Arch Capital Group

Financials Property & Casualty Insurance Hamilton, Bermuda Last filing Feb 26, 2026 · FY2025

                    Revenue
                    FY2025
                
Not reported
                    
                    No matching line (10 accounts checked)
                    
                    Net income
                    FY2025
                
$4.4B
                    
                    +2.0%
                    
                    Total assets
                    FY2025
                
$79.2B
                    ROA +5.6%
                    
                    P76
                    
                    +11.8%
                    
                    Operating cash flow
                    FY2025
                
$6.2B
                    
                    -7.5%

18 yrs · FY2008–FY2025 7 filed · 0 derived · 2 blank

1Y 3Y 5Y 10Y

Dollars % of revenue % of assets YoY % CAGR

Each cell as a share of that year’s total assets.

Balance Sheet

Assets, liabilities, and equity

18 accounts · 10 years

Total assets $79.2B

Total liabilities $55.0B

Shareholders equity $24.2B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Assets
Cash and Cash Equivalents	1.3%	1.4%	1.6%	1.8%	1.9%	2.1%	1.9%	2.0%	1.9%	2.9%
Investments	58.7%	57.2%	57.5%	56.9%	59.0%	66.5%	64.4%	67.5%	68.1%	67.1%
Premiums Receivable	19.2%	19.6%	19.9%	21.2%	18.9%	15.2%	16.2%	13.1%	11.5%	10.8%
Other Assets	20.8%	21.9%	21.1%	20.1%	20.3%	16.3%	17.5%	17.4%	18.5%	19.1%
Total Assets	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%
Liabilities
Insurance Reserves	42.3%	41.4%	38.6%	41.7%	39.9%	38.7%	37.2%	37.5%	36.3%	35.8%
Unearned Premiums	12.7%	14.4%	15.0%	15.3%	13.3%	11.2%	11.5%	11.7%	11.3%	11.6%
Long Term Debt	3.4%	3.8%	4.6%	5.7%	6.0%	7.0%	6.2%	6.8%	8.0%	8.5%
Other Liabilities	10.9%	11.0%	10.6%	10.4%	10.7%	10.9%	12.6%	11.6%	12.5%	12.5%
Total Liabilities	69.5%	70.6%	68.8%	73.1%	69.9%	67.7%	67.5%	67.6%	68.0%	68.3%
Equity
Total Stockholders Equity	30.5%	29.4%	31.2%	26.9%	30.0%	30.3%	30.3%	29.3%	28.7%	28.1%
Preferred Stock	1.0%	1.2%	1.4%	1.7%	1.8%	1.8%	2.1%	2.4%	2.7%	2.6%
Common Stock	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Additional Paid In Capital	3.5%	3.5%	4.0%	4.6%	4.6%	4.6%	5.0%	5.6%	3.8%	1.8%
Retained Earnings	34.1%	32.0%	34.5%	33.1%	32.1%	28.6%	29.1%	29.3%	26.7%	27.2%
Treasury Stock	8.1%	6.3%	7.5%	9.1%	8.3%	5.8%	6.4%	7.4%	6.5%	6.9%
Accumulated Other Comprehensive Income	0.0%	-1.0%	-1.1%	-3.4%	-0.1%	1.1%	0.6%	-0.6%	0.4%	-0.4%
Total Liabilitiesand Equity	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%

Income Statement

Revenue, expense, and profitability

8 accounts · 10 years

Revenue Not reported

Operating income Not reported

Net income $4.4B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
IncomeStatement
Revenues Premiums Earned	21.5%	21.3%	21.1%	20.2%	17.9%	16.2%	15.3%	16.2%	15.1%	13.2%
Expenses Losses and Loss Adjustment	18.9%	18.3%	17.4%	16.9%	15.8%	16.1%	13.4%	14.3%	15.2%	12.3%
Income Tax Income Tax Expense	1.0%	0.5%	-1.5%	0.2%	0.3%	0.3%	0.4%	0.4%	0.4%	0.1%
net Income Other Items Below Tax	3.2%	3.1%	1.8%	-0.4%	2.8%	2.8%	2.2%	-0.0%	-0.2%	-0.5%
net Income net Income	5.6%	6.1%	7.5%	3.1%	4.8%	3.2%	4.3%	2.4%	1.9%	2.4%
Earnings Per Share Basic Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Diluted Eps	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Earnings Per Share Weighted Average Shares Diluted	0.5%	0.5%	0.6%	0.8%	0.9%	0.9%	1.1%	1.3%	1.3%	1.3%

Cash Flow Statement

Operating, investing, and financing flows

14 accounts · 10 years

Operating cash flow $6.2B

Investing cash flow $-4.0B

Financing cash flow $-1.9B

Account	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
CashFlow
Operating Activities net Cash From Operating Activities	7.8%	9.4%	9.8%	8.0%	7.6%	6.7%	5.4%	4.8%	3.4%	4.7%
Operating Activities net Income	5.6%	6.1%	7.5%	3.1%	5.0%	3.4%	4.5%	2.3%	2.0%	2.8%
Operating Activities Depreciation and Amortization	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.3%	0.4%	0.1%
Operating Activities Stock Based Compensation	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%
Operating Activities Other Non Cash Items	1.8%	2.8%	1.9%	4.5%	2.3%	3.0%	0.5%	2.1%	0.8%	1.6%
Investing Activities net Cash From Investing Activities	-5.1%	-6.3%	-9.3%	-6.5%	-4.7%	-7.0%	-4.8%	-1.7%	-4.2%	-9.2%
Investing Activities Capital Expenditures	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%
Investing Activities Other Investing Activities	-5.0%	-6.2%	-9.2%	-6.4%	-4.6%	-6.9%	-4.7%	-1.6%	-4.1%	-9.2%
Financing Activities net Cash From Financing Activities	-2.4%	-2.7%	-0.1%	-1.5%	-2.7%	1.2%	-0.2%	-3.1%	-0.0%	5.6%
Financing Activities Dividends Paid	-0.1%	-2.7%	-0.1%	-0.1%	-0.1%	-0.1%	-0.1%	-0.2%	-0.2%	-0.2%
Financing Activities Repurchase of Common Stock	-2.4%	-0.0%	0.0%	-1.2%	-2.7%	-0.2%	-0.0%	-0.9%	-0.1%	-0.3%
Financing Activities Other Financing Activities	0.1%	0.0%	-0.0%	-0.2%	0.1%	1.5%	-0.1%	-2.0%	0.3%	6.0%
Cash Reconciliation Effect of Exchange Rate On Cash	0.1%	-0.0%	0.0%	-0.1%	-0.1%	0.1%	0.0%	-0.1%	0.1%	-0.1%
Cash Reconciliation net Change In Cash	0.4%	0.4%	0.4%	-0.1%	0.1%	0.9%	0.5%	-0.0%	-0.8%	1.0%

Key Ratios

Margins, returns, liquidity, leverage, efficiency

Computed at import · 10 years

Ratio	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Profitability
Gross margin	—	—	—	—	—	—	—	—	—	—
Operating margin	—	—	—	—	—	—	—	—	—	—
Net margin	—	—	—	—	—	—	—	—	—	—
FCF margin	—	—	—	—	—	—	—	—	—	—
Growth
Revenue CAGR (3y)	—	—	—	—	—	—	—	—	—	—
Returns
ROE	+18.2%	+20.7%	+24.2%	+11.4%	+15.9%	+10.7%	+14.2%	+8.0%	+6.7%	+8.4%
ROA	+5.6%	+6.1%	+7.5%	+3.1%	+4.8%	+3.2%	+4.3%	+2.4%	+1.9%	+2.4%
ROIC	—	—	—	—	—	—	—	—	—	—
Liquidity
Current ratio	—	—	—	—	—	—	—	—	—	—
Quick ratio	—	—	—	—	—	—	—	—	—	—
Leverage
D/E	2.27x	2.41x	2.21x	2.72x	2.33x	2.24x	2.22x	2.31x	2.37x	2.43x
Interest coverage	—	—	—	—	—	—	—	—	—	—
Efficiency
Asset turnover	—	—	—	—	—	—	—	—	—	—
Cash conversion cycle	—	—	—	—	—	—	—	—	—	—

Valuation

Price against fundamentals

ACGL $91 · 2025-09-30 · 396d old · FY2025

Market cap $34.1B

P/E 7.75x

P/S —

P/B 1.41x

EV $35.8B

EV/EBITDA —

FCF yield +18.0%

Dividend yield +0.1%

Notes

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