0.4%	+10.8%	—
Premiums Receivable	+9.8%	+18.7%	+14.9%	+19.7%	+29.7%	+7.2%	+45.2%	+14.8%	+15.3%	—
Other Assets	+6.5%	+24.7%	+28.7%	+5.6%	+29.7%	+6.3%	+18.2%	-5.4%	+5.5%	—
Total Assets	+11.8%	+20.4%	+22.7%	+6.4%	+4.2%	+14.2%	+17.6%	+0.5%	+9.1%	—
Liabilities
Insurance Reserves	+14.2%	+29.1%	+13.6%	+11.3%	+7.6%	+18.7%	+16.6%	+4.0%	+10.7%	—
Unearned Premiums	-1.2%	+16.0%	+20.0%	+22.0%	+24.2%	+11.5%	+15.6%	+3.6%	+6.3%	—
Long Term Debt	+0.0%	+0.1%	+0.0%	+0.0%	-9.7%	+28.1%	+7.6%	-14.1%	+2.4%	—
Other Liabilities	+11.4%	+24.0%	+25.9%	+3.4%	+2.1%	-1.4%	+27.4%	-6.5%	+9.5%	—
Total Liabilities	+9.9%	+23.5%	+15.6%	+11.2%	+7.7%	+14.6%	+17.4%	-0.1%	+8.7%	—
Equity
Total Stockholders Equity	+16.3%	+13.4%	+42.2%	-4.7%	+3.4%	+14.0%	+21.8%	+2.6%	+11.4%	—
Preferred Stock	+0.0%	+0.0%	+0.0%	+0.0%	+6.4%	+0.0%	+0.0%	-10.6%	+12.9%	—
Common Stock	+0.0%	+0.0%	+0.0%	+54.3%	+0.8%	+0.8%	+0.6%	+3.8%	+5.0%	—
Additional Paid In Capital	+9.0%	+7.9%	+5.2%	+6.0%	+5.4%	+4.7%	+5.3%	+45.8%	+131.5%	—
Retained Earnings	+19.2%	+11.8%	+27.7%	+9.9%	+16.9%	+12.2%	+16.9%	+10.1%	+7.1%	—
Treasury Stock	+42.6%	+1.4%	+1.1%	+16.4%	+50.2%	+4.1%	+1.0%	+14.7%	+2.1%	—
Accumulated Other Comprehensive Income	+100.7%	-6.5%	+58.9%	-2448.0%	-113.2%	+130.5%	+218.7%	-251.4%	+203.1%	—
Total Liabilitiesand Equity	+11.8%	+20.4%	+22.7%	+6.4%	+4.2%	+14.2%	+17.6%	+0.5%	+9.1%	—

Income Statement

Revenue, expense, and profitability

8 accounts · 10 years

Revenue Not reported

Operating income Not reported

Net income $4.4B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Premiums Earned	+13.0%	+21.4%	+28.5%	+19.8%	+15.6%	+20.8%	+10.6%	+8.0%	+24.7%	—
Expenses Losses and Loss Adjustment	+15.3%	+26.5%	+26.1%	+13.7%	+2.8%	+36.8%	+10.2%	-5.4%	+35.0%	—
Income Tax Income Tax Expense	+109.9%	+141.5%	-1191.2%	-37.5%	+14.5%	-28.2%	+36.7%	-10.7%	+306.6%	—
net Income Other Items Below Tax	+15.3%	+109.2%	+711.0%	-113.4%	+6.7%	+47.0%	+5869.3%	+77.5%	+60.4%	—
net Income net Income	+2.0%	-2.9%	+201.0%	-31.6%	+53.5%	-14.1%	+115.9%	+22.4%	-10.6%	—
Earnings Per Share Basic Eps	+3.1%	-3.9%	+206.2%	-27.1%	+58.3%	-14.9%	+125.6%	+25.7%	-23.5%	—
Earnings Per Share Diluted Eps	+3.7%	-3.7%	+205.8%	-27.3%	+57.5%	-14.2%	+123.7%	+27.2%	-23.6%	—
Earnings Per Share Weighted Average Shares Diluted	-1.5%	+0.8%	+0.3%	-5.7%	-2.4%	-0.3%	-0.3%	-1.2%	+11.7%	—

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 10 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Cash From Operating Activities	-7.5%	+16.1%	+50.7%	+11.4%	+18.7%	+40.9%	+31.4%	+42.4%	-20.5%	—
Operating Activities net Income	+2.0%	-2.9%	+199.7%	-33.8%	+52.8%	-13.4%	+132.7%	+15.6%	-23.6%	—
Operating Activities Depreciation and Amortization	-17.9%	+147.4%	-10.4%	+29.3%	+18.8%	-15.9%	-22.3%	-16.0%	+550.3%	—
Operating Activities Stock Based Compensation	+11.3%	+43.0%	+5.7%	+0.0%	+23.5%	+7.3%	+19.1%	-17.7%	+19.8%	—
Operating Activities Other Non Cash Items	-28.1%	+78.1%	-47.7%	+110.6%	-20.7%	+519.7%	-69.2%	+146.7%	-43.1%	—
Investing Activities net Cash From Investing Activities	+9.5%	+18.4%	-76.3%	-45.0%	+29.7%	-68.5%	-226.1%	+59.0%	+50.0%	—
Investing Activities Capital Expenditures	+13.7%	+1.9%	-4.0%	-22.0%	-2.8%	-5.4%	-26.9%	-30.5%	-49.3%	—
Investing Activities Other Investing Activities	+9.5%	+18.6%	-77.5%	-45.5%	+30.2%	-69.8%	-237.4%	+60.6%	+50.6%	—
Financing Activities net Cash From Financing Activities	+1.8%	-2689.9%	+90.2%	+42.6%	-335.8%	+746.2%	+91.8%	-28939.9%	-100.2%	—
Financing Activities Dividends Paid	+97.5%	-4665.0%	+0.0%	+18.4%	-5.2%	+14.0%	+9.2%	+6.9%	-39.0%	—
Financing Activities Repurchase of Common Stock	-7770.8%	—	+100.0%	+52.5%	-1378.3%	-2807.4%	+99.0%	-1279.6%	+72.9%	—
Financing Activities Other Financing Activities	+820.0%	+117.2%	+63.7%	-248.1%	-91.7%	+2852.3%	+96.3%	-882.2%	-95.4%	—
Cash Reconciliation Effect of Exchange Rate On Cash	+344.0%	-292.3%	+126.0%	-47.1%	-252.5%	+25.6%	+192.7%	-205.6%	+185.5%	—
Cash Reconciliation net Change In Cash	+17.2%	+16.4%	+648.8%	-270.8%	-93.8%	+116.0%	+6879.8%	+98.9%	-184.0%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	—	—	—	—	—	—	—	—	—	—
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—	—	—	—	—	—
Returns
ROE	+18.2%	+20.7%	+24.2%	+11.4%	+15.9%	+10.7%	+14.2%	+8.0%	+6.7%	+8.4%
ROA	+5.6%	+6.1%	+7.5%	+3.1%	+4.8%	+3.2%	+4.3%	+2.4%	+1.9%	+2.4%
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x	2.72x	2.33x	2.24x	2.22x	2.31x	2.37x	2.43x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 396d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S —

P/B 1.41x

EV $35.8B

EV/EBITDA —

FCF yield +18.0%

Dividend yield +0.1%

Notes

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