Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
$19.9B
                    3y CAGR +27.5%
                    
                    P84
                    
                    +14.3%
                    
                    Net income
                    FY2025
                
$4.4B
                    Net margin +22.1%
                    
                    P66
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P75
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 9 filed · 0 derived · 0 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

19 accounts · 3 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023
Assets
Cash and Cash Equivalents	+4.1%	+6.8%	—
Short Term Investments	—	+41.2%	—
Other Current Assets	+19.5%	+30.9%	—
Intangible Assets	—	+121.8%	—
Long Term Investments	+18.9%	+31.0%	—
Other Noncurrent Assets	+19.5%	+30.9%	—
Total Assets	+16.0%	+20.4%	—
Liabilities
Other Current Liabilities	+34.6%	+56.5%	—
Total Current Liabilities	+16.5%	+23.5%	—
Other Noncurrent Liabilities	+34.6%	+56.5%	—
Total Liabilities	+16.5%	+23.5%	—
Equity
Preferred Stock	+0.0%	+0.0%	—
Common Stock	+0.0%	+0.0%	—
Additional Paid In Capital	+8.4%	+7.9%	—
Retained Earnings	+15.4%	+11.8%	—
Treasury Stock	+20.4%	+1.4%	—
Accumulated Other Comprehensive Income	—	—	—
Total Stockholders Equity	+14.8%	+13.4%	—
Total Liabilitiesand Equity	+16.0%	+20.4%	—

Income Statement

Revenue, expense, and profitability

16 accounts · 3 years

Revenue $19.9B

Operating income $4.4B

Net income $4.4B

Account	2025	2024	2023
IncomeStatement
Revenues Total Revenue	+20.9%	+27.9%	—
Expenses Selling,General and Administrative	+13.8%	+96.1%	—
Expenses Depreciation and Amortization	+42.5%	+147.4%	—
Expenses Share Based Compensation	+26.2%	+43.0%	—
Other Income Expense Operating Income	-0.5%	-2.9%	—
Other Income Expense Interest Income	+26.0%	+46.1%	—
Other Income Expense Interest Expense	+5.5%	+6.0%	—
Other Income Expense Other Income/expense	+41.4%	+55.6%	—
Other Income Expense Income Before Tax	+20.2%	+30.9%	—
Income Tax Income Tax Expense	—	—	—
net Income net Income	-0.5%	-2.9%	—
net Income Comprehensive Income	-2.7%	-21.2%	—
Earnings Per Share Basic Eps	-0.5%	-3.9%	—
Earnings Per Share Diluted Eps	-0.1%	-3.7%	—
Earnings Per Share Weighted Average Shares Basic	-0.0%	+1.0%	—
Earnings Per Share Weighted Average Shares Diluted	-0.4%	+0.8%	—

Cash Flow Statement

Operating, investing, and financing flows

19 accounts · 3 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023
CashFlow
Operating Activities net Income	-0.5%	-2.9%	—
Operating Activities Depreciation and Amortization	+42.5%	+147.4%	—
Operating Activities Stock Based Compensation	+26.2%	+43.0%	—
Operating Activities Deferred Income Taxes	—	—	—
Operating Activities Changes In Operating Assets and Liabilities	—	+290.2%	—
Operating Activities net Cash From Operating Activities	+3.6%	+16.1%	—
Investing Activities Business Acquisitions	—	—	—
Investing Activities Purchases of Investments	+42.1%	+73.2%	—
Investing Activities Proceeds From Sale of Investments	+78.7%	+160.7%	—
Investing Activities Other Investing Activities	—	+30.4%	—
Investing Activities net Cash From Investing Activities	—	—	—
Financing Activities Repurchase of Common Stock	—	—	—
Financing Activities Dividends Paid	—	—	—
Financing Activities Other Financing Activities	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—
Cash Reconciliation Effect of Exchange Rate On Cash	+116.6%	—	—
Cash Reconciliation net Change In Cash	+16.8%	+16.4%	—
Cash Reconciliation Cash At Beginning of Period	+17.5%	+17.5%	—
Cash Reconciliation Cash At End of Period	+17.5%	+17.5%	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 3 years

Ratio	2025	2024	2023
Profitability
Gross margin	—	—	—
Operating margin	+22.1%	+24.7%	+32.6%
Net margin	+22.1%	+24.7%	+32.6%
FCF margin	—	—	—
Growth
Revenue CAGR (3y)	+27.5%	+23.5%	+17.0%
Returns
ROE	+18.2%	+20.7%	+24.2%
ROA	+5.6%	+6.1%	+7.5%
ROIC	—	—	—
Liquidity
Current ratio	—	—	—
Quick ratio	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x
Interest coverage	29.72x	30.58x	33.41x
Efficiency
Asset turnover	0.25x	0.25x	0.23x
Cash conversion cycle	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 350d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S 1.71x

P/B 1.41x

EV —

EV/EBITDA —

FCF yield —

Dividend yield +5.6%

Notes

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