Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (8 accounts checked)
                    
                    Net income
                    FY2025
                
$4.4B
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P76
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 5 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023	2022	2021
Assets
Cash and Cash Equivalents	+3.7%	+4.5%	+3.3%	-0.4%	—
Investments	+15.0%	+15.1%	+12.8%	+2.7%	—
Premiums Receivable	+15.7%	+17.7%	+17.3%	+19.7%	—
Other Assets	+15.9%	+19.2%	+16.6%	+5.6%	—
Total Assets	+15.1%	+16.3%	+14.3%	+6.4%	—
Liabilities
Insurance Reserves	+16.8%	+17.7%	+12.4%	+11.3%	—
Unearned Premiums	+13.8%	+19.3%	+21.0%	+22.0%	—
Long Term Debt	+0.0%	+0.0%	+0.0%	+0.0%	—
Other Liabilities	+15.8%	+17.3%	+14.1%	+3.4%	—
Total Liabilities	+14.9%	+16.7%	+13.4%	+11.2%	—
Equity
Total Stockholders Equity	+15.6%	+15.4%	+16.4%	-4.7%	—
Preferred Stock	+0.0%	+0.0%	+0.0%	+0.0%	—
Common Stock	+11.5%	+15.6%	+24.2%	+54.3%	—
Additional Paid In Capital	+7.0%	+6.4%	+5.6%	+6.0%	—
Retained Earnings	+17.0%	+16.2%	+18.5%	+9.9%	—
Treasury Stock	+14.2%	+6.1%	+8.5%	+16.4%	—
Accumulated Other Comprehensive Income	—	—	—	—	—
Total Liabilitiesand Equity	+15.1%	+16.3%	+14.3%	+6.4%	—

Income Statement

Revenue, expense, and profitability

8 accounts · 5 years

Revenue Not reported

Operating income Not reported

Net income $4.4B

Account	2025	2024	2023	2022	2021
IncomeStatement
Revenues Premiums Earned	+20.5%	+23.2%	+24.1%	+19.8%	—
Expenses Losses and Loss Adjustment	+20.3%	+22.0%	+19.8%	+13.7%	—
Income Tax Income Tax Expense	+56.1%	+41.4%	—	-37.5%	—
net Income Other Items Below Tax	+18.5%	+19.6%	-9.6%	—	—
net Income net Income	+19.5%	+26.0%	+43.5%	-31.6%	—
Earnings Per Share Basic Eps	+21.9%	+28.9%	+49.4%	-27.1%	—
Earnings Per Share Diluted Eps	+22.0%	+28.9%	+49.1%	-27.3%	—
Earnings Per Share Weighted Average Shares Diluted	-1.6%	-1.6%	-2.7%	-5.7%	—

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 5 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023	2022	2021
CashFlow
Operating Activities net Cash From Operating Activities	+15.9%	+24.9%	+29.6%	+11.4%	—
Operating Activities net Income	+18.4%	+24.4%	+40.9%	-33.8%	—
Operating Activities Depreciation and Amortization	+23.9%	+42.0%	+7.6%	+29.3%	—
Operating Activities Stock Based Compensation	+13.9%	+14.8%	+2.8%	+0.0%	—
Operating Activities Other Non Cash Items	+9.0%	+25.2%	+4.9%	+110.6%	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—
Investing Activities Capital Expenditures	—	—	—	—	—
Investing Activities Other Investing Activities	—	—	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—
Financing Activities Dividends Paid	—	—	—	—	—
Financing Activities Repurchase of Common Stock	—	—	—	—	—
Financing Activities Other Financing Activities	-3.9%	-54.8%	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	—	—	—	—	—
Cash Reconciliation net Change In Cash	+89.1%	+121.8%	+206.2%	—	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 5 years

Ratio	2025	2024	2023	2022	2021
Profitability
Gross margin	—	—	—	—	—
Operating margin	—	—	—	—	—
Net margin	—	—	—	—	—
FCF margin	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—
Returns
ROE	+18.2%	+20.7%	+24.2%	+11.4%	+15.9%
ROA	+5.6%	+6.1%	+7.5%	+3.1%	+4.8%
ROIC	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—
Quick ratio	—	—	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x	2.72x	2.33x
Interest coverage	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 396d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S —

P/B 1.41x

EV $35.8B

EV/EBITDA —

FCF yield +18.0%

Dividend yield +0.1%

Notes

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