Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$4.4B
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P76
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Running CAGR since the earliest displayed year.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 10 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	+1.8%	+1.9%	+1.2%	+0.2%	+0.4%	+1.8%	-4.8%	-12.4%	-28.1%	—
Investments	+10.0%	+9.4%	+8.0%	+5.6%	+6.2%	+9.9%	+7.4%	+5.0%	+10.8%	—
Premiums Receivable	+19.0%	+20.2%	+20.4%	+21.4%	+21.7%	+19.8%	+24.3%	+15.1%	+15.3%	—
Other Assets	+12.7%	+13.5%	+12.0%	+9.4%	+10.2%	+5.8%	+5.7%	-0.1%	+5.5%	—
Total Assets	+11.7%	+11.6%	+10.5%	+8.5%	+9.0%	+10.2%	+8.9%	+4.7%	+9.1%	—
Liabilities
Insurance Reserves	+13.8%	+13.7%	+11.7%	+11.4%	+11.4%	+12.3%	+10.3%	+7.3%	+10.7%	—
Unearned Premiums	+12.8%	+14.7%	+14.5%	+13.6%	+12.0%	+9.2%	+8.4%	+5.0%	+6.3%	—
Long Term Debt	+1.0%	+1.2%	+1.3%	+1.5%	+1.8%	+4.9%	-1.8%	-6.2%	+2.4%	—
Other Liabilities	+10.0%	+9.9%	+8.0%	+5.2%	+5.6%	+6.5%	+9.2%	+1.2%	+9.5%	—
Total Liabilities	+11.9%	+12.1%	+10.6%	+9.8%	+9.5%	+9.9%	+8.4%	+4.2%	+8.7%	—
Equity
Total Stockholders Equity	+12.7%	+12.3%	+12.1%	+7.7%	+10.4%	+12.3%	+11.7%	+6.9%	+11.4%	—
Preferred Stock	+0.8%	+0.9%	+1.0%	+1.2%	+1.4%	+0.2%	+0.3%	+0.5%	+12.9%	—
Common Stock	+6.2%	+7.0%	+8.0%	+9.4%	+2.2%	+2.5%	+3.1%	+4.4%	+5.0%	—
Additional Paid In Capital	+20.0%	+21.4%	+23.5%	+26.8%	+31.4%	+38.9%	+52.6%	+83.7%	+131.5%	—
Retained Earnings	+14.5%	+13.9%	+14.2%	+12.1%	+12.6%	+11.5%	+11.3%	+8.6%	+7.1%	—
Treasury Stock	+13.6%	+10.4%	+11.7%	+13.6%	+13.1%	+5.3%	+5.7%	+8.2%	+2.1%	—
Accumulated Other Comprehensive Income	—	—	—	—	—	—	—	—	—	—
Total Liabilitiesand Equity	+11.7%	+11.6%	+10.5%	+8.5%	+9.0%	+10.2%	+8.9%	+4.7%	+9.1%	—

Income Statement

Revenue, expense, and profitability

8 accounts · 10 years

Revenue Not reported

Operating income Not reported

Net income $4.4B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Premiums Earned	+17.9%	+18.5%	+18.1%	+16.4%	+15.8%	+15.8%	+14.2%	+16.1%	+24.7%	—
Expenses Losses and Loss Adjustment	+17.1%	+17.3%	+16.1%	+14.5%	+14.6%	+17.8%	+12.1%	+13.0%	+35.0%	—
Income Tax Income Tax Expense	+42.5%	+35.8%	—	+16.9%	+32.5%	+37.4%	+70.6%	+90.6%	+306.6%	—
net Income Other Items Below Tax	—	—	—	—	—	—	—	—	—	—
net Income net Income	+22.8%	+25.7%	+30.4%	+13.4%	+25.5%	+19.3%	+33.2%	+4.6%	-10.6%	—
Earnings Per Share Basic Eps	+23.0%	+25.8%	+30.7%	+13.4%	+23.9%	+16.6%	+29.5%	-1.9%	-23.5%	—
Earnings Per Share Diluted Eps	+23.2%	+25.8%	+30.7%	+13.5%	+24.1%	+16.9%	+29.5%	-1.4%	-23.6%	—
Earnings Per Share Weighted Average Shares Diluted	+0.1%	+0.3%	+0.2%	+0.2%	+1.4%	+2.3%	+3.2%	+5.1%	+11.7%	—

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 10 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Cash From Operating Activities	+18.1%	+21.8%	+22.6%	+18.5%	+20.0%	+20.3%	+14.1%	+6.4%	-20.5%	—
Operating Activities net Income	+20.5%	+23.0%	+27.2%	+10.3%	+22.1%	+15.5%	+27.1%	-6.0%	-23.6%	—
Operating Activities Depreciation and Amortization	+29.1%	+36.6%	+25.5%	+32.8%	+33.5%	+37.4%	+61.9%	+133.7%	+550.3%	—
Operating Activities Stock Based Compensation	+11.3%	+11.3%	+7.4%	+7.6%	+9.2%	+5.9%	+5.5%	-0.7%	+19.8%	—
Operating Activities Other Non Cash Items	+13.0%	+19.6%	+12.9%	+28.4%	+16.3%	+28.0%	-24.4%	+18.5%	-43.1%	—
Investing Activities net Cash From Investing Activities	—	—	—	—	—	—	—	—	—	—
Investing Activities Capital Expenditures	—	—	—	—	—	—	—	—	—	—
Investing Activities Other Investing Activities	—	—	—	—	—	—	—	—	—	—
Financing Activities net Cash From Financing Activities	—	—	—	—	—	-24.9%	—	—	—	—
Financing Activities Dividends Paid	—	—	—	—	—	—	—	—	—	—
Financing Activities Repurchase of Common Stock	—	—	—	—	—	—	—	—	—	—
Financing Activities Other Financing Activities	-33.3%	-51.9%	—	—	-50.2%	-22.0%	—	—	-95.4%	—
Cash Reconciliation Effect of Exchange Rate On Cash	—	—	—	—	—	—	—	—	—	—
Cash Reconciliation net Change In Cash	+0.7%	-1.2%	-3.5%	—	-39.2%	+7.6%	-14.7%	—	—	—

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	—	—	—	—	—	—	—	—	—	—
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—	—	—	—	—	—
Returns
ROE	+18.2%	+20.7%	+24.2%	+11.4%	+15.9%	+10.7%	+14.2%	+8.0%	+6.7%	+8.4%
ROA	+5.6%	+6.1%	+7.5%	+3.1%	+4.8%	+3.2%	+4.3%	+2.4%	+1.9%	+2.4%
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x	2.72x	2.33x	2.24x	2.22x	2.31x	2.37x	2.43x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 396d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S —

P/B 1.41x

EV $35.8B

EV/EBITDA —

FCF yield +18.0%

Dividend yield +0.1%

Notes

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